Internal Control Officer

Wakam

🧰 WHO WE ARE Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug® technology platform for more than 80 partners. We provide most of our insurance products through APIs and operate across 32 countries, making Wakam the European leader in digital and embedded insurance. Wakam is also a mission-driven company dedicated to "enabling transparent and impactful insurance." 🚀 ABOUT THE TEAM You will join the Partnerships Control team, which plays a critical role for: * Our policyholders, by ensuring that partners deliver reliable, high-quality service. * Our regulators in France and across Europe, by demonstrating robust oversight of delegated activities. Controls cover distribution and management of insurance products, risk identification and assessment, and regulatory compliance (e.g. AM, IDD, GDPR). To support a temporary reinforcement of our perimeter, we are looking for a Partnership Controller (6-month fixed-term contract) with strong expertise in claims management and compliance. You will report to the Partnership Control Team Lead and work closely with operational teams, Compliance, Legal, and external partners. ---------------------------------------------------------------------------------------------------------------------------------- 🎯 YOUR MISSION As a Partnership Controller, your mission is to assess and challenge how our partners manage delegated insurance activities. You will ensure they: * Deliver a high standard of service to our policyholders, particularly in claims handling. * Operate within a robust risk and compliance framework. * Align with Wakam's expectations, procedures, and regulatory obligations. You will be involved in the control cycle from preparation to follow-up. 📆 YOUR DAY-TO-DAY Prepare and Organise Controls * Organise controls in line with the annual control plan * Lead the preparation phase: contractual review, claims portfolio analysis, definition of control scope and objectives. * Coordinate round-table meetings with internal stakeholders (Claims, Operations, Compliance, Legal, etc.) to identify risks and to collect expectations,and feedback on the partner. Conduct Controls (Remote) * Perform controls with partners. * Assess the operational handling framework: processes, timelines, customer communication and complaint management… * Carry out sample reviews and quality checks on files, focusing on accuracy, consistency, and regulatory and contractual compliance. * Test the end-to-end customer journey. Analyse, Recommend and Follow Up * Identify issues, weaknesses, and risks (operational, compliance, conduct, financial). * Draft clear findings and recommendations, and define a corrective action plan with the partner. * Monitor the implementation and effectiveness of action plans and ensure timely closure of issues. Contribute to Methodology & Continuous Improvement * Suggest improvements to control tools, templates, and procedures. * Contribute to cross-functional discussions on risk and compliance topics impacting the perimeter. 🧠 WHAT YOU BRING * A postgraduate degree with a specialisation in insurance, risk, audit, or internal control. * ideally 3–5 years of experience in claims management — within an insurer, MGA, or claims management company  * Good knowledge (or appetite for) in audit and/or control activities and/or risk management. * A basic understanding of regulatory and compliance requirements applicable to insurance distribution and claims (AM, IDD, GDPR) is a plus. * Strong command of Word and Excel. * Fluency in English and French; any other language is a plus. ✨ WHO YOU ARE * You are rigorous, autonomous, and analytical, with strong synthesis and writing skills. * You are comfortable working within a fast-paced, demanding environment and managing multiple topics simultaneously. * You can challenge partners constructively and navigate complex conversations with professionalism. * You bring a collaborative mindset and enjoy working as part of a team toward a shared impact. ---------------------------------------------------------------------------------------------------------------------------------- 🤖 AI & DIGITAL MINDSET At Wakam, we are progressively integrating AI and automation into our processes, including control and audit activities. An appetite for digital tools is a clear plus. You will have opportunities to use AI-powered tools to prepare documentation, analyse data, and draft reports. What we value is your curiosity, openness to change, and willingness to learn. ---------------------------------------------------------------------------------------------------------------------------------- 🏆 HIRING PROCESS We aim to keep the process transparent, engaging, and efficient. Here's what to expect: 1. Interview with Talent Acquisition Partner 2. Technical interview with Partnership Control Manager 3. Chief Interview with our Chief Risk Officer 4. Final interview with the HR Business Partner AI-Assisted Interview Process Policy | Notion More About Us  Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you!   💫 What Makes Us Unique:  • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat! ⛵ • Flat hierarchical system promoting direct impact and autonomy 🚀 • Monthly Free.day: dedicated time for personal growth and skills development 📚 • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts:  who will share their knowledge and help you develop and grow in your career.    At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do :   🗣️ Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue   🔍 Curiosity • Embrace our monthly Free.day for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities   🔄 Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working   🎯 Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions   At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.

