Manager, Treasury ALM

Bitpanda

WHO WE ARE  We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing.   Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!     YOUR MISSION As our new Director Treasury, you will architect, scale, and lead a highly sophisticated, multi-jurisdictional treasury, FX, and balance sheet management function. Reporting directly to the CFO, you will balance traditional equity retail brokerage mechanics with 24/7 digital asset liquidity, ensuring robust regulatory capital and safeguarding compliance across the EU, UK, and UAE. You will drive financial resilience by owning our market risk frameworks, building an automated multi-currency cash pooling architecture, and establishing advanced hedging programs. As a leader, you will build and mentor a world-class treasury team, bridging the compliance mindset of traditional banking with the agility of Web3, while collaborating closely with internal stakeholders to align product governance with optimized balance sheet management.   WHAT YOU’LL DO * Asset Liability Management & Product Governance: Manage duration and liquidity mismatches between liabilities and assets; optimize retail product funding across 24/7 crypto and traditional markets to streamline settlement cycles. * Risk & Balance Sheet Ownership: Build and execute the end-to-end Interest Rate Risk in the Banking Book (IRRBB) framework, regularly modeling and stress-testing the balance sheet against aggressive market rate pivots. * Liquidity & Cash Operations: Oversee daily cash management, real-time clearing, and multi-currency settlement operations while ensuring absolute compliance and segregation regarding customer safeguarding accounts. * Liquidity Architecture: Design and manage a multi-entity, multi-currency physical and notional cash pooling structure (fiat and stablecoins) and establish automated inter-company lending frameworks. * TMS & Automation Integration: Lead the enhancement and customization of our Treasury Management System (TMS), spearheading its integration with traditional banking APIs, blockchain analytics engines, and internal ERP systