Transfer Pricing Senior

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal [https://monzo.com/current-account/personal] and business [https://monzo.com/business-banking] bank accounts, we offer joint accounts [https://monzo.com/current-account/joint-account], accounts for 16-17 year olds [https://monzo.com/current-account/16-17], a free kids account [https://monzo.com/current-account/under-16s] and credit cards [https://monzo.com/flex] in the UK, with more exciting things to come beyond. Our UK customers can also save [https://monzo.com/savings], invest [https://monzo.com/investments]and combine their pensions [https://monzo.com/pensions] with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍London | 💰£60,000 - £70,000 ➕ Incentive Awards tied to your performance | Benefits [https://monzo.com/careers/] | Hear from the team [https://www.youtube.com/watch?v=U62l09nB0M4] ✨   ⭐ Our Finance team We're looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join our Financial Reporting team, and help us build a world-class finance function. This role would be well suited to a fully qualified Chartered Accountant with an audit background. We have some really exciting challenges coming up like expanding into the European Union, the introduction of Monzo Mobile and Habito to our group, climate change reporting, continuing to grow our customer base, growing our lending business and adding to our marketplace. You’ll work on scaling Monzo in a controlled way, while helping us optimise our financial reporting processes with the help of technology. You’ll join the Finance team and report to our Financial Reporting Manager. 🔑 You’ll play a key role by... * Understanding the business and our products to write insightful management commentary. * Working with our engineers and data teams to automate the production elements of this role, allowing you to focus on the parts of the role where your knowledge and skills provide the most value. * Understanding our accounting system and making sure we are taking advantage of all its features to minimise manual elements of reporting. * Being responsible for ensuring our financial reporting policies, procedures and controls are up to date, relevant and useful for Monzo and importantly are scalable. * Supporting the full year end process, from drafting the annual report to working with external auditors until final sign-off. * Reviewing new products, assessing the accounting and implementing them in our banking platform and accounting system. * Working with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched. * Maintaining existing and develop new controls that protect our financial data and our balance sheet substantiation process * Assisting with the implementation of our new accounting system to make sure we are taking advantage of all its features to minimise manual elements of reporting * Supporting on the production of ESG sustainability reporting and disclosures * Preparing monthly management and adhoc reports, offering meaningful analysis of  movements. * Reviewing and assessing the accounting impact of new contracts, working closely with the business and legal team before contracts are signed to establish the correct accounting treatment.  * Supporting tight processes with our internal finance team to ensure a swift month-end close process. * Resolving miscellaneous inquiries and supporting the overall finance team wherever needed - from forecasting and valuations, to bank transfers and tax policy research! 🤩 We’d love to hear from you if… * You’re a qualified chartered accountant (ACA or CA) and ideally have audit experience combined with financial reporting and control experience outside of practice.  * You have a great eye for detail * You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls * You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for investors * You’re comfortable translating complex information into simple words for people with diverse backgrounds * Highly comfortable with leveraging data to automate reporting and drive efficiency (SQL skills would be a bonus) * You thrive in a dynamic and constantly evolving environment * Nice to have (one or more) * Experience in a listed company or financial services regulated environment.  * US reporting/SOX compliance.  * Strong business partnering/commercial financial acumen.  * ESG reporting/audit of sustainability information (carbon footprint, CFD/CSRD) Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! 🙌 What’s in it for you 💰£60,000 - £70,000 ➕Incentive Awards tied to your performance . 📍This role is based in our London office and we aim to come in as a team twice a week (usually Tuesdays and Wednesdays). We're open to distributed working within the UK (with ad hoc meetings in London) if required. ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  📚£1,000 learning budget each year to use on books, training courses and conferences. 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.  ➕ Plus lots more! Read our full list of benefits [https://monzo.com/careers/].   🌈 The application journey has 4 key steps Phone call with the Recruiter  Initial video call with hiring manager (30 mins)Technical video call/ meeting with hiring manager and stakeholder (45 mins)Monzo behavioural interview (45 mins) This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.  We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. [https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo] You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else. ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog [https://monzo.com/blog/diversity-and-inclusion], 2026 Diversity and Inclusion Report [https://monzo.com/blog/our-2026-diversity-and-inclusion-report] and 2025 Gender Pay Gap Report. [https://monzo.com/blog/gender-pay-gap-report-2025] We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

