Financial Compliance & Reporting Manager

Who we are Apollo, a Skyward Group company, is an innovation-inspired insurance platform operating at Lloyd’s of London, delivering data-driven and creative solutions across a broad range of risks. Our name reflects our origins. Inspired by one of our founding investors, Neil Armstrong, the first person to walk on the moon, the business was built with the same pioneering mindset. Alongside Jim Hays, Neil set out to create a different kind of Lloyd’s platform, focused, agile and built around people. Since launch in 2009, we have grown into a diversified insurance group offering products across Property, Casualty, Marine, Energy and Transportation, Specialty and Reinsurance, alongside Smart Follow and digital and embedded risk programmes. Our experience and unique ecosystem give Platform Partners the best chance of success, from navigating the Lloyd’s new entrant process through to the delivery of their long-term strategy. With a team of more than 300 professionals, we continue to grow with purpose, combining underwriting excellence, innovation and collaboration to enable a more resilient and sustainable world. YOUR ROLE As a Syndicate Reporting Accountant, you will play a key role in the delivery of Apollo's external and regulatory reporting requirements across its Lloyd's syndicates. Working closely with the Syndicate Reporting Manager and wider Finance team, you will be responsible for the accurate and timely production of Syndicate Report & Accounts, Solvency UK (SUK) reporting, Lloyd's returns, and external stakeholder reporting. This is an excellent opportunity for an accountant with Lloyd's market experience to further develop their expertise within a broad reporting role, gaining exposure to regulatory change, reporting process improvement, and engagement with stakeholders across Finance, Financial Planning & Analysis (FP&A), Data Solutions, external auditors, and capital providers. WHAT YOU WILL DO * Produce management information on both a Generally Accepted Accounting Principles (GAAP) and ultimate basis, working closely with the FP&A team to support business performance reporting and decision making. * Deliver Syndicate Report & Accounts, coordinating inputs from stakeholders across the business and managing reporting timelines. * Produce quarterly and annual Solvency UK (SUK) Quantitative Reporting Templates (QRTs), ensuring accuracy and compliance with reporting requirements. * Prepare and submit Lloyd's regulatory returns, including Quarterly Monitoring Returns (QMAs), Realistic Disaster Scenario Returns (RRAs), US Situs reporting, and other required submissions. * Support external stakeholder reporting, including reporting packs for capital providers and other external parties. * Act as a key contact for external auditors, coordinating information requests and supporting the smooth delivery of audits. * Contribute to the development of technical accounting papers, process documentation, and reporting controls. * Identify opportunities to improve reporting processes and technology utilisation, working alongside the Data Solutions team to implement efficiencies. * Support wider finance and regulatory reporting activities as required. WHAT WE ARE LOOKING FOR * Experience producing Lloyd's market regulatory returns, Syndicate Report & Accounts, and Solvency II or Solvency UK (SUK) reporting. * Strong understanding of general insurance accounting, financial reporting, and regulatory reporting requirements. * Experience working within the Lloyd's or London Market insurance sector. * ACA, ACCA or equivalent accounting qualification, or currently studying towards qualification. * Experience producing management information, financial reporting, or performance reporting within a general insurance environment would be beneficial. * Strong data analysis and reporting skills, including advanced Excel capability and experience using Power Query. * Experience working with finance systems, general ledgers, finance data warehouses, and reporting tools. * Exposure to SQL, Q&A, or similar data extraction and querying tools would be beneficial. * A proactive approach to process improvement and reporting automation. * Strong organisational skills with the ability to manage multiple reporting deadlines and competing priorities. * Strong communication skills and the ability to build effective relationships with stakeholders across Finance and the wider business. What you’ll get in return We offer a competitive and thoughtfully designed reward package that reflects the value of our people. This includes a fair and attractive salary, discretionary bonus, and a comprehensive benefits package - including 31 days’ annual leave, a non-contributory pension and private medical insurance. Our commitment to inclusion At Apollo, people are at the heart of everything we do. We are a diverse, growing team of empowered experts who bring collaboration, innovation and data-driven thinking to every relationship and every risk. We believe diversity and inclusion go far beyond targets. They are essential to understanding the global communities we serve and to making better decisions. That’s why we are committed to developing diverse talent at every level and creating an environment where different perspectives are genuinely valued, supported and celebrated. We also run a programme of events, training and initiatives designed to recognise both the challenges and opportunities that come with building an inclusive workplace. Hybrid & flexible working Flexible and hybrid working are fully embraced at Apollo. We do not believe in presenteeism. Instead, we trust our people to work in ways that allow them to perform at their best, balancing professional responsibilities with personal commitments. Supporting your application Apollo is committed to creating an inclusive recruitment experience where every candidate feels supported and able to perform at their best. To help us do this, we invite you to complete a confidential ClearTalents profile. It takes just a few minutes and allows you to share any adjustments that may support you during the recruitment process. Your information remains private, and the recruitment team is only notified if an adjustment is requested. Please register to create your profile here: ClearTalents

