Compliance and Anti Money Laundering Officer — French Branch

Stripe

WHO WE ARE ABOUT THE TEAM Stripe is seeking a Regulatory Compliance and Money Laundering Reporting Officer (RC and MLRO) to lead our regulatory compliance and financial crimes program in Hong Kong. This role sits within the Affiliates pillar of the Financial Crime, Compliance and Risk Oversight (FinCRO) organization, and you'll report to the APAC Affiliates Lead. You'll be the named RC and MLRO of Stripe Hong Kong (to be set up) and lead or assist in the registration of Stripe Hong Kong as a Money Service Operator (MSO), under the oversight of the Hong Kong Customs and Excise Department (CED). In your role as the RC and MLRO, you'll be the principal decision-maker and strategic lead on regulatory compliance and financial crime risk management decisions, serving a critical role in ensuring the continued safe growth and success of Stripe in Hong Kong. You'll also be the public face of FinCRO in Hong Kong. You have deep subject matter expertise and a proven track record building and evolving tech-forward regulatory compliance and financial crime programs (collectively, compliance programs). You may be based in the Stripe Singapore office for approximately 6 months. The APAC Affiliates Lead determines the office location and duration. WHAT YOU'LL DO RESPONSIBILITIES * Develop and implement a compliance strategy for Hong Kong, aligning with global FinCRO objectives and business goals, leveraging AI, data science, and automation wherever possible. Provide regular reporting and updates to the Board of Directors of Stripe Hong Kong regarding the health and effectiveness of the compliance programs  * Act as the RC and MLRO, owning and enhancing Stripe Hong Kong compliance programs, in particular, ensuring the financial crime program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes * Engage with local regulators to shape the future of fintech oversight, advocating for tech-enabled compliance solutions. Serve as the primary point of contact for regulators and an ambassador for Stripe in Hong Kong * Act as a thought leader in the payments industry, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era * Build and maintain trust and strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Educate partners on Stripe compliance programs and controls, and serve as the senior point of contact for escalations * Exercise oversight to ensure the compliance program and controls are fit for purpose. Provide advice to key stakeholders on product development to foster compliance by design WHO YOU ARE MINIMUM REQUIREMENTS * 10+ years of experience in financial crime, with a focus on financial services, fintech, or payments, and deep contacts—and influence—across the industry * Current knowledge of financial crimes and other relevant financial services laws and regulations in Hong Kong * Strong communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences * Ability to think strategically and translate complex regulatory requirements into practical solutions * Strong problem-solving skills, with a data-driven approach to decision-making * Define and iterate on the Stripe Hong Kong risk appetite, ensuring a defensible stance as Stripe explores new, high-growth verticals and opportunities * High data literacy and the ability to work closely with data teams to identify emerging financial crime patterns and validate the effectiveness of detection models PREFERRED QUALIFICATIONS * Experience working in a global, matrixed organization  * Competence navigating regulatory guardrails amid a high-growth environment  * High professional fluency in Cantonese  * CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications OTHERS We welcome applicants who are: * Based in Singapore with a willingness to relocate to Hong Kong. The APAC Affiliates Lead determines the relocation timeline. * Based in Hong Kong with a willingness to be temporarily located in Singapore for no more than 6 months. The APAC Affiliates Lead determines the duration.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. ABOUT THE TEAM Stripe is seeking a Regulatory Compliance and Money Laundering Reporting Officer (RC and MLRO) to lead our regulatory compliance and financial crimes program in Japan. This role sits within the Affiliates pillar of the Financial Crime, Compliance and Risk Oversight (FinCRO) organization, and you'll report to the APAC Affiliates Lead. You'll be the named RC and MLRO of Stripe Japan and will lead and assist in the registration of Stripe Japan as a Funds Transfer Business Operator (FTBO) with the Kanto Local Finance Bureau (KBF), under the oversight of the Japan Financial Services Agency (JFSA). As the RC and MLRO, you'll be the principal decision-maker and strategic lead on regulatory compliance and financial crime risk management decisions, serving a critical role in ensuring Stripe's continued safe growth and success in Japan. You'll also be the public face of FinCRO in Japan. The ideal candidate has deep subject matter expertise and a proven track record building and evolving tech-forward regulatory compliance and financial crime programs (collectively, compliance programs). WHAT YOU'LL DO RESPONSIBILITIES * Develop and implement a robust and effective compliance strategy for Japan, aligning with global FinCRO objectives and business goals, leveraging AI, data science, and automation wherever possible. Provide regular reporting and updates to Stripe Japan's Board of Directors regarding the health and effectiveness of the compliance programs. * Act as the RC and MLRO, owning and enhancing Stripe Japan's compliance programs, in particular, ensuring the financial crime program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes. * Proactively engage with local