Financial Controller – Central Europe

Financial Controller

Qred Bank AB

At Qred, we’re building the bank for small businesses. Since launching 10 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Financial Accountant for the next phase of growth. About the Role As a Financial Controller at Qred, you will bridge the gap between technical execution and business impact by taking end-to-end ownership of our daily accounting, manage routine accounting matters and serve as an important part of the month-end closing process.. This mission-oriented role is not just about bookkeeping; you will be a key driver in scaling our financial systems, leveraging automation to streamline complex workflows in a fast-paced Fintech environment. Key responsibilities Execute monthly, quarterly, and annual closings. Ensure quality in day-to-day bookkeeping and strengthen internal control. Drive the automation of financial processes by implementing smart system solutions and AI-driven workflows. Manage statutory reporting, including VAT, corporate tax, and payroll-related accounting. Manage external audit coordination and serve as a proactive partner to the business, supporting the organization with routine accounting and financial queries. What we’re looking for We are looking for a professional with a structured, data-driven mindset who thrives on building scalable processes rather than just maintaining the status quo. You should be motivated by the challenge of optimizing financial systems and possess the independence to drive projects from idea to completion in a collaborative, non-bureaucratic setting. Qualifications A few years of experience in accounting or financial control, ideally from a consulting background or a multi-entity environment. Analytical skills with an understanding of how the P&L, balance sheet, and cash flow statements interplayAdvanced proficiency in Excel and a proven interest in leveraging automation or AI to improve financial processes . Degree in Finance, Accounting, or a related field. Professional fluency in both Swedish and English is essential. Experience with IFRS, regulated environment and/or Business Central is considered a strong advantage. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We operate with an office-first setup, with flexibility when needed. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite

Group Financial Controller

Qred Bank AB

At Qred, we’re building the world’s best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue, being profitable from the start and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real time data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we are now looking for a Group Financial Controller to drive our group consolidation and elevate our financial reporting processes, preparing our finance function for the next major phase of our international growth. About the role Step into a high-impact role where your hands-on expertise directly shapes our financial reporting. As our Group Financial Controller, you will be the driving force behind our end-to-end consolidation and group reporting processes. We are looking for a senior professional who thrives in an international environment, working closely with various parts of our operations to solve complex accounting matters and execute advanced group adjustments. In addition to this core accounting focus, you will play a key role in driving process improvements and taking our data-driven reporting to the next level. Operating from our Stockholm office alongside the accounting team, you will guide stakeholders across our different markets, architect seamless financial data flows, and build scalable reporting processes. You will report directly to the Head of Financial Control. Examples of key tasks: Group consolidation & reporting: Drive the hands-on execution of the monthly, quarterly, and annual group consolidation processes. This includes managing financial inflows from our international operations, performing eliminations, intercompany reconciliations and foreign currency translations. Perform group adjustments and ensure compliance with IFRS and statutory requirements. Support other parts of the organization with accounting, reporting, and systems-related questions. Systems & data flows: Administer, develop, and optimize the group's consolidation and reporting systems. Drive automation projects and participate in setting up integrations between consolidation software and reporting tools Support design and oversee autonomous workflows, enabling software agents to handle routine daily tasks Quality assurance & audit Review, analyze, and follow up on the financial data reported by subsidiaries. Serve as one of the primary contacts for external auditors, ensuring compliance with accounting principles. Maintain and strengthen internal controls, governance frameworks, and support regulatory reporting. Tax & group projects Be actively involved in corporate tax matters and structural tax planning Support and participate in cross-domain projects What we are looking for: A university degree in finance, accounting, or a related discipline Experience in group accounting, consolidation, and group reporting, +5 years Technical knowledge of IFRS and practical experience applying it Experience working with corporate tax Experience working with BI tools and an understanding of financial data flows and system integrations Interest in agentic AI transformation, automation and process optimization Professional level in Excel Excellent command of spoken and written Swedish and English Meriting: Good system understanding and previous experience participating in the implementation of a group consolidation system Experience from the financial services sector or fintech Experience working in Business Central and different consolidation systems Traits we see as crucial in this position: You have the ability to drive initiatives independently You have high integrity, credibility, and self-motivation Analytical mindset with the ability to understand correlations, identify deviations, and draw conclusions from data - not only produce numbers Flexible and adaptable to changes in regulations, systems, and priorities Ability to balance ongoing reporting tasks with continuous improvement work One last thing This is a full-time, permanent position based in Stockholm. Don’t wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Onsite

