Financial Controller & Accounting Manager

LemFi

LemFi (Series B) is building the go-to financial app for the Global South. Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live. What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth. With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity. ABOUT THE ROLE You'll own the end-to-end execution of liquidity workflows and partner operations across our Francophone corridors. Reporting to the Head of Trading & Treasury, this is high-impact individual contributor work that combines analytical rigor with operational ownership. You'll ensure liquidity is optimised, trades are executed accurately, and regional operations run seamlessly in a fast-paced, cross-border environment. You're not just reporting on performance. You're driving it daily, forecasting demand, executing positions, managing partner relationships, and closing the loop on every discrepancy. WHAT YOU'LL BUILD AND OWN * Own daily and weekly liquidity forecasting across regional wallets and accounts. Ensure funding levels are optimised to meet transaction demand while adhering to exposure limits. * Support and execute regional trading activity in coordination with the Liquidity Manager. Manage currency positions within defined parameters, maintaining clear and proactive communication with the Treasury team. * Act as the primary point of contact for regional partners and aggregators. Ensure operational stability while identifying opportunities to improve partner performance and processes. * Take full ownership of the reconciliation lifecycle. Track funds across the settlement chain, resolve discrepancies, and ensure accurate reporting to Finance and Group teams. * Serve as the regional subject matter expert. Provide insights on settlement trends, partner performance and operational risks that may impact delivery. YOUR EXPERIENCE * Proven experience in Treasury Operations, FX, or within fintech and remittance environments. Experience with XOF/XAF regions is a strong advantage. * Native-level bilingual proficiency in French and English. Essential. * Strong analytical capability with experience in forecasting, liquidity management and data-driven decision making. Comfortable using treasury tools and building or improving models. * Solid understanding of cross-border payments, settlement cycles and reconciliation processes. * A detail-oriented operator. You take pride in accuracy, close the loop on every discrepancy, and thrive on precision. * Ability to communicate clearly and concisely with both internal teams and external partners. NICE TO HAVE * Experience in West African or Central African corridor operations. * Familiarity with specific treasury platforms (e.g., Murex, FIS, etc.). * Background in payments fintech or remittance companies. WHY JOIN LEMFI? Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this. At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions. You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play.

Satispay

Please note that this opportunity requires relocation to our Milan or Luxembourg office. About us Satispay began by rethinking the simple act of a payment to remove the friction from our daily routines. But we didn't stop there. Today, we are building a complete financial platform designed to empower people and concretely improve their lives. By giving our 6 million users a clear, open path to pay, save, and invest, we are evolving into the definitive destination for every financial need.   What you'll be doing As our Legal Product Counsel, you’ll be the dedicated legal partner to our Product, Tech, and Design teams, embedding legal strategy directly into the product development lifecycle - from initial ideation to international launch. Here's what your day-to-day will look like: * End-to-End Product Counseling - Act as the primary legal architect for new products and features. You will also be embedded in the Product Team and proactively support the design phase to help Product Managers building up innovative and exciting new services and features that delight our customers. * Regulatory Navigation - Analyze complex financial and consumer protection regulations across European jurisdictions, translating legal requirements in product and design guidance. * Cross-Functional Collaboration - Partner closely with Product, Tech, Strategy, Marketing, Operations and Compliance teams to balance business objectives with smart risk management. * Consumer Law - Provide advice on financial, consumer protection laws and legal issues related to the B2C and B2B expansion of the Satispay ecosystem.   Who we're looking for We need a problem-solver who loves teamwork and gets things done. If you're curious and ready for real ownership, you'll fit in! Does this sound like you? * Background & Experience - At least 5 years of experience as Product Counsel advising on technology products, commercial, and consumer law issues. Significant in-house experience within a fast-growing Tech or Fintech company is highly preferred. * Fintech & Product DNA - Deep familiarity with the fintech ecosystem (e.g., APIs, payment schemes, card networks, wallet architectures, open banking) and the regulatory complexities of scaling digital financial products across Europe. * Product Curiosity - A genuine passion for UX/UI, technology, and understanding how a product works under the hood. You enjoy bridging the gap between engineering logic and legal frameworks. * Strategic Risk-Taking - Ability to make decisions in ambiguous, fast-paced environments. You provide risk-adjusted recommendations, not just a list of legal restrictions. * Communication & Influence - Exceptional communication skills with the ability to distill dense legal concepts into clear, actionable advice for product managers, engineers, and executives. * Language Proficiency - Full professional fluency in English. Experience working in international environments or advising on cross-border European rollouts is a major asset. CareAbout: how we support your impact We move fast, and evolution never stops. It's a fun ride, but it can be challenging. To make sure our people truly thrive, we're committed to making their lives easier, both in the office and out in the world. That's why we created CareAbout: * ❤️ Health (Private insurance for you and your family, psychological support with Serenis, mental health workshops) * 💰 Financial resources (Stock Option Plan, Meal vouchers, Relocation support if you’re moving countries) * ⚙️ Growth and development (Professional development programs, Internal mobility, Language courses with Preply) * 🌱 Flexibility (Unlimited PTO, Hybrid working policy*, Flexible working hours) * 👨‍👩‍👧 Family (Enhanced parental leave, Additional leave for child sickness)   *We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time.   Equal opportunity employer At Satispay, we're proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless - for instance - of race, colour, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs!   Learn more about us Our values and pillars aren't just fancy words on a page - they really shape everything we do. Explore them here.       #LI-Hybrid #LI-VR1 By submitting this application, I acknowledge that I have read and understood the content of the Privacy Policy