regulators to shape the future of fintech oversight, advocating for tech-enabled compliance solutions. Serve as the primary point of contact for regulators and an ambassador for Stripe in Japan. * Act as a thought leader in the payments industry, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era. * Build and maintain trust and strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Educate partners on Stripe's compliance programs and controls, and serve as the senior point of contact for escalations. * Provide expert advice to key stakeholders on product development to foster compliance by design. WHO YOU ARE MINIMUM REQUIREMENTS * 10+ years of experience in financial crime, with a significant focus on financial services, fintech, or payments, and deep contacts and influence across the industry * Deep and current knowledge of financial crimes and other relevant financial services laws and regulations across Japan * Excellent communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences * Ability to think strategically and translate complex regulatory requirements into creative and practical solutions * Strong problem-solving skills, with a data-driven approach to decision-making * Ability to define and iterate on Stripe Japan's risk appetite, ensuring a defensible stance as Stripe explores new, high-growth verticals and opportunities * High data literacy, with the ability to work closely with data teams to identify emerging financial crime patterns and validate the effectiveness of detection models PREFERRED QUALIFICATIONS * Experience working in a global, matrixed organization * Deep competence navigating regulatory requirements in a high-growth environment * CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Compliance Officer Our Compliance Advisory & Oversight Team is looking for a Compliance Officer with experience in the payments-, financial services or FinTech industry. In this role, you will help Adyen to scale and work on complex opportunities. To do that, you must have a strong analytical mindset and communication skills to provide pragmatic and strategic advice to both internal and external stakeholders on compliance matters.  What you’ll do * Represent Compliance towards the commercial and operational teams, facilitating communication with deeply specialized Compliance, Regulatory, Legal and Risk functions, inclusive of conducting trainings; * Provide ad-hoc Compliance advice to Adyen’s internal stakeholders and customers, deconstructing complex challenges and supporting the team in providing solutions that align with Adyen’s strategic objectives and overall risk appetite;  * Perform and coordinate Enhanced Due Diligence (EDD) risk assessments, assembling risk expertises from internal specialists across different functions for the provision of customer acceptance advice towards relevant stakeholders, including Senior Management; * Strengthen and scale Adyen’s Compliance framework, in line with Adyen’s risk appetite and strategic objectives; * Challenge the status-quo, identifying how we can further leverage data and technology towards efficient and effective Compliance processes; * Deliver training, uplifting commercial team knowledge on AML topics, inclusive of risks and controls; * Execute second-line quality assurance testing procedures across various risks, including customer onboarding, anti-money laundering alert handling, ongoing monitoring and terminations, in line with the compliance monitoring program;  * Oversee and evaluate investigations of event or thematic reviews, ensuring risk-based terminations are completed accurately, when appropriate.  * Proactively create efficient and data-driven approaches to monitoring solutions;  * Collaborate with the compliance team on the further development of the compliance program;  * Contribute in the planning and execution of the annual compliance monitoring program; * Drive the development of monitoring methodology relating to first line business processes; and * Advise the business on enhancement of compliance procedures as required.  Who you are  * You have 4+ years of experience in a 2LoD Compliance function at a Payment Service Provider, FinTech or Financial Institution; * You have robust knowledge of regulatory and licensing regimes of payment/ e-money institutions, a thorough understanding of AML/CFT risks; * You are an analytical thinker:  * who excels in deconstructing complex Compliance challenges into manageable components  * with an attention to detail who can both draft and monitor on the implementation of relevant business processes, procedures, and policies; * You have a keen eye and passion for identifying risks while thoughtfully crafting remediation plans to promptly mitigate them; * You are a strong communicator who is able to adjust your style and tone of communication, both verbally and in writing, to tailor it to your audience; * You are a self-starter and able to project manage multiple initiatives concurrently that uplift the compliance program without sacrificing quality; * You excel in maintaining oversight and driving multiple complex topics simultaneously through your structured approach to work; * You possess strong written and verbal communication skills, enabling you to articulate advice with clarity and synthesize complex issues, and tailor it to your audience;  * You have solid interpersonal skills, and you are able to work with peers and customers from various disciplines and cultures.  * You are excited about working with an international team who will provide different perspectives and sharpen your ideas. * You are a native Mandarin speaker and business fluent in English.   Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Shanghai office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.