Financial Controller & Accounting Manager

Bitstack

ABOUT BITSTACK It all started with an idea in 2021. Initially built to democratize Bitcoin in France, Bitstack has gone from a simple product that invests spare change in bitcoin, to a crypto-native bank bringing a better way to save, spend, and grow money to our 300K+ users. We want to rebuild finance from the ground up to empower people to achieve financial freedom by participating in a more open and inclusive financial system. We’re a small, ambitious team of operators. We believe in moving fast, sweating the details, and creating products people truly love. At Bitstack, you’ll have the opportunity to shape not just our products, but the culture and practices of our entire organization. Bitstack is backed by YC, leading VCs like 13books Capital, Stillmark, Serena, and many more. We are building a product our users love and we are just getting started! THE ROLE Bitstack is hiring a Financial Controller & Accounting Manager to join its finance team at a defining moment for the company. Bitstack is moving from a single-product offering to a multi-product platform, expanding its commercial footprint across European markets through the French entity, and enhancing the regulatory licences that underpin the business. The finance function sits at the centre of that evolution. The Financial Controller & Accounting Manager will be central to preparing the company for its first external audit (on 2026 numbers, conducted in 2027) and for the Series B raise (late 2026 / Q1 2027). The role will own French statutory accounting, lead the relationships with the company's external accounting firm and tax advisor, design and implement revenue recognition for the new subscription and card interchange streams, and build the accounting, controls, and tax foundations on which the next stage of growth will be built. This is a hands-on, autonomous role with direct exposure to the Chief Financial Officer, the leadership team, and the co-founders. The successful candidate will make and own consequential decisions from the outset. WHAT YOU'LL BE DOING * Lead French statutory accounting and own monthly and annual closes, transitioning the company from an annual to a monthly close cadence. * Manage the relationship with the external accounting firm and, from 2027, the appointed statutory auditor. * Lead the company's tax compliance across direct and indirect taxes — corporate income tax, VAT (including reverse-charge on non-EU services), and other applicable taxes — in close coordination with our specialist tax advisor. * Design and own the company's accounting policies, including revenue recognition for subscription and card interchange revenue streams, accruals, intercompany transactions, FX treatment, and other technical positions as they emerge. * Build and own the bad debt provisioning and collections framework for the new subscription business, in coordination with Product, Engineering, and Customer Service. * Build and maintain reconciliation workflows between Cryptio (crypto sub-ledger), the subscription billing platform, the Banking-as-a-Service provider, and Pennylane (core accounting platform). * Lead audit readiness preparation, including documentation, internal controls design, and audit trail integrity across the company's accounting systems. * Drive automation and AI adoption across the finance function — building workflows, leveraging AI for analysis and reporting, and using data and tooling as a core source of leverage. * Contribute to the broader finance systems roadmap, including the selection and implementation of close-management software and finance productivity tools. * Partner with the Data Lead to ensure finance data needs are met in the company's data warehouse. TECH STACK * Core accounting: Pennylane * Crypto sub-ledger: Cryptio * Treasury: Agicap * Procurement / SaaS contracts: Vertice * Close management: Numeric, FloQast, or equivalent (to be selected and implemented) * Analytics: Internal data warehouse, Metabase * Productivity: Google Workspace, Slack, Notion, Claude, ChatGPT WHAT WE'RE LOOKING FOR * 6+ years of relevant professional experience, with a career path starting in audit at a top-tier firm (Big Four or equivalent), followed by industry experience as a Financial Controller, Accounting Manager, or Senior Accountant. * Demonstrated experience managing external accounting partners and statutory auditors is essential. You should be able to describe specific examples of leading external relationships through close cycles, audits, or regulatory engagements. * Strong knowledge of French statutory accounting (Plan Comptable Général). Familiarity with IFRS is a plus. * Hands-on experience with modern accounting platforms or ERP systems (Pennylane, NetSuite, Sage Intacct, or similar). Familiarity with crypto sub-ledger tools (Cryptio, Bitwave, Lukka, or similar) is highly valued. * Sector experience in crypto or fintech is highly valued. Experience in other B2C platforms (digital media, e-commerce, marketplace, consumer subscription) is also useful. Direct experience with regulated financial products (e-money, Banking-as-a-Service, payments) is a strong plus. * Languages: native French, professional working proficiency in English. * Strong technology and data fluency. Comfortable working with data tools (SQL or equivalent), light scripting (Python, JavaScript, or similar), AI productivity tools, and automation platforms. Sees technology as a core source of leverage for the finance function, not as a complement to the role. * Holistic perspective and strong business judgment. Able to connect accounting, tax, and controls topics to broader business decisions, well beyond technical compliance. * High autonomy and ownership mindset. Comfortable making decisions and driving outcomes with limited supervision, in a fast-moving environment. * Strong communicator. Able to engage credibly with external partners (accountants, auditors, tax advisors, regulators), challenge constructively, and translate technical topics for non-finance audiences. * Growth mindset. Curious, open to learning, and energised by an evolving scope as the company scales. INTERVIEW PROCESS 1. Introductory call our People Specialist — 30 minutes. Role fit, background, motivations, and process overview. 2. Interview with our CFO — 60 minutes. Role scope, technical experience, and strategic perspective. 3. Interview with our Finance Manager — 30 to 45 minutes. Day-to-day collaboration, operational experience, and team fit. 4. Business case interview with the CFO and Finance Manager — 60 minutes. An applied exercise on a topic relevant to the role (e.g. revenue recognition design, close transition, audit readiness). PERKS & BENEFITS 🌎 Work from our office in Paris (Bourse) or Remote 🕑 Flexible working hours 👩‍⚕️ One of the best health insurance plans with 100% employer contributions 🏄 Monthly team activities and annual offsites 🍉 Swile meal vouchers 🤑 Competitive salary based on experience & Bitstack stock options DIVERSITY & INCLUSION We hire talented and passionate people from all kinds of backgrounds, we don’t care about your age or where you studied. If you’re excited about the role but your past experience doesn’t match every bullet point in the job description, we still encourage you to apply. What matters most is that you’re a builder at heart, you share our values, and you’re enthusiastic about our mission. #LI-TT1