Junior Product Manager

ClearScore

Principal Product Manager – Upstream (Mortgages) At ClearScore we’re on a mission to help people achieve greater financial wellbeing. Within our Upstream mission, we focus on shaping and scaling new propositions that unlock meaningful value for our users. A pathway to homeownership is a key milestone in our users’ journey to financial wellbeing. We’re expanding our product team to support our global strategy in homeownership and mortgages. As a Principal Product Manager working in our newly formed Upstream Mortgages team, you will hold responsibility for the viability and roadmap direction of this emerging vertical within the ClearScore ecosystem. Reporting into the VP, Global Product, you will be central to shaping our Mortgages vertical — building on strong early foundations while evolving and extending the proposition from first principles where needed. You will define roadmap content and sequencing, make clear trade-offs across user experience, commercial opportunity and build complexity, and ensure the proposition delivers sustainable value to our users and partners. You’ll operate within a shared leadership model alongside a senior Design Lead, jointly guiding a cross-functional team spanning Product, Design, Engineering and Data. While you will not have direct line management responsibility, you will play a central role in setting priorities, structuring work and driving clarity of decision-making across the team. This is a high-impact role at the centre of bringing a complex new vertical to market, shaping how ClearScore shows up in one of the most important moments in our users’ financial lives. It requires strong product judgement, commercial awareness and the confidence to make well-reasoned decisions in a multi-stakeholder environment. What you will be doing: * Build on existing strategic thinking, identifying clear paths to user, partner and business value and shaping the proposition’s continued evolution. * Develop and maintain deep expertise in the homeownership and mortgages landscape, building strong external awareness across partners, regulation and industry trends to inform product direction. * Own the global roadmap for the homeownership and mortgages proposition, defining priorities and sequencing to ensure long-term viability and coherence in line with overall strategy. * Lead structured product discovery to validate desirability, viability and feasibility, using qualitative insight, quantitative data and commercial understanding to inform decisions. * Make clear, balanced trade-offs between user experience, commercial constraints and technical complexity, ensuring focused and coherent progress. * Partner closely with Design to deliver a compelling, simple and user-centred experience within a complex domain. * Collaborate with Commercial and Data stakeholders to ensure the proposition is grounded in market dynamics, partner realities and measurable outcomes, while retaining clear accountability for product direction. * Structure ambiguous problem spaces into clear work-streams, guiding and elevating work across the team — including elevating the quality of thinking and execution across more junior Product colleagues. * Drive momentum and decision-making, ensuring stakeholders are meaningfully engaged throughout the innovation lifecycle.   Skills we'd love you to have * You know what good Product Management looks like and are comfortable owning meaningful proposition-level problem spaces within an established strategic direction. * You have demonstrated experience shaping new propositions from first principles, not only optimising existing products. * You are confident shaping roadmap direction and making clear trade-offs across competing constraints. * You are commercially aware and think in terms of value exchange, incentives and long-term proposition coherence — not just feature delivery. * You are comfortable operating within a shared leadership model, partnering closely with senior Design while retaining clear accountability for product viability. * You bring clarity to complex discussions and are able to move from alignment to decision — making well-reasoned calls even when consensus is incomplete. * You are intellectually confident and willing to challenge existing thinking constructively where evidence or judgement suggests a better path. * You combine structured discovery with strong product intuition, balancing rigour with momentum and knowing the fastest routes to validate key hypotheses. * Experience in mortgages or adjacent regulated financial products is highly desirable, though strong product craft and ClearScore ecosystem understanding may compensate.   Why ClearScore? ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions. Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do. Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth. If you feel like this could be the place for you, apply and our Talent team will be happy to share more. Benefits: * 25 paid holidays and a “duvet day” on your birthday * Hybrid Work Environment * Private health and dental cover - including mental health support through Bupa  * GP office visits * Life assurance scheme * Up to 6% matched pension * Regular Lunch and Learns with guest speakers * Dog-friendly office * Daily breakfast and free snacks * Access to discounts via Cobens Extras  * Free sports and social clubs * Continued investment into learning and development  * Leadership-led training * In-house psychotherapist * Financial coach to help you plan and achieve your goals * No clock-watching culture * Generous maternity and paternity plans * Culture and inclusion representatives * Transparent pay structure and a career growth plan   Equal Opportunities ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs. Our Hybrid Model   We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity. * Levels 1-5: Minimum 2 days per week in-office * Level 6 and above: Minimum 3 days per week in-office We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities. What This Means for You: * Flexibility to manage your work and life * Dedicated in-office days for team building and collaborative projects *  Office facilities (with plants!) designed for productive interactions * Clear expectations and support for maintaining our hybrid schedule We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work! Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.     Inclusion Policy We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice at https://www.clearscore.com/people-notice.