Wakam

🧰 WHO WE ARE Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug® technology platform for more than 80 partners. We provide most of our insurance products through APIs, and host white-label insurance solutions via our Play&Plug technology platform. With a footprint spanning 32 countries, Wakam is the European leader in digital and embedded insurance. Strongly committed to social responsibility, Wakam is a mission-driven company dedicated to enabling transparent and impactful insurance. ---------------------------------------------------------------------------------------------------------------------------------- 🚀 ABOUT THE TEAM You will join Wakam’s Finance ecosystem, working closely with Reinsurance and Treasury. This role sits at the crossroads of FP&A and Accounting, with a strong operational dimension (cash tracking, settlements) and a strategic one (performance monitoring, decision support). You will be a key point of contact for reinsurers and brokers, while partnering internally with Finance stakeholders to ensure cash reliability, visibility, and control across Wakam’s reinsurance programs. ---------------------------------------------------------------------------------------------------------------------------------- 🎯 YOUR MISSION As a Reinsurance Cash Manager, your mission is to secure and optimise reinsurance cash flows (premium payables, recoveries, receivables), provide clear financial visibility on reinsurance performance, and act as a trusted interface between reinsurers, Treasury, and internal teams. You will contribute to the reliability of financial operations and support continuous improvement, including the implementation and maintenance of our reinsurance management tool xLayer.   ✏️ YOUR RESPONSIBILITIES 1) CASH & PAYMENT MANAGEMENT You will manage day-to-day cash operations related to reinsurance by monitoring cash flows (premium payables, loss recoveries and receivables), tracking and reconciling reinsurer payments, and following up on overdue balances. You will coordinate with Treasury on cash forecasting and liquidity planning, manage cash calls, collateral requirements and funds withheld accounts, and escalate payment issues—driving resolution with reinsurers and/or brokers. 2) REINSURANCE FINANCIAL ANALYSIS & REPORTING You will produce management reporting on key reinsurance KPIs and cash positions, deliver variance analysis (actual vs budget vs prior year), and contribute to financial assessments and business cases supporting new reinsurance programs. 3) REINSURER RELATIONSHIP MANAGEMENT You will support the Reinsurance team in day-to-day queries and discussions, lead quarterly/annual settlement reconciliation meetings with reinsurers, and resolve disputes on balances, payment timing and contractual interpretations. You will also support treaty renewals on financial items (e.g., commissions, financial terms), and maintain reinsurer scorecards (timeliness, responsiveness, quality). 4) PROCESS IMPROVEMENT & PROJECTS You will drive automation of cash tracking and reconciliation processes and contribute to the xLayer implementation (cash workflows, reporting) as well as ongoing maintenance and improvements. You will identify efficiency opportunities and collaborate with IT/Finance on system enhancements. 5) CONTROL & COMPLIANCE You will ensure adherence to cash management policies and internal controls, validate the accuracy of cash-related balance sheet accounts, and support audit requests related to reinsurance cash and recoverables. ---------------------------------------------------------------------------------------------------------------------------------- 🧠 WHAT YOU BRING You have a strong foundation in finance/accounting, combined with the ability to manage operational flows and build clear financial narratives. You bring experience in cash management, reconciliations, and financial analysis, ideally in insurance/reinsurance or another regulated financial environment. You are comfortable working with multiple stakeholders (Treasury, Accounting, Reinsurance, brokers/reinsurers) and can handle both “run” activities and improvement projects. You have strong proficiency in Excel and financial systems/reporting tools, and you communicate confidently in English (French is a strong plus depending on scope and stakeholders). A good understanding of reinsurance mechanics (treaties, statements, settlements, collateral/funds withheld) is expected. ---------------------------------------------------------------------------------------------------------------------------------- ✨ WHO YOU ARE You are rigorous, structured, and reliable, with strong ownership of deadlines and cash accuracy. You are proactive in follow-ups, comfortable handling external counterparties, and able to de-escalate disputes while protecting Wakam’s interests. You enjoy improving processes, and you can translate complex cash/reinsurance topics into clear messages for non-specialists. ---------------------------------------------------------------------------------------------------------------------------------- ✨ 🤖 AI & DIGITAL MINDSET You naturally look for ways to automate reconciliations, standard controls and reporting. You’re comfortable using digital tools to improve traceability and productivity (data extraction, anomaly detection, standard checks), while maintaining strong governance and auditability. ---------------------------------------------------------------------------------------------------------------------------------- 🌟 WHY JOIN WAKAM? This role offers direct impact on cash reliability, financial performance visibility, and partner/reinsurer relationships—at the heart of Wakam’s reinsurance operating model. You will work in a fast-moving, international environment and contribute to meaningful transformation through tooling (xLayer) and process automation. ---------------------------------------------------------------------------------------------------------------------------------- 🏆 HIRING PROCESS Our recruitment process is designed to be clear, structured, and efficient: 1. Screening interview with our Talent Acquisition Partner 2. Interview with our Chief Financial Officer 3. Final interview with our HR Business Partner  AI-Assisted Interview Process Policy | Notion More About Us  Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you!   💫 What Makes Us Unique:  • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat! ⛵ • Flat hierarchical system promoting direct impact and autonomy 🚀 • Monthly Free.day: dedicated time for personal growth and skills development 📚 • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts:  who will share their knowledge and help you develop and grow in your career.    At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do :   🗣️ Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue   🔍 Curiosity • Embrace our monthly Free.day for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities   🔄 Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working   🎯 Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions   At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.

