Third Party Risk Analyst - 12 Months FTC

Lunar

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Operational Risk Analyst you’ll join the Risk team based in Aarhus, reporting to Anders Tvede Pleth, covering a 12-month parental leave (from September 2026 to September 2027). It’s a busy seat with a lot on the table, so you’ll work across operational risk, controls, and resilience while keeping Lunar ahead of the regulatory curve and enabling the business to move fast with confidence. What will you do? * Work with operational risks and incidents day to day, running risk assessments and turning findings into clear, business-oriented actions. * Third-party risk management, supporting the vendor lifecycle activities end-to-end (eg.: procurement, vendor registry maintenance, annual reassessments, and exit planning and testing) * Build out our process landscape and facilitate criticality assessments to support our DORA obligations.. * Support the testing of our Business Continuity Plans (BCPs) and strengthen how we prepare for and respond to disruption. * Drive continuous improvement by taking ownership, flagging process gaps, and contributing to how the team gets better over time. What are we looking for in you? * Experience with operational risk in a financial institution, ideally with exposure to risk assessments, controls, business continuity, third party management and procurements. * Familiarity with ICT third-party risk management under DORA (vendor assessments, exit plans, concentration risk) is a strong plus. * A master of structure who is eager to get things done, takes ownership, and keeps many things moving without dropping the ball. * A solid understanding of the regulatory landscape for a licensed financial institution, DORA in particular, and how it applies in practice. * A good level of technical understanding, comfortable working with processes, systems, and the teams that run them. * Strong written and verbal communication skills in both English and Danish. * A mindset that’s comfortable with change and a fast-paced environment where you have real responsibility and a short path from question to decision. What you get. * 4 days in the office. We're a team that builds together, thinks together, and moves together. Showing up is part of how we work. * State of the art equipment. The newest computer, monitor, mouse, and keyboard. We want you to do your best work without anything slowing you down. * Pension, health insurance, and enhanced parental leave. From your financial future to your family moments. We've got you covered. Are you ready to join the journey? Apply now and let's find out more! While you hold on tight for us to get back to you, curious to see what we’re up to? Follow us on LinkedIn for business announcements and releases 📢, check out our Instagram for an inside scoop on what it’s like to work here . Depending on the regulations in the country where you will be employed, we will ask to see or obtain information about your criminal record. We welcome applications from candidates of all backgrounds. If you need any adjustments during the recruitment process, please let us know

ClearBank

Trust unlocks our greatest potential. For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution. What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’. What you can expect: ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank. If that excites you, how about joining our IT & Operations team as a Senior Technology Governance Specialist? Reporting to the Head of Technology, you will play a key role in monitoring technology services and maintaining governance, ensuring compliance with outsourcing and regulatory obligations while providing accurate reporting for audits, regulators and senior management. Your role includes: Technology Oversight Support: * Monitor the delivery of technology services to ensure compliance with outsourcing obligations, promptly escalating deviations, and maintain accurate documentation and oversight evidence to meet regulatory requirements. Data and Information Security Governance: * Support development and oversight of Data and Information Security Governance to meet regulatory and internal standards. Overall Governance & Coordination: * Coordinate with internal teams on technology incidents and remediation, providing timely updates to stakeholders. * Maintain and report evidence of compliance with technology-related regulations such as DORA, MiCAR, and cybersecurity obligations. * Support technology risk assessments and contribute inputs for risk reporting. * Support oversight of ICT third-party supply management activities to ensure compliance with contractual and regulatory requirements. * Analyse data from oversight activities to identify trends and provide. actionable insights for governance and strategic decision-making. * Prepare governance reports and maintain oversight logs to meet audit and regulatory requirements. * Assist in closing management actions from second and third line reviews. * Liaise with internal stakeholders to ensure ClearBank Europe requirements are captured and integrated into new initiatives. What you’ll bring To excel in this role, you’ll also need: * Strong knowledge of technology in financial services and fintech. * Strong knowledge of