Seccl

Hybrid role with three days a week in London or Edinburgh offices with travel to Bath once a quarter. ABOUT US Seccl is the Octopus-owned embedded investment platform that’s on a mission to helping more people to invest – and invest well. We’re B-Corp certified with an amazing product-market fit, impressive early traction and the potential to transform an outdated industry, for the better. We've been growing fast and will scale even faster over the next few years. We’re also proud to be part of Octopus, the £multi billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money. Check out the Seccl website for the latest on our products and our mission to shape the future of investments. THE ROLE * We’re looking for a Senior Product Manager for European payment squad to join us. You'll work closely with our Payment Senior Product Manager to build our European payment functionality and shape how our European payment operations team functions. * This is a high-impact, high-ownership role, ideal for someone who combines sharp product thinking, strong execution skills, and a passion for simplifying complexity. This is a rare opportunity to be the first Product Manager focused on European payment at Seccl. * You won’t be joining an established team or roadmap, you’ll be helping to define both from the ground up. * Working alongside a small, high-impact European team and key European clients, you’ll play a central role in shaping how our European payment proposition evolves, from early launches through to scale. This is an opportunity to: * Shape the European payment strategy and roadmap for a fast-growing fintech that wants to disrupt an outdated industry. * Support with go to market strategy for the European business and collaborating closely with our European clients * Work closely with the product and engineering team supporting the UK business * Collaborate with product, engineering, and operations teams to identify the right tooling to automate tasks and solve complex customer problems. * Contribute to a high-performing, autonomous squad where your ideas will directly influence our success. ON A TYPICAL DAY YOU WILL BE… * Working closely with the Group Product Manager and Operations Lead to define the European trading roadmap, balancing immediate client needs with longer-term platform strategy * Collaborating as a pod with engineers, operations, and other stakeholders to solve scalability challenges for our European trading operations team. * Breaking down complex problems into clear, actionable plans for engineering teams * Prioritising and managing the sprint backlog, balancing stakeholder needs while maximising value for customers. * Partnering closely with our European clients to understandi their needs and translating them into product solutions, validate solutions, and ensure the product delivers real value. * Collaborating with UK-based product and engineering teams to adapt and extend existing capabilities for European markets * Making trade-offs across speed, risk, and customer value in a highly regulated environment * Using both quantitative and qualitative data to inform evidence-based decisions. * Supporting the growth of junior product managers through mentorship. THIS ROLE’S FOR YOU IF YOU... * Have significant experience with payment systems, custody platforms, APIs or have launched regulated products to European markets * Have experiencer scaling products in regulated environments (e.g. fintech, banking, investments, insurance) * Are comfortable operating in 0→1 or highly ambiguous environments where structure doesn’t yet exist * Brings clarity to ambiguity – structuring problems and shaping them into actionable work * Has a strong bias for action – you proactively seek insights, test ideas, and move things forward. * Is customer-obsessed – always thinking about how to improve workflows and outcomes. * Thrives in cross-functional teams – collaborating across disciplines and navigating trade-offs with empathy and focus. * Supports others – through mentorship, sharing knowledge, and modelling high standards. * Communicates with impact – adapting style for technical and non-technical audiences alike. THIS ROLE ISN’T FOR YOU IF... * You rely on a lot of top-down direction. Here, you’ll have a lot of freedom and ownership of your role, and you’ll be expected to shape your own progression * You’re not comfortable working in a fast-paced environment. Our speed and scalability are what set us apart; you need to be able to act quickly and think on your feet * You struggle to follow through on ideas. We value people who do what they say they will. If you care about something, you have the freedom here to make it happen * You don’t like change. You’ll get on great here if you relish the ambiguity of rapid growth and are willing to embrace uncertainty WHAT’S IN IT FOR YOU… We offer a generous mix of benefits for the things that really matter to our people, including: 💰 A salary between £75,000 and £90,000 – dependant on experience + reviewed annually 🌴 27 days holiday + bank holidays (some can be flexible) + day off on your birthday + three days (full time) per year for Dependant leave 💙 Two volunteering days per year 🌎 Option to work abroad for up to six weeks a year 🌟 Secclbrate - our recognition programme that offers a mix of flexible rewards including extra pay, additional holiday and increased learning budget 🏅 Length of service award – one month paid sabbatical at eight years ✅ 6% employer pension contribution, and life assurance 🏥 Private medical insurance with AXA Health 👪 Enhanced Parental leave 💻 MacBook and up to £500 home office set up budget 📖 £750 per person learning budget 🌻 Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace 🌱 Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and will writing offering via Octopus Legacy 🎁 Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts 🚲 Access to initiatives like Cycle to Work and Octopus Electric Vehicle Leasing OUR CULTURE We're proud to put people first, creating a culture where we truly listen to what matters most to them. Our transparent and inclusive environment encourages diversity of thought, challenge and experimentation. Check out our Glassdoor page for the latest reviews or our LinkedIn for company updates and insights from the team. INTERVIEW PROCESS Interviewing is a two-way thing, and we want you to have the time and opportunity to get to know us, as much as we are getting to know you. Our interviews are conversational, so come with questions and be curious. In general, you can expect the interview process to look a bit like this: * Talent screen - 30 min initial interview with Talent partner * First round– 45 min competencies-based interview with the hiring manager * Second stage – 60 min case-study presentation interview * Bar raiser - 45 min cultural alignment interview ⏳ We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out and you should expect to hear back from us within one to two weeks of applying. 🌈 Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you!  #LI-VS1 #LI-hybrid

