
Zopa · London
Our Story Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we la...
Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle.
You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.
Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients. There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times 'Best Place to Work 2025 & 2026'. If this sounds like an environment where you would flourish, then read on… The Function Triple Point Private Credit provides tailored lending solutions to lower mid-market businesses and specialist asset-backed sectors through its SME Debt Finance, Corporate Leasing & Lending, Property Development, Specialty Finance and Funds Finance strategies. By combining commercial expertise with flexible financing solutions, the team supports business growth while protecting investor capital. The Team The Credit & Risk team sits within the Group Risk & Compliance function and provides independent oversight across the Private Credit platform. Partnering with lending and portfolio management teams throughout the lending lifecycle, the team establishes and maintains the governance, frameworks and oversight that support consistent lending decisions, effective portfolio management and disciplined restructuring across all of Private Credit's lending strategies. Credit & Risk team members work collaboratively across credit underwriting, portfolio monitoring, restructuring, recoveries and assurance, providing specialist expertise across all of Private Credit's lending strategies. The Role The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance. Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform. This role is focused on transaction underwriting and credit governance. The Senior Credit Director s a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture. This role is focused on transaction underwriting and credit governance. Key Responsibilities Credit Governance & Risk Discipline * Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform. * Ensuring lending proposals are aligned with internal credit frameworks. * Maintaining consistency in underwriting standards across different lending products. * Helping identify emerging risks across sectors or product types. * Supporting improvements to credit policies, frameworks and review processes. Credit Committee & Deal Evaluation * Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight all lending verticals including: * SME Debt Finance * Property Development Finance * Corporate Lending & Leasing * Speciality Finance * Funds Finance * Assessing transaction structure, repayment mechanics and downside protection working with deal teams pre-application on a case-by-case basis to assist with structuring more complex transactions. * Challenging assumptions within financial models, valuations and exit strategies. * The role will often focus on larger, complex or higher-risk transactions where additional credit scrutiny is required. Collaboration with Origination Teams * Work closely with Origination and Product teams to support origination activities. * Support post approval completion activities – particularly documentation and security queries. Support to Head of Credit * Supporting committee preparation and decision processes. * Acting as escalation point for complex credit matters. * Contributing to credit strategy discussions. * Supporting internal credit training and knowledge sharing. Over time the role may include line management responsibilities within the credit team. Knowledge & Experience Essential * A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non-bank lending or Mid-Market (or above) Lending organisation. * Experience and clear understanding of technical lending landscape from activities across SME or Mid-Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities. * Ability to assess a broad range of lending structures including cashflow lending, asset-backed lending and development finance. * Strong financial analysis and bespoke structuring capability. * Experience participating in investment or credit committees. * The ability to challenge constructively while maintaining productive relationships with deal teams. * Strong judgement when assessing downside risk and recovery scenarios. Desirable * Experience across multiple lending products (rather than a single specialism) * Experience in dealing with distress lending situations * Prior lending experience in Funds Finance and Speciality Finance * Prior experience in rolling out new team structures in growing business environment. Why Join us? * You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued. * Be part of a growing and innovative team * We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. * Opportunities for professional development and career progression. * At Triple Point, high performance means living our values every day: * Stay Curious. * Be Generous. * Take Thoughtful Action. * Pull Together. * Own It. In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work. We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgement. Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. Check out our comprehensive list of benefits HERE. Apply today for further information! Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team. STRICTLY NO AGENCIES
Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients. There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times 'Best Place to Work 2025 & 2026'. If this sounds like an environment where you would flourish, then read on… The Function & Team Reporting to the Head of Funds Finance - Equity & Listed Vehicles, the Senior Equity Finance Manager owns day-to-day finance across these portfolios: accurate financial reporting, cash and liquidity management, financial control, statutory compliance and Board reporting, working closely with administrators, auditors, tax advisers and internal stakeholders across the investment lifecycle. The Roles Key Responsibilities Key Accountabilities * Own the day-to-day finance activities across the VCT, Energy and Housing portfolios. * Ensure timely, accurate financial reporting and statutory compliance. * Maintain effective financial controls and support governance requirements. * Develop strong relationships with fund administrators, auditors, tax