Information Security and Data Governance and Management. * Good knowledge of technology related regulations such as DORA, MiCAR and Cybersecurity obligations; practical experience would be a plus. * Understanding of crypto asset technologies and their regulatory implications would be a plus. * Understanding of Payment Rails (such as SEPA and Target 2) would be a plus * Strong analytical and communication skills, with the ability to interpret data, present actionable insights, and collaborate effectively across teams and geographies. * Proactive and detail-oriented, capable of managing multiple priorities with excellent organizational and stakeholder management skills. What makes a great ClearBank team member? Does this sound like you? * You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank; * You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care; * You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate; * ‘I’ before ’we’, isn’t in your vocabulary If this sounds like you then we encourage you to dust off that CV and apply! What we offer in return * We're flexible – We support a culture of flexibility which allows our employees to achieve a strong work-life balance. * Offices – Work in a way that works for you – whether that’s in the Amsterdam office, at home, or hybrid. * Holiday – 27 days of annual leave per year, plus public holidays. * Work abroad – You have the flexibility to work outside of the Netherlands for up to 30 days in a rolling 12-month period. * Socials – Regular social events open to all. * Holiday swap – Option to swap your bank holidays to any other day of your choice. * Wellbeing – long term disability cover and accident cover. * Bigger than ClearBank – Take a couple of days per year to do something that matters to you. * Pension – We offer generous pension contribution without mandatory employee contribution. * Expense coverage – Mobile phone allowance and travel cost reimbursement. * Family – Enhanced family-friendly leave. * Personal development – We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning. And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that’s building a tech-bank fit for the future. A little bit more about us!  ClearBank is Where You Can belong:  At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of:  * 42% of our senior management roles are held by women  * Our enhanced family leave policies * Launching our partnership with Code First Girls  * Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group  Our hiring process and what you can expect: Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage;  Screening: You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too);  First Interview: You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we’ll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.   Second Interview: This will be a competency-based interview with one or more members of our team. Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.   Offer: Congratulations! Get ready to transform banking forever!    Our commitment to you as a candidate:  We will always try our best to get back to you within seven days of your interview whether you’ve been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.   We’re unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.   We wish you the best of luck with your application and maybe we’ll be celebrating your new role at ClearBank soon!   Equal Opportunities ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.  ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.  As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.  The legal bit By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.

WPP

WPP is the trusted growth partner for the world’s leading brands.  We unite cutting-edge media intelligence and data solutions, world-class creativity, next-generation production, transformative enterprise solutions and expert strategic counsel in a single company – powered by exceptional talent and our agentic marketing platform, WPP Open, to help our clients navigate change, capture opportunity and deliver transformational growth.    We work with the world's most valuable brands and have global reach across 100+ markets, with deep local expertise.   Our people are the key to our success. We're committed to fostering a culture of creativity, belonging and continuous learning, attracting and developing the brightest talent, and providing exciting career opportunities that help our people grow.    For more information, visit WPP.com.   