Junior

👶 ABOUT JUNIOR We're building cutting-edge LLM-powered tools that supercharge investment research for the world's most demanding deal teams. Our clients include several of the top 10 global private equity firms, Big 4 professional services firms, and leading consulting practices: organisations responsible for deploying billions of dollars annually. We're a profitable, bootstrapped company with a growing team of ~44 people based in London and New York. We 10x'd our revenue in 2025 and are on track to grow 2-3x again this year. Junior saves clients an average of 10 hours per week, and we're expanding fast into new verticals including investment banking, hedge funds, and research firms. 💡 ROLE DESCRIPTION We’re hiring our third Lead Product Manager to own the core research workflow and a help build a product team to build 0-1 add-on products. This is a high-ownership individual contributor role: you’ll run the day-to-day product execution loop - aligning with Customer Success, users, engineering and design on specs and tradeoffs, driving QA, and shipping frequently. The right person will have an opportunity to grow into a leadership role as the company grows. ✅ WHAT YOU’LL DO * Own the roadmap and execution for the core research workflow * Work closely with Customer Success and users to understand workflows, pain points, and what “great” looks like * Partner with Engineering + Design to prioritize, scope, and ship quickly * Drive QA and release readiness: testing plans, bug triage, launch checklists, and iteration plans * Keep stakeholders aligned (founders, engineering, design, CS) through lightweight, high-signal communication * Join sales and CS calls to demo the product and new features, explain capabilities clearly, and translate customer needs into product priorities 📈 WHAT SUCCESS LOOKS LIKE * Shipping velocity increases (more high-quality releases, faster iteration loops) - goal is to ship 1 major new feature per week * Adoption of new features and modules improves (users discover them, use them, and keep using them) * Customer responsiveness improves (faster feedback → clearer decisions → shipped fixes and improvements) 🔧 SAMPLE SET OF PROJECTS * Interview guide generation: understand how teams create structured interview guides at the start of each project; define the right structure and workflow; work with design / engineering on an AI-assisted guide creation experience; iterate with users on prototype, roll out, drive awareness, and measure usage. * Live transcription: work with users and CS to validate the need for faster transcript access and higher visibility during calls; align with engineering on feasibility and approach; partner with design on how to surface live transcripts; pilot with early users, plan rollout, and track usage metrics. * Call anonymization: work with consulting clients and CS to surface current process of manually creating anonymized versions of transcripts; define what specific parts must be anonymized; partner with design/engineering to implement the anonymization flow make it easily discoverable / intuitive - then run customer testing, QA the release, launch, and track adoption/usage. 🔥 ABOUT YOU * 5+ years of experience shipping SaaS products in fast-moving teams (B2B is a plus, strong B2C also welcomed) * Strong product execution: make good tradeoffs, unblock teams, focus on MVP and ship often * You have built something 0→1 and can clearly walk us through what you owned end-to-end — from problem discovery and MVP scope through launch, iteration, and impact. * You’re close to customers and comfortable working directly with users and senior stakeholders. You will be selling products. * You’re a builder: you’re happy to get into the details and use Claude Code / Codex to make tweaks. * You prefer low ceremony / high accountability and avoid process-for-process’ sake * Excellent written and verbal communication * Farringdon-based and excited to work 5 days per week in-office * Bonus but not required: you have worked in a large consulting firm in the past 🌵 BENEFITS All the usual benefits (competitive pay and equity, private healthcare etc). Unusual benefits: * Gym membership * In-office cook * Summers working in Greece by the beach