Product Manager - Credit & Fraud

Anyfin

WE'RE LOOKING FOR SOMEONE WHO LEADS AND SETS TECHNICAL DIRECTION IN EQUAL MEASURE. SOMEONE WHO CAN MAKE HARD CALLS, NAVIGATE BUSINESS TRADE-OFFS, AND STILL WALK INTO A ROOM AND HAVE A GENUINELY USEFUL CONVERSATION ABOUT ARCHITECTURE, CREDIT DECISIONING, OR HOW AI IS CHANGING THE WAY GREAT ENGINEERING TEAMS WORK. THAT COMBINATION IS RARE. THAT'S WHY WE'RE WRITING THIS. FEW COMPANIES AT THIS STAGE HAVE THIS MUCH COOL STUFF AHEAD OF THEM. ---------------------------------------------------------------------------------------------------------------------------------- THE FOUNDATION IS BUILT. THE REAL EXPANSION STARTS NOW. We've already helped a lot of people in debt take back control of their finances. But we're moving to a much larger scale, extending the journey toward lasting financial stability and wellbeing for more people across Europe. We're profitable. We're regulated as a kreditmarknadsbolag, a licence that lets us operate across the entire EU. Germany is growing fast and Sweden and Finland is strong markets. Our 2030 ambition is to be a pan-European company. That future is genuinely exciting and not fully written yet. The team is small and intentionally so. We're not trying to build a massive organisation. We'd rather have fewer people who want to do the exceptional and sometimes the unthinkable. People who trust each other, move fast and care about doing things properly. That's the culture we've built and it's something we're protective of. AI is a big part of how we work. Not just as a strategy, but something that's lived and breathed across engineering, analytics, operations and product development. We're building internal tooling on frontier models and we believe the way strong product and engineering organisations operate is changing quickly. This role requires someone who genuinely believes that too. ---------------------------------------------------------------------------------------------------------------------------------- WHAT THE ROLE ACTUALLY IS You'll own the full technology function. That means setting direction, building the team, making trade-offs between speed and quality, and being a real contributor in leadership discussions about the business, not just the technical ones. This role is inherently cross-functional. The CTO's scope isn't tech alone, it's how technology creates value across every part of the business. How engineering decisions shape customer behaviour and the product experience. How technical choices affect our ability to expand, comply, and compete. We don't really think of "the business" and "tech" as separate conversations. You'll be close to the work. Not because we expect you to write production code every day, but because we think good technical leadership requires genuine proximity. Something that's just lived and breathed, not performed. You must be the kind of person who finds that energising rather than beneath them. The problems ahead of us are not just engineering problems. They're business problems, AI problems, regulatory problems and organisational problems at the same time. Credit decisioning across markets. Payments infrastructure. Scaling internationally. Multilingual AI systems. Understanding how customers actually behave and interact with financial products. Building a team that stays strong as we grow. You'll need to hold all of that. ---------------------------------------------------------------------------------------------------------------------------------- WHAT WE THINK MATTERS You've been here before. You've sat in a leadership team, made decisions that affected the whole business and have managed other leaders. You've scaled an organisation from scrappy to structured, without losing what made it good. If your experience is primarily hands-on engineering management, this probably isn't the right next step. You've scaled a modern B2C product company in fintech, lending, payments or another regulated financial environment where product, risk and engineering constantly influence each other. You understand the business well enough to have a real opinion in any room, not just the technical ones. You lead well. Not in a "strong leader" the LinkedIn way. People actually want to work for you and with you. You make decisions, give direction, and create clarity without creating politics. You understand systems, trade-offs and leverage. You're comfortable making difficult calls with incomplete information and you don't need the picture to be fully clear before you act. You care about impact. Not just shipping things but actually moving the needle for customers and the business. You know what good looks like and it bothers you when things aren't and you don't really know how to turn that off. That's just how you're wired. And you're genuinely excited by AI. Not just following the discourse, but actually building with it, thinking about it, and probably annoying people at dinner parties with it. You're the person who can't stop thinking about what it changes. For products, for engineering teams, for financial services, and probably for a lot of other things too. ---------------------------------------------------------------------------------------------------------------------------------- Technically, we work with TypeScript, Python, Go, GraphQL, React Native, Kubernetes, BigQuery and GCP. The stack matters less than the judgment you bring to it. This role is based in Stockholm. We're at a stage where leadership needs to be embedded, close to the teams and part of how the culture develops. That's not negotiable, but we think if this role is right for you, it won't feel like a compromise. We offer a competitive salary and meaningful equity. This is real skin in the game, we're profitable and growing, and we want you to feel that. If this sounds like the kind of problem you want to work on, we'd like to hear from you.