Japanese Speaker Jobs Available: Japanese Language is a MUST - Reading, Speaking, Writing  • Native speaker / Japanese : JLPT N2/N1 * Accounts Payable and Receivable (PTP, OTC) * General Ledger Reporting (RTR) * Masterdata Management (MDM) ---------------------------------------------------------------------------------------------------------------------------------- 📑 1. ACCOUNTS PAYABLE AND RECEIVABLE (PTP, OTC) AP, AR is part of a team responsible for performing day-to-day tasks within the Billing and Payable function, covering Accounts Payable, Accounts Receivable, Billing, Cost Allocation and Reconciliation, as well as the Month End Closing process and some other specific accounting activities related to the stream. The Senior Analyst will be required to handle activities for any of the subfunctions within the OTC and PTP functions as assigned by the Finance Operations Manager. This position will work with management to drive the implementation of global process initiatives to streamline and/or automate the PTP and OTC process, which includes system enhancement and process improvement. Responsibility: Accounts Receivable and Billing: * Work with the Team Lead to identify the Client's billing processes and document accordingly for reference * Review against Client billing processes and finalise the invoice with required supporting documentation (e.g. signed Client Schedule, PO, copies of third-party invoices being recharged, etc.) * Approve and post accounting entries * Dispatch to the Client the invoice and supporting documentation according to the Client's billing process * Review against Client billing processes and finalise the draft credit note or raise the credit note, with required supporting documentation * Approve and post accounting entries * Dispatch to the Client the credit notes and supporting documentation according to the Client's billing process Accounts Payable & Invoice Processing: * Receive and save vendor invoices/vendor billing files and supporting documents * Check all invoices for proper documentation, attach the invoice to the AP System and submit for payment accordingly. Ensure invoices are processed in line with WPP Policies, SOX requirements, and Standard Operating Procedure (SOP) * Process invoices, credit memos and debit memos in a timely and accurate manner according to the SLA / KPI set by management and agreed with WPP Operating Companies (OpCo) * Ensures that all invoices assigned are properly accounted for at the end of each business day * Respond to vendor inquiries. Follow up with the vendor and respective OpCo to resolve all discrepancies in a timely manner * Verifies vendor accounts by reconciling monthly statements and related transactions * Perform reconciliations of vendor statements, research, and address discrepancies as appropriate * Review reconciliation and supporting documentation for purchases made by the Company, Settled Credit Card, and revert to OpCo on queries * Properly book and upload all intercompany transactions * Work with PTP Leaders on Account Analysis to clear Aged AP and Net Debit Balance (NDB) Other Responsibilities: Query Management: * Receive, record, and resolve queries from Clients, Vendors, or OpCos. * Collaborate with OpCo to resolve complex queries. * Ensure timely closure of all queries. * Report monthly on open queries to OpCo. Accounts Receivable (AR): * Independently drive AR ageing reporting and review calls with OpCo. * Ensure accuracy, quality, and timely delivery of assigned AR tasks per SLAs/KPIs. Issue Resolution & Risk Management: * Handle high-complexity issues with minimal guidance. * Identify, troubleshoot, and escalate risks or issues to management/internal clients. * Follow through on issues until resolution. Collaboration & Communication: * Work closely with WPP OpCo contacts and cross-functional teams to support OTC and PTP processes. * Participate in month-end close activities. Process Improvement & Projects: * Support system enhancements, UAT, migrations, and scope expansions. * Drive standardisation, data mapping/cleansing, and improvement initiatives. Compliance & Standards: * Adhere to accounting principles, company policies, and internal/external regulations. * Follow standard operating procedures and Target Operating Model (TOM). Knowledge Sharing: * Guide and support team members through knowledge transfer and best practices. * Ensure quality and consistency during staff transitions. Competencies & Skills * Native speaker / Korean : TOPIK 5/6 / Japanese : JLPT N2/N1  * Fluent in English (read/write/speak) * Strong knowledge of accounting entries, processes, and standards. * Meticulous with high attention to detail. * Excellent interpersonal and teamwork skills. * Proactive and self-driven. * Strong analytical and problem-solving abilities ---------------------------------------------------------------------------------------------------------------------------------- 2.📑GENERAL LEDGER REPORTING (RTR) The role will responsible for period end close activities, fixed asset management, intercompany transactions, bank transactions, balance sheet reconciliation, financial and management reporting, local statutory and tax support for WPP subsidiaries. Responsibility: * Ensure accuracy and timeliness in processing general ledger entries, fixed assets transactions, banking transactions, preparing financial and management reports, balance sheet reconciliation, and supporting local statutory and tax (direct and indirect) in accordance with WPP policies and procedures, local accounting standards and requirements. * Work closely with WPP Operating Units (OpCo) Finance to understand current activities and ensure all changes are reflected in financial statements. * Collaborate with OpCo to clear aged balance sheet items. * Regularly track and resolve outstanding issues being identified and escalate to relevant parties as necessary. * Liaise with internal/external stakeholders as and when necessary * Ensure service level agreements (SLA) and monthly performance and productivity KPIs are met * Ensure the