Wakam

🚀 ABOUT THE TEAM The Group FP&A team is a small, high-impact team at the heart of Wakam’s financial steering and strategic decision-making. Its role is to provide Executive Management and operational leaders with clear, reliable and forward-looking financial insights, while supporting budgeting, forecasting, monthly reporting, quarterly closings, cost control, consolidation and continuous improvement of Finance processes and tools. As FP&A Analyst – Expenses Controlling & Consolidation, you report directly to the FP&A Director and work closely with Accounting, Cash, Group Finance, operational leaders, VPs, Chiefs and budget owners across Wakam. This is a senior individual contributor role with strong visibility and direct impact on how Wakam monitors, explains and optimises its cost base across the French perimeter. ---------------------------------------------------------------------------------------------------------------------------------- 🎯 YOUR MISSION The mission of the FP&A Analyst – Expenses Controlling & Consolidation is to deliver accurate, insightful and actionable financial analysis to support Executive Management and business leaders in their decision-making. The role owns end-to-end expenses controlling across Wakam’s French entities, covering consolidation of the French perimeter, expense analysis by nature, department and destination, cost allocation, intercompany rebilling, budgeting, forecasting and business partnering with budget owners. This position is key to ensuring robust financial planning, reliable reporting and disciplined cost management across the organisation.   ✏️ YOUR RESPONSIBILITIES BUSINESS PARTNERING * Act as the day-to-day Finance business partner for operational and support function leaders, including Chiefs, VPs and budget owners, on their expenses scope. * This includes helping teams understand their financial results, translating budget versus actuals into clear business language, and supporting them in steering their cost base. * The role also involves constructively challenging spending requests, budget submissions and reforecasts to ensure alignment with Wakam’s strategy, priorities and financial trajectory. * Building trust-based relationships with stakeholders is central to the position, in order to anticipate business needs, identify risks and opportunities early, and influence decision-making through clear financial insight. EXPENSES CONTROLLING & ALLOCATION * For each monthly reporting, quarterly closing, budget and forecast cycle, the role is responsible for setting up, monitoring and analysing expense reporting across the full French perimeter. * The analysis covers expenses by nature, department, cost centre, destination, entity and consolidated French perimeter. * A key part of the role is to build and challenge expense budgets and forecasts for operational and support functions across French entities. This includes reviewing allocation assumptions, intercompany rebilling plans and consistency with Wakam’s strategy. * The role also covers variance analysis by nature, destination and entity, definition of action plans with budget owners, and follow-up of implementation. * A strong contribution to cost optimisation is expected, with a focus on spend efficiency, savings tracking and financial discipline. FRENCH PERIMETER CONSOLIDATION & INTERCOMPANY MANAGEMENT * Centralise, review and consolidate expense data from all French entities, ensuring full perimeter coverage and proper reconciliation with Accounting. * The role helps ensure consistency across management practices, chart of accounts, cost allocation rules, intercompany flows and intragroup rebillings. * It also owns the alignment of intercompany flows and intragroup rebillings, including identification, reconciliation and elimination. * Consolidated expense analyses by entity, nature and destination are produced in collaboration with the FP&A team, with recommendations to improve financial performance, reporting quality and cost allocation processes. CONTINUOUS IMPROVEMENT & TOOLS * The role contributes to the professionalisation and scaling of the controlling function. * This includes improving reporting, closing and planning processes, as well as making the best use of Finance tools such as Sage, Pigment and other reporting solutions. * A strong focus is placed on automating reporting, improving data reliability, reducing manual work and proposing new performance indicators that are relevant to the business. * The position also supports the use of AI, automation and digital tools to streamline recurring tasks, improve variance analysis and enable faster, more reliable decision-making. ---------------------------------------------------------------------------------------------------------------------------------- 🧠 WHAT YOU BRING The ideal candidate brings at least 5 years of experience in FP&A, controlling or financial planning, ideally with a strong focus