Qonto

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here). Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started. Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit. AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it. ------------------------------------------------------------------------------------------------------ Join Qonto as a Consolidation Officer to strengthen Qonto’s IFRS consolidation, financial reporting, and disclosure production as we continue to scale. You will report to our Lead Consolidation and work closely with accounting, banking accounting, ALM, Risk & Compliance, Legal, Strategic Finance, and audit stakeholders. Your work will directly support the reliability of Qonto’s consolidated financial statements, our audit readiness, and the way we structure our finance operations for the future. ➡️ What you'll do Deliver the consolidation cycle: Participate in Qonto’s quarterly IFRS consolidation, from consolidation scope review and trial balance upload to subsidiaries package review, intercompany reconciliation / elimination, and homogenisation entries. Produce reliable financial reporting: Contribute to consolidated financial statements, disclosures, variance analysis, cash flow analysis, and the bridge between statutory financial statements and consolidation financial statements. Strengthen controls and audit readiness: Prepare clear audit trails, support audit procedures, contribute to internal controls, and make sure consolidation outputs are accurate, documented, and delivered on time. Improve tools and processes: Identify opportunities to enhance our consolidation tools and workflows, especially around Amelkis, SAP, and automation between systems. Partner cross-functionally: Work with accounting, banking accounting, ALM, Risk & Compliance, Legal, Strategic Finance, and auditors to gather inputs, challenge data, explain needs, and keep consolidation work moving smoothly. ➡️ What we're looking for Strong consolidation experience: You have around ~5 years of experience in consolidation, ideally in a bank, financial institution, fintech, or a strong enterprise / consulting environment. IFRS and technical consolidation skills: You are confident with IFRS, group accounting standards, consolidation methodology, journal entries, trial balance integration, balance sheet reconciliation, and intercompany eliminations. Tool-oriented mindset: You are comfortable working with consolidation and finance systems, ideally Amelkis, and you have the curiosity to understand how tools work and how they can be improved. Automation appetite: You are genuinely interested in technology, AI, and process optimisation. You can translate finance needs into clear business requirements for system improvements and automation projects. Autonomous and structured operator: You can prioritise, meet deadlines, work under pressure, and bring clear visibility to your manager and stakeholders. Collaborative communicator: You are open to feedback, solution-oriented, and able to explain technical finance topics clearly to cross-functional teams. Languages: English fluency is required; French is strongly preferred for collaboration with local stakeholders. ➡️ What we can offer you Direct impact on Qonto’s financial reporting: Your work will contribute to the quality, reliability, and auditability of Qonto’s consolidated financial statements and disclosures. A pivotal finance role at scale-up stage: You will join as Qonto continues to structure its consolidation function, strengthen in-house expertise, and prepare for more demanding reporting and strategic milestones. Exposure to complex, cross-functional topics: You will work across consolidation, IFRS reporting, audit, regulatory requirements, financial analysis, tooling, and automation — with stakeholders across Finance and beyond. A fast-paced environment with real ownership: This is a role for someone who wants autonomy, accountability, and the opportunity to step up quickly in a quarterly reporting rhythm. Process and automation opportunities: You will help shape how the consolidation team works, from improving audit trails to proposing tool enhancements and automation between finance systems.