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal [https://monzo.com/current-account/personal] and business [https://monzo.com/business-banking] bank accounts, we offer joint accounts [https://monzo.com/current-account/joint-account], accounts for 16-17 year olds [https://monzo.com/current-account/16-17], a free kids account [https://monzo.com/current-account/under-16s] and credit cards [https://monzo.com/flex] in the UK, with more exciting things to come beyond. Our UK customers can also save [https://monzo.com/savings], invest [https://monzo.com/investments]and combine their pensions [https://monzo.com/pensions] with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍London | 💰£60,000 - £70,000 ➕ Incentive Awards tied to your performance | Benefits [https://monzo.com/careers/] | Hear from the team [https://www.youtube.com/watch?v=U62l09nB0M4] ✨   ⭐ Our Finance team We're looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join our Financial Reporting team, and help us build a world-class finance function. This role would be well suited to a fully qualified Chartered Accountant with an audit background. We have some really exciting challenges coming up like expanding into the European Union, the introduction of Monzo Mobile and Habito to our group, climate change reporting, continuing to grow our customer base, growing our lending business and adding to our marketplace. You’ll work on scaling Monzo in a controlled way, while helping us optimise our financial reporting processes with the help of technology. You’ll join the Finance team and report to our Financial Reporting Manager. 🔑 You’ll play a key role by... * Understanding the business and our products to write insightful management commentary. * Working with our engineers and data teams to automate the production elements of this role, allowing you to focus on the parts of the role where your knowledge and skills provide the most value. * Understanding our accounting system and making sure we are taking advantage of all its features to minimise manual elements of reporting. * Being responsible for ensuring our financial reporting policies, procedures and controls are up to date, relevant and useful for Monzo and importantly are scalable. * Supporting the full year end process, from drafting the annual report to working with external auditors until final sign-off. * Reviewing new products, assessing the accounting and implementing them in our banking platform and accounting system. * Working with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched. * Maintaining existing and develop new controls that protect our financial data and our balance sheet substantiation process * Assisting with the implementation of our new accounting system to make sure we are taking advantage of all its features to minimise manual elements of reporting * Supporting on the production of ESG sustainability reporting and disclosures * Preparing monthly management and adhoc reports, offering meaningful analysis of  movements. * Reviewing and assessing the accounting impact of new contracts, working closely with the business and legal team before contracts are signed to establish the correct accounting treatment.  * Supporting tight processes with our internal finance team to ensure a swift month-end close process. * Resolving miscellaneous inquiries and supporting the overall finance team wherever needed - from forecasting and valuations, to bank transfers and tax policy research! 🤩 We’d love to hear from you if… * You’re a qualified chartered accountant (ACA or CA) and ideally have audit experience combined with financial reporting and control experience outside of practice.  * You have a great eye for detail * You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls * You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for investors * You’re comfortable translating complex information into simple words for people with diverse backgrounds * Highly comfortable with leveraging data to automate reporting and drive efficiency (SQL skills would be a bonus) * You thrive in a dynamic and constantly evolving environment * Nice to have (one or more) * Experience in a listed company or financial services regulated environment.  * US reporting/SOX compliance.  * Strong business partnering/commercial financial acumen.  * ESG reporting/audit of sustainability information (carbon footprint, CFD/CSRD) Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! 🙌 What’s in it for you 💰£60,000 - £70,000 ➕Incentive Awards tied to your performance . 📍This role is based in our London office and we aim to come in as a team twice a week (usually Tuesdays and Wednesdays). We're open to distributed working within the UK (with ad hoc meetings in London) if required. ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  📚£1,000 learning budget each year to use on books, training courses and conferences. 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.  ➕ Plus lots more! Read our full list of benefits [https://monzo.com/careers/].   🌈 The application journey has 4 key steps Phone call with the Recruiter  Initial video call with hiring manager (30 mins)Technical video call/ meeting with hiring manager and stakeholder (45 mins)Monzo behavioural interview (45 mins) This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.  We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. [https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo] You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else. ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog [https://monzo.com/blog/diversity-and-inclusion], 2026 Diversity and Inclusion Report [https://monzo.com/blog/our-2026-diversity-and-inclusion-report] and 2025 Gender Pay Gap Report. [https://monzo.com/blog/gender-pay-gap-report-2025] We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