ABOUT FOOTBALL RADAR Football Radar has been developing statistical models and analytical frameworks for football for more than 10 years. We provide advice to football clubs and are also a leading provider of betting advice. We combine the agility and ownership of a start-up with the stability of an established, profitable business. ABOUT THE ROLE Everything we do runs on data. Our models and research are only as good as the datasets behind them, so we are hiring a data platform engineer to help build and operate that foundation: the shared pipelines, storage systems, tools and cloud infrastructure that turn large, messy football datasets into reliable, affordable and accessible inputs for our data scientists. This is a data platform role grounded in software and cloud engineering. You will build both the systems that process our data and the reusable capabilities that make those systems easier to develop, deploy and operate. Much of the work will be familiar to a data engineer, however we tend to build directly in AWS rather than using managed platforms, so the role involves more hands-on cloud work than many data engineering roles. The role could suit a platform, backend or cloud engineer who wants to specialise in data-intensive systems. It could also suit a data engineer with strong software engineering fundamentals and hands-on experience building and operating cloud infrastructure. You will work on real football data problems involving rich, granular datasets that few companies have access to. We are a small team with short feedback loops, and you will work closely with the people who use what you build. You will have a genuine say in how systems should work, then build, ship and own them in production.  WHAT YOU WILL WORK ON * Building reusable tools and pipelines for ingesting large third-party datasets, some at terabyte scale. * Designing storage patterns and data interfaces that make datasets economical to store, and efficient to use. * Operating batch workloads on AWS, with responsibility for their reliability, resource use, retry behaviour, observability and cost. * Improving the shared tooling and infrastructure used to test, deploy, monitor and operate our data services. * Making common data workflows easier and safer for data scientists, while working closely with them to understand how datasets will actually be used. * Making nightly data loads and copy processes boring: restart-safe, observable and quick to recover when something fails. WHAT WE ARE LOOKING FOR Strong production software engineering You have a few years of experience building production software, ideally in Python, although strong engineers from other languages who want to work in Python are welcome. You write code that is tested, deployed and monitored, and you are comfortable reading and debugging code written by other people. Hands-on cloud engineering You have built, deployed and operated systems using cloud primitives directly, not only through a data platform such as Databricks or Snowflake. Your experience might include object storage, containerised compute, batch jobs, queues, identity and permissions, networking, monitoring or infrastructure as code. We use AWS for almost everything, but strong fundamentals on another public cloud transfer well. You do not need to know every AWS service we use. You should understand the core building blocks and their cost models well enough to design with them, see how the components of a cloud system fit together and investigate them when they fail. Strong systems fundamentals You can reason about what the tools are doing underneath: how a database uses an index, why a process runs out of memory, how files and objects behave in cloud storage, and what makes a distributed job safe to retry or restart halfway through. Production ownership You have kept something running that mattered. You have handled failures, added missing alerts and made unreliable systems dependable. You take pride in systems that are uneventful to operate. Data and SQL fundamentals You are comfortable with SQL and relational databases. You can reason about schemas, indexes, query plans and the trade-offs involved in storing and processing large datasets. Comfort with loosely defined problems Much of our work has no detailed specification or established playbook. You enjoy turning a vague problem into a practical design, making sensible choices and shipping a working system. You can judge when a detail deserves careful treatment and when a simple first version is the right answer. Curiosity about how data is used You do not need a data science background, but our platform exists to serve statistical models and research. You should be interested in how datasets will actually be used and willing to let that shape the systems you build. An interest in football, sport or betting markets is a bonus.