on expenses controlling, cost allocation and multi-entity consolidation. * Strong analytical and synthesis skills are essential, with the ability to make complex financial topics understandable for non-finance stakeholders. * The role requires confidence in acting as a trusted business partner to operational and senior stakeholders, providing day-to-day support while constructively challenging assumptions, spending requests and action plans. * Advanced Excel skills and strong command of financial systems and tools are required. Experience with Sage and/or Pigment is a plus. * Experience in the insurance sector is an advantage, but not mandatory. * Fluency in English, both written and spoken, is required in this international environment.   Strong experience is expected in: * Expense controlling * Budgeting and forecasting * Variance analysis * Cost allocation * Intercompany flows and rebillings * Multi-entity financial reporting * Consolidated analysis and management reporting ✨ WHO YOU ARE * You are a strong Finance professional combining rigour, business curiosity and stakeholder impact. * Structured, autonomous and reliable, you bring a strong sense of ownership and know how to manage multiple priorities in a fast-paced and international environment. * You enjoy working closely with business teams, helping them understand financial performance and supporting better decision-making. * You are also comfortable challenging stakeholders constructively, using data, analysis and business understanding to support your recommendations. * A proactive, solution-oriented mindset and a genuine interest in improving processes, tools and collaboration will be key to success in this role. ---------------------------------------------------------------------------------------------------------------------------------- ✨ 🤖 AI & DIGITAL MINDSET At Wakam, AI, automation and digital transformation are reshaping how Finance works. This role offers the opportunity to use digital and AI-enabled tools to streamline recurring reporting tasks, improve data consolidation and variance analysis, automate management reporting, strengthen cost allocation and reconciliation processes, and build more reliable financial insights. No technical AI expertise is required. What matters most is curiosity, adaptability and willingness to learn, combined with a strong Finance mindset and a desire to improve the way things work. ---------------------------------------------------------------------------------------------------------------------------------- 🌟 WHY JOIN WAKAM? Joining Wakam as FP&A Analyst – Expenses Controlling & Consolidation means taking on a highly visible Finance role with direct impact on cost steering, financial discipline and strategic decision-making. This role offers: * An international and multicultural environment * A high level of autonomy and responsibility * Strong exposure to senior stakeholders and Executive Management * The opportunity to contribute to the development of the Group Finance function * Exposure to international projects and cross-functional initiatives * A culture of innovation, continuous improvement and ownership * Remote work flexibility within a modern, inclusive and dynamic company culture This is a strong opportunity for a senior FP&A or controlling professional looking to combine business partnering, analytical depth, consolidation, cost optimisation and transformation in a fast-growing insurance company. ---------------------------------------------------------------------------------------------------------------------------------- 🏆 HIRING PROCESS Our hiring process is designed to be transparent, efficient and respectful of your time. The process will be confirmed with shortlisted candidates and may include: 1. Initial interview with our Talent Acquisition team 2. Interview with our Director FP&A 3. Technical or business case discussion focused on expenses controlling, consolidation and stakeholder management 4. Final HR interview with People Partner => Welcome @Wakam 🚀 AI-Assisted Interview Process Policy | Notion More About Us  Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you!   💫 What Makes Us Unique:  • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat! ⛵ • Flat hierarchical system promoting direct impact and autonomy 🚀 • Monthly Free.day: dedicated time for personal growth and skills development 📚 • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts:  who will share their knowledge and help you develop and grow in your career.    At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do :   🗣️ Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue   🔍 Curiosity • Embrace our monthly Free.day for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities   🔄 Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working   🎯 Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions   At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.