ownership of all applicable internal controls related to RTR processes. * Proactively work with the team lead/manager to identify, propose and implement continuous process improvement opportunities in existing processes. * Participate in continuous process improvement projects and plans * Involvement in ad hoc activities or projects. Qualifications & Experience * Bachelor’s Degree in Accounting or related field, and/or professional accounting qualification (e.g., ACCA, CPA, MIA). * Minimum 1 - 2 years relevant experience in accounting/ finance function. Fresh graduates are welcome to apply. * 3–4 years of experience for Senior roles. * Exposure to MNC environments and consolidated group accounts is beneficial. * Experience with ERP systems (Added Value) * Experience in Audit and tax is (Added Value) * Native speaker / Korean : TOPIK 5/6 / Japanese : JLPT N2/N1  Competencies & Skills * Good communication skill and able to communicate effectively in English  * Good understanding of financial accounting principles, processes and accounting standard such as IFRS.  * Meticulous with high attention to detail. * Excellent interpersonal and teamwork skills. * Proactive and self-driven. * Strong analytical and problem-solving abilities. * Ability to demonstrate and deliver to required extents of the WPP Values listed below: - OPEN - Optimistic - Extraordinary   ---------------------------------------------------------------------------------------------------------------------------------- 3.📑MASTERDATA MANAGEMENT (MDM) This role is responsible for managing all activities relating to master data maintenance and master data-related processes and requests. The incumbent is also responsible for ensuring compliance with control procedures on the maintenance of master data and governing the integrity of master data in all ERP systems and applications. Key Results / Accountabilities: * Maintains (creates, amends, inactivates, and/or deletes) the master data in the ERP systems and/or banking systems or portals based on approved master data change requests received * Ensures creation and changes made are in accordance with the SOP, policy, regulations, and internal controls requirements * Maintains proper change records on changes made, including generating reports for review and approval * Supervises and provides guidance to the Master Data Analyst * Reviews & approves creation or change made by the Master Data Analyst * Proactively identifies, proposes, and implements continuous improvement initiatives within existing processes * Supports new transition and migration projects as assigned * Assists in ad-hoc functions, assignments, and related duties as and when required. Qualifications & Experience and Competencies: Education and Experience * A Bachelor's Degree in IT or Business Administration, or other related field, is welcome to apply. * A minimum of 2-3 years of experience in a Master Data or System Administration role or function. * Experience in a shared service centre environment will be an advantage. * Experience in using ERP systems. Competencies Skills * Computer-literate and well-versed with Microsoft Office applications. * Excellent English writing & and communication skills. * Good customer service mindset. * Appreciation and ability to link system requirements to business processes and outcomes. ---------------------------------------------------------------------------------------------------------------------------------- Who you are: You're open: We are inclusive and collaborative; we encourage the free exchange of ideas; we respect and celebrate diverse views. We are open-minded: to new ideas, new partnerships, new ways of working. You're optimistic: We believe in the power of creativity, technology and talent to create brighter futures or our people, our clients and our communities. We approach all that we do with conviction: to try the new and to seek the unexpected. You're extraordinary: we are stronger together: through collaboration we achieve the amazing. We are creative leaders and pioneers of our industry; we provide extraordinary every day.   What we'll give you: Passionate, inspired people – We aim to create a culture in which people can do extraordinary work. Scale and opportunity – We offer the opportunity to create, influence and complete projects at a scale that is unparalleled in the industry. Challenging and stimulating work – Unique work and the opportunity to join a group of creative problem solvers. Are you up for the challenge? #LI-Onsite   We believe the best work happens when we're together, fostering creativity, collaboration, and connection. That's why we’ve adopted a hybrid approach, with teams in the office around four days a week. If you require accommodations or flexibility, please discuss this with the hiring team during the interview process. WPP is an equal opportunity employer and considers applicants for all positions without discrimination or regard to particular characteristics. We are committed to fostering a culture of respect in which everyone feels they belong and has the same opportunities to progress in their careers. PLEASE READ OUR PRIVACY NOTICE (HTTPS://WWW.WPP.COM/EN/CAREERS/WPP-PRIVACY-POLICY-FOR-RECRUITMENT) FOR MORE INFORMATION ON HOW WE PROCESS THE INFORMATION YOU PROVIDE.