Fullstack Engineer

The story of Fairlo began when our founders, Jimmy and Shamon, saw first-hand how unfair and predatory lending practices can trap

people in cycles of debt. Their mother had been misled by a large bank, and instead of being offered a lifeline, she was pushed

further into financial difficulties.

That injustice sparked an idea: to build a company that reimagines credit, rooted in transparency, flexibility, and respect. That

company became Fairlo.

Since launching in 2018, we've helped tens of thousands of people access fairer, more flexible credit. Today, we have around

50,000 active customers, an outstanding Trustpilot rating, and a team of passionate people across Stockholm, Crete, and the UK.

Fairlo is becoming a bank. And we're rethinking how we build technology along the way. We're entering a new phase where technology

will play an even bigger role in everything we do. New products, new possibilities, more complex challenges, and an opportunity to

build financial services that genuinely make people's lives better. At the same time, our AI transformation is already under way.

There's a plan, and people across Fairlo are working on it every day as we become an AI-native organisation.

We want to challenge old assumptions about how software gets built. Experiment with new tools and ways of working. Move from idea

to impact faster. And create an engineering culture where curiosity, creativity, and great judgment matter more than ever. We're

looking for a Fullstack Engineer who wants to join that work and help shape where it goes next.

You'll join our Stockholm team, working closely with CTO, Product, Design, and our engineering colleagues in Crete. We're a small

organisation with big ambitions, which means you'll be close to the decisions, the challenges, and the impact of what you build.

This isn't a role where you'll simply pick up tickets and write code. We want you to understand the problems we're solving,

challenge how we approach them, and help turn ambitious ideas into great products. You'll have the freedom to experiment, the

responsibility to own your work, and the opportunity to influence both our technology and how we work with it.

As a Fullstack Engineer at Fairlo, you'll work across the entire product experience, from the interfaces our customers interact

with to the services and systems powering them.

You'll be part of a cross-functional crew with real ownership, working together to solve meaningful problems and deliver value to

our customers.

• Build products that matter. Design and develop intuitive customer experiences, scalable backend services, APIs, and

integrations that make financial services simpler, smarter, and fairer.

• Own problems, not just code. Be involved from the first idea to the finished product. Understand the customer's needs,

contribute to the solution, build it, ship it, and learn from the results.

• Build on the AI work already under way. Explore how AI can fundamentally improve the way we build software, from prototyping

and development to testing, debugging, and delivery. Experiment, challenge existing practices, and help turn new possibilities

into everyday ways of working.

• Make great technical decisions. Balance speed, simplicity, scalability, and security as we build technology that needs to

perform today and grow with us tomorrow.

• Work close to the business. Collaborate directly with Product, Design, and colleagues across Fairlo. Your ideas and

perspectives will matter, and you'll have the opportunity to influence what we build and why.

• Raise the bar together. Share knowledge, challenge assumptions, bring fresh ideas, and help create an engineering culture where

talented people continuously learn and get better.

We're looking for someone who loves building things, gets excited about solving real problems, and is genuinely curious about

what's next in technology. You're comfortable moving between frontend and backend, enjoy taking ownership, and care just as much

about the customer experience as you do about the code behind it. And while you're a strong engineer today, you're even more

interested in what you could become tomorrow.

• Are comfortable with modern frontend technologies such as React and TypeScript, as well as backend frameworks such as Node.js,

Express.js, NestJS, .NET, or similar.

• Have experience building APIs, working with relational databases, and developing scalable, cloud-based applications, preferably

using AWS.

• Care about building great products, not just great code. You enjoy understanding the bigger picture and finding smart, simple

solutions to complex problems.

• Thrive in collaborative environments where people trust each other, share knowledge, and move quickly without unnecessary

hierarchy.

We don't expect you to tick every box. What matters most is that you're a great engineer with the curiosity, ambition, and mindset

to keep evolving.

A rare moment to join. We're transitioning from fintech to bank, creating an exciting mix of startup energy, ambitious product

development, and new technical challenges.

A real voice in what we build. We're small enough that your ideas can make a difference immediately, but ambitious enough that the

problems you'll solve are anything but small.

Join an AI transformation with momentum. You'll join Fairlo's AI transformation, already under way, with a plan and a team behind

it. You'll have colleagues to build with and plenty of room to shape where it goes next.

Talented people, without the egos. You'll work with smart, passionate colleagues who care about what they do, support each other,

and believe that great things happen when people are trusted.

A mission worth getting behind. We're building financial services that put people first. The technology you create will have a

real impact on real lives.

We're building a bank. Our AI transformation is already under way. And we're looking for people who want to help shape what comes

next. If you're the kind of engineer who gets excited about new possibilities, loves turning ideas into reality, and wants to work

somewhere your contribution genuinely matters, we'd love to hear from you.