Master Thesis - Open Banking & Credit Risk: Turning Financial Data into Credit Decisions

In a perfect world there would be no credit. All credit is bad by nature and you do well in avoiding it as much as you can. In a

perfect world, they and the companies that provide them wouldn't exist. We wouldn't either. But we don't live in a perfect world.

From time to time, we all need a helping hand to make ends meet and to make dreams become a reality.

Fairlo is a fintech company active in Sweden and in the UK with the ambition to help people get access to sustainable finances.

Our competitive edge comes from our mission for transparency and flexibility towards the client as well as our inhouse built

credit decision engine.

We are now offering an opportunity to write your master thesis with us during the spring semester of 2027. The thesis will be

conducted together with the Credit Risk & Data department but will span across the entire organization. You will have the

opportunity to work with real-world financial data, experiment with different modelling approaches, and translate your findings

into practical improvements in credit scoring.

Language: English

Office location: Stockholm

Deadline for application: 2026-12-14