Avanza

Nu söker vi en Engineering Manager till arean Customer Scalability inom Tech som tillsammans med övriga chefer inom Product & Tech arbetar både på en övergripande och strategisk nivå samt inom det specifika produktområdet. Vårt uppdrag är att möjliggöra en skalbar kundtillväxt utan att öka de operativa kostnaderna i samma takt. Du blir en viktig del i arbetet med att skapa vision, mål och engagemang i enlighet med Avanzas strategi. På Avanza tror vi på självstyrande team som tar fram sina egna arbetsprocesser och vi har påbörjat resan mot att utforska AI-drivna arbetssätt. För att förverkliga våra ambitioner jobbar vi insiktsdrivet och i tvärfunktionella team. Vi tror starkt på teamarbete och värdesätter att jobba tillsammans. OM TJÄNSTEN Hela Product & Tech består av 35 utvecklingsteam som tillsammans bygger våra tjänster och erbjudanden. I rollen som Engineering Manager arbetar du nära ett eller två team och med personalansvar för utvecklarna. Den här rollen är kopplad till våra team som bygger och utvecklar Avanzas kund- och kontolivscykel. Vi arbetar för att säkerställa att hela organisationen har tillgång till högkvalitativ, tillförlitlig och uppdaterad kund- och kontodata när behovet uppstår. Som Engineering Manager har du ansvar för att skapa bästa möjliga förutsättningar för ett starkt team och leder dem mot hög kvalitet och effektiva tekniska leveranser. Rollen innebär att kombinera affärsförståelse med teknisk riktning för att skapa konkret värde för både kund och bolag. VEM VI SÖKER Vi söker dig som drivs av att utveckla både människor och teknik. Som Engineering Manager är du en coachande ledare som skapar engagemang och trygghet i teamet. Du är genuint intresserad av människor och motiveras av att se dina medarbetare växa och bidra med sin fulla potential. Rent tekniskt har du en bakgrund inom modern systemutveckling. Du förstår värdet av hög datakvalitet, robust systemarkitektur och väldesignade API:er. Du är nyfiken på hur AI kan förbättra våra arbetssätt och du vill vara med och leda vår molnresa mot GCP. Som ledare ser du till att det tekniska arbetet går hand i hand med produktstrategin. Du är trygg i tekniska vägval och stöttar teamen i att bygga hållbara lösningar, samtidigt som du är van vid att bygga tillitsfulla relationer i en föränderlig miljö. VI SER GÄRNA ATT DU HAR: * Erfarenhet av personalansvar och att leda utvecklare. * Bakgrund inom modern systemutveckling, gärna med fokus på dataintensiva system. * Erfarenhet av molnplattformar (GCP är ett stort plus). * Förståelse för hur man driver förändring och tekniska satsningar. * Nyfikenhet på AI och datadriven utveckling. * Relevant högskoleutbildning eller motsvarande erfarenhet. ANSÖKAN Skicka din ansökan genom att klicka på knappen "Ansök" nedan. Urvalet sker löpande, så skicka gärna in din ansökan så snart som möjligt. Har du några frågor kring tjänsten? Välkommen att kontakta Linn Keife, Area Lead Customer Scalability, på linn.keife@avanza.se. OBS! I och med semestertider kommer vår återkoppling att dröja lite, och vi beräknar att titta närmare på din ansökan i början av augusti. Tack för ditt tålamod och varmt välkommen med din ansökan och ha en fin sommar! Vi undanber oss vänligen men bestämt kontakt från rekryteringsföretag och annonssäljare.

Voi Technology

YOUR MISSION AT VOI As an Engineering Manager at Voi, you will lead and grow a cross-functional product team while staying close to the code. This role is ideal for a strong technical lead ready to take a first step into people management – someone who wants to shape team culture, support engineers’ growth, and drive delivery without leaving their technical roots behind. The Monetisation team owns Voi’s core payment flows, subscriptions, upsell and in-app advertising. The technical scope spans core backend systems, payment integrations, native mobile client views and more. This is an excellent opportunity to grow into leadership while having a tangible impact on the micromobility industry. * Be a present, hands-on leader for a team of 4–5 engineers: run 1:1s, support growth and create a safe, collaborative environment where people do their best work. * Partner closely with the Product Manager and Designer to align on priorities, shape the roadmap and drive high-quality delivery. * Lead by doing: write code, review PRs and engage deeply in technical decisions across backend, web and mobile. * Champion engineering excellence by guiding architectural decisions, fostering good development practices and promoting continuous improvement – enabling sustainably rapid delivery in a complex micromobility business. * Coach and develop engineers through feedback, mentorship and clear expectations – with support from us if this is your first formal people management role. * Lead the team in adopting agentic engineering practices: actively use and encourage AI-assisted development and help engineers build the habits and judgement to get the most out of these tools. * Contribute to a collaborative engineering culture aligned with Voi’s values, and be a driver for inclusion and psychological safety within your team. WHAT YOU NEED TO EMBARK You are a hands-on, collaborative engineer with a passion for both technology and people. You enjoy working across domains, take ownership of delivery and are curious about how AI can elevate the way teams build software. * 4+ years of hands-on experience as an engineer in modern tech stacks, building reliable software in a fast-paced environment. * A generalist mindset with experience in backend, web and/or mobile development. * 2+ years of experience in a tech lead, senior or informal leadership capacity – you have guided others technically, even if you have not held a management title. * No prior people management experience required – this is a growth area we will support you in. * Practical experience with AI-assisted development tools (for example modern code assistants) and a genuine interest in agentic engineering workflows. You lean into these tools and help your team build the skillset to use them effectively. * Strong communication skills and the ability to navigate both technical and cross-functional conversations with ease. * Fluency in English, written and spoken. Don’t meet every requirement? If you are excited about this role and our mission, and have relevant, transferable skills, we encourage you to apply – even if you don’t check every box. WHY VOI? Working at Voi is more than just a job; our People Promise includes a personal voyage where you will grow as a professional and be a part of a team and culture that builds something meaningful for society. In addition to this you’ll have the opportunity to: * Join Europe’s #1 micromobility operator and one of the fastest growing scale-ups. * Get “skin in the game” through our employee options programme. * Enjoy unlimited free Voi rides and a dog-friendly office. * Work together with inspiring, motivated and fun colleagues towards a common goal. * Join the micromobility revolution and be a part of creating sustainable cities made for living, free from noise and pollution.