advisers and investment teams. * Identify opportunities to improve finance processes and reporting. Venture Capital Trust (VCT) * Review quarterly management accounts from fund administrators. * Prepare quarterly Board Packs. * Cashflow forecasting. * Process subscriptions and redemptions. * Review investment valuations. * Monitor compliance with VCT rules. * Manage interim and annual reporting, including audit. Energy * Preparation of quarterly management accounts. * Cash and liquidity management. * Invoice processing. * Coordinate statutory accounts and tax return filings. * Manage funds flows on financial close and drawdowns. * Track expenditure against Board-approved budgets. * Review project company monthly accounts. * Assist with tax and deal structuring on acquisitions. Housing * Review monthly management accounts of fund administrators. * Manage quarterly interest payments. * Manage intercompany dividends, cash sweeps and corporation tax payments on account. * Review statutory accounts and tax returns for 14 entities. * Issue annual rent demands. Key Relationships * Head of Equity Finance. * Investment teams. * Fund administrators and other service providers. * External auditors and tax advisers. * Board members. Experience * Extensive years PQE (ACA, ACCA or CIMA). * Experience in investment trusts, funds or financial services desirable. * Strong technical accounting and reporting skills. * Advanced Excel and financial systems capability. * Excellent organisation, communication and stakeholder management. Personal Qualities: * Highly organised, with strong attention to detail and accuracy against tight reporting deadlines. * Confident, clear communicator, able to build trust with senior stakeholders, auditors and Board members. * Proactive and solutions-focused, comfortable taking ownership of complex financial processes. * Collaborative team player, working effectively with third-party administrators and cross-functional colleagues. * Resilient and adaptable, able to manage multiple portfolios and competing priorities. Why Join us? * You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued. * Be part of a growing and innovative team * We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. * Opportunities for professional development and career progression. At Triple Point, high performance means living our values every day: * Stay Curious. * Be Generous. * Take Thoughtful Action. * Pull Together. * Own It. In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work. We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgment. Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. Check out our comprehensive list of benefits HERE. Apply today for further information! Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team. STRICTLY NO AGENCIES
ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: * One of the UK’s newest unicorns with a team of just over 700 people * Among the fastest-growing tech companies in the UK * Profitable since 2017 * Backed by top investors including Balderton Capital and Goldman Sachs * Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting We’re entering a once-in-a-company moment: a major step-change in our D2C marketing investment, a full rebrand of the company and product under the Zable brand, and a marketing function being built out at pace under a newly-appointed CMO. This is one of the most exciting marketing builds in UK fintech right now, with the financial strength, customer base, and product depth to back it up. We’re looking for a Creative Designer to join our growing creative pod and produce best-in-class campaign work across Zable. You’ll have significant scope to shape how the brand looks and feels in the market — from rebrand applications through to large-scale campaigns. WHAT WE'RE LOOKING FOR: Essential: * 4+ years as a creative or brand designer, ideally for a consumer brand or in a top creative agency * A portfolio that shows strong typographic, layout and conceptual thinking — not just template execution * Experience designing for performance / growth marketing. Confident across paid social, performance marketing, campaigns, social * Strong attention to detail and ability to maintain brand consistency at scale * Comfortable working from briefs and turning rough ideas into shippable concepts * Demonstrable use of AI tools in your design workflow Desirable: * Motion and video skills (After Effects, Figma motion, modern AI motion tools) * Experience contributing to a rebrand or new brand launch * Familiarity with creative testing frameworks YOU’RE A GOOD FIT IF YOU’RE * Focused on growth — your goal is to produce creative work that helps customers solve real world problems, you obsess over how to scale growth metrics through creative optimisation and scale * Versatile — you can move between brand purity and performance pragmatism * Collaborative — you give and take feedback well * Self-motivated — you take a brief and run with it * Curious about AI and how it changes design WHAT YOU'LL BE DOING Production & Iteration: * Scale creative output across paid channels * Produce variations to support creative testing and learning * Iterate based on performance data and team feedback Brand Stewardship: * Maintain visual consistency across all marketing materials * Own creative QA on assets before launch — regulatory text, formats, exports * Build and maintain templates, design systems and asset libraries Collaboration & AI: * Work closely with the Head of Creative, growth, and product design teams * Use AI tools to increase the speed and quality of your work * Contribute ideas to creative direction and experimentation LIFE AT LENDABLE * Winning team: the opportunity to scale up one of the world’s most successful fintech companies * Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites * Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls * Health coverage: support for your physical and mental wellbeing, including private health cover * Retirement & savings: long-term financial wellbeing through retirement savings plans * Employee referral programme: earn a competitive bonus when you refer successful new team members * Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations * Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog!