Senior Software Engineer

Senior AI Engineer

Allica Bank

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. The Opportunity Allica is the UK's fastest-growing fintech, built for a group everyone else overlooked: established SMEs — the businesses that make up a third of the economy yet have been underserved by high-street banks and consumer fintechs alike. Reporting directly to our CTO, you'll own the AI systems that turn our Voice of Customer data — the thousands of calls, conversations, and emails our customers have with us every day — into insight the whole bank can search, understand, and act on. It's a senior, hands-on role with real autonomy. You'll take problems from a rough idea through to systems running reliably and safely in production inside a regulated bank. You won't be working through someone else's backlog; you'll help decide what's worth building and then build it. What we’re looking for: We care far more about what you can do than how long you've done it. If most of the below describes you, we'd like to talk — you don't need every line. Core Experience * Strong software engineering background, with deep proficiency in Python. * Experience building and shipping LLM-powered tools or agents into production — using OpenAI, Anthropic's Claude, or open-source models — not just prototypes. * Hands-on experience and understanding of embeddings, vector databases, RAG and semantic search over large volumes of unstructured text. Engineering & Delivery * Comfortable deploying, versioning, and monitoring models in production. * Experience with large-scale data platforms or cloud warehouses (BigQuery or similar) to build and run AI pipelines. * Full-stack enough to wire your work into a usable API or interface end to end. Quality, safety & judgement * You evaluate models rigorously — building pipelines to measure quality, accuracy, and fairness, and weighing vendor against open-source options. * You take privacy, bias, and safety seriously, particularly where AI touches real customers in a regulated setting. Nice to have * Experience with conversational, call or transcript data * Exposure to financial services or another regulated environment How we'll work together You'll join a small, senior team with a direct line to the CTO and a clear mandate. We value people who are curious, take ownership, and can translate technical ideas into something the business understands and trusts. We move quickly, but we hold a high bar for quality and responsible deployment — because we're a bank, and our customers rely on us. Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: * Full onboarding support and continued development opportunities * Options for flexible working * Regular social activities * Pension contributions * Discretionary bonus scheme * Private health cover * Life assurance * Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Senior Fullstack Engineer

Allica Bank

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Role Description The Senior Full Stack Engineer leads the technical design and delivery within a single squad and line-manages 1–2 Full Stack Engineers. The role exists to ensure the squad delivers secure, reliable, and accessible products, while maintaining high engineering standards and an excellent developer experience. You will use your expertise in Spring Boot microservices (Kotlin/Java) and modern web technologies (React/TypeScript) to design and deliver complex features end-to-end. Our backend services run as containerised applications on Azure Container Apps, and our web applications are deployed via Azure Static Web Apps; you will ensure the squad’s services and applications are production-ready and effectively use these platforms. You will drive best practices in observability, CI/CD, security, performance, and accessibility, ensuring systems meet the standards expected of a UK bank. You will create and maintain Architecture Decision Records (ADRs) for significant decisions, aligning with organisation-wide patterns. You are hands-on and collaborative: you design features, write code, review changes, mentor engineers in your squad, and work closely with Product and Design. You model responsible, effective use of GenAI tools (e.g. GitHub Copilot) to improve productivity and quality. Success in this role is measured by the squad’s delivery of complex features, improvements in SLOs and operational metrics, the health of the codebase, and the growth and effectiveness of your squad. Principal Accountabilities Lead the end-to-end design and delivery of complex features across the full stack using: * Backend: Kotlin/Java Spring Boot microservices, containerised and deployed on Azure Container Apps, exposing REST/OpenAPI APIs and integrating with other services and data stores. * Frontend: React/TypeScript, shared design system components, and agreed architectural patterns (e.g. Nx, micro frontends), deployed on Azure Static Web Apps. Produce clear Architecture Decision Records (ADRs) for significant technical decisions, documenting context, options, trade-offs, and outcomes that align with organisation-wide standards. Own and improve SLOs and operational metrics for the squad’s services; monitor error budgets, participate in incident response, and drive improvements to reduce incidents and MTTR. Champion secure and compliant design: * Apply secure coding practices and threat modelling. * Ensure logging, audit trails, and data handling meet regulatory and privacy requirements. * Ensure accessibility standards are met in user-facing features. Strengthen observability and operational excellence within the squad (metrics, tracing, logs, dashboards, runbooks, alerts) and ensure they are used effectively. Drive improvements to the squad’s developer experience (CI/CD pipelines, test strategy, local development workflows, release practices) in line with wider engineering standards and cloud deployment patterns. Model responsible AI-assisted engineering: * Use GitHub Copilot and other approved tools to improve speed, quality, and consistency. * Validate and refine AI-generated code to ensure correctness, maintainability, and compliance. * Contribute to documentation and feedback loops on AI usage in partnership with Staff Engineers. Provide technical mentorship and line management for Full Stack Engineers in the squad, supporting their growth in technical skills, ownership, and delivery capability. Collaborate closely with Product Managers and Designers to ensure technical feasibility, shape solutions, and align technical work with product goals and timelines. Maintain high standards of code quality, testing, documentation, and maintainability across the squad’s codebase, actively reducing technical debt. Personal Attributes & Experience * Strong experience designing, building, and operating Spring Boot microservices in Kotlin or Java, including REST APIs, integrations, and containerised deployments on a major cloud platform (Azure preferred; AWS or Google Cloud also relevant). * Strong knowledge of React and TypeScript, with practical experience building accessible, performant, and maintainable user interfaces. * Proven ability to design robust, scalable solutions within a squad context, aligning with broader architectural guidelines. * Good understanding of distributed systems fundamentals (resilience, latency, consistency, failure modes) appropriate to microservices. * Strong understanding of secure coding practices (e.g. OWASP), privacy considerations, and security/compliance expectations in production systems. * Experience with observability tooling, incident response, and CI/CD pipelines; familiarity with Azure DevOps Pipelines and Azure deployment services is beneficial. * Demonstrated ability to improve codebase quality through refactoring, better abstractions, and clear boundaries between modules and services. * Experience mentoring engineers (pairing, code review, design guidance) and some experience of line management or formal coaching responsibilities. * Experience using GenAI tools (such as GitHub Copilot) to improve productivity and code quality, with a clear understanding of their limitations and validation requirements. * Strong communication and collaboration skills, able to work effectively with Product, Design, and other stakeholders to deliver outcomes. Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: * Full onboarding support and continued development opportunities * Options for flexible working * Regular social activities * Pension contributions * Discretionary bonus scheme * Private health cover * Life assurance * Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Senior Software Engineer

Tink AB

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity:  We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.  The Work itself:  Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities  Essential Functions: Demonstrates relevant technical working knowledge to understand requirements. Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance. Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes bugs for simple issues and applies debugging tools to verify assumptions. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, “hacking” beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams   Qualifications:  Basic Qualifications  Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum five (5) years of experience in a directly related field. OR Master's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum three (3) years of experience in a directly related field. OR Minimum eight (8) years of directly related experience.   Preferred Qualifications  Programming Languages: Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products. Web Browser Optimization: The ability to select the "best available" values of some objective function to improve the functional effectiveness of web browsers. User Interface Design: Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. API Generation: The ability to develop and apply Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user