AML Officer

Trading 212

OUR MISSION IS TO ENABLE EVERYONE TO BUILD WEALTH We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 5 million clients, with more than €30 billion in assets under management - a testament to the scale and trust we’ve built in just a few years. WHAT YOU’LL DO * Prepare and submit Suspicious Activity Reports to the relevant authorities. * Ensure alerts are handled in accordance with defined procedures and meet standards for both quality and timeliness. * Conduct investigative research using appropriate techniques and sources and provide consistent detailed rationales for decisioning alerts. * Execute components of the AML function’s monitoring programme * Stay informed on any changes to AML/CFT laws, regulations and best practices, ensuring that the Company remains fully compliant * Report to the head of the AML department WHAT YOU NEED TO HAVE * At least 4 years experience in a similar role within a regulated environment in the financial services industry, preferably in a CIF * Hold a valid CySEC AML Certification will be considered a strong advantage * Very good understanding of AML/CFT applicable regulations * Analytical, problem-solving, and decision-making skills * Ability to work under pressure and meet tight deadlines * Exceptional attention to detail * Strong communication and interpersonal skills * Fluent in English and Greek (written and spoken); knowledge of additional languages will be considered an asset * Proficient in the use of Google Workplace tools * Must be a permanent resident in Cyprus or hold a valid work permit WHAT WE OFFER * Challenges that will help you grow and realise your potential * Opportunity to make a big impact - you will build innovative services used by millions of investors to build wealth * Work with smart, spirited, helpful, high-performing colleagues with a common goal * An environment where nothing is set in stone * Appreciation for your talent and ideas * Generous remuneration package including annual bonuses, free lunch Monday-Thursday, participation in the company’s provident fund and a prime location office in the centre of Limassol with a dedicated parking space Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.

Vivid

ABOUT THE ROLE We are looking for an experienced AML Process Owner to lead and improve our processes within the 2nd tier of the Compliance Operations team. This role suits someone who is eager to build and shape processes at Vivid, thrives in a fast-paced fintech environment, and can independently manage multiple priorities while meeting deadlines. YOUR MISSION ● Lead, document, and improve different AML processes, ensuring processes and guidelines remain up to date. ● Oversee AML controls, ensuring consistent application across operational teams and compliance with EU regulatory standards. ● Collaborate with Legal, Risk, Support, Product, Data, and Engineering teams to introduce automations and process efficiencies. ● Proactively spot deficiencies across teams and initiate internal AML training to ensure processes are applied correctly and consistently. ● Analyse operational data (with our data team) to spot risk trends and identify potential AML, terrorist financing, or sanctions evasion patterns. ● Act as the main point of contact for process questions or escalations and support junior team members when required. YOUR PROFILE ● 3+ years of experience in AML operations, ideally in fintech or financial services. ● Strong understanding of EU AMLD, FATF, and other relevant AML/CTF frameworks. ● Experience with retail and SME customers and complex ownership structures, external requests. ● Self-starter with proven ability and track record in analysing operational work in AML operations, identifying process gaps and pro-actively driving improvements. ● Well-structured work ethic, disciplined self-starter and able to work independently. ● Comfortable managing multiple priorities and deadlines in a fast-paced environment. ● Strong communication and problem-solving skills, fluent in English WHY JOIN VIVID? * Competitive salary and benefits package (depending on location). * Flexible working hours and a hybrid working model. * Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one. COMPENSATION RANGE Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria. ABOUT VIVID At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances; all tailored to your lifestyle. For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality. Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

Vivid

ABOUT THE ROLE We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards. The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space. YOUR MISSION * Analyse transactional and customer activity to identify AML, fraud, and sanctions risks * Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment * Identify potential gaps or areas of concern within SAR content and escalate appropriately. * Ensure SAR narratives clearly explain why activity is suspicious * Challenge unnecessary SAR submissions or customer blocking using a risk-based approach * Maintain clear and audit-ready documentation * Stay informed on evolving AML/CTF regulations and typologies * Collaborate with internal stakeholders to ensure consistency in reporting practices. YOUR PROFILE * 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment. * Strong understanding of AML/CTF regulatory frameworks and reporting obligations. * Exceptional attention to detail and ability to manage sensitive information with discretion. * Strong written communication skills and ability to work effectively in a remote setting. * Self-motivated and able to work independently with minimal supervision. * Background in fintech, crypto, or digital financial services. * Familiarity with reporting to agencies such as FinCEN or equivalent international bodies. * AML certifications such as CAMS are a plus but not required. WHY JOIN VIVID? * A fully remote work environment with a flexible and collaborative culture. * Opportunity to play a key role in a compliance-driven fintech operation.  * Supportive team environment with opportunities for professional growth. COMPENSATION RANGE Compensation from €20.000 gross annually. Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria. ABOUT VIVID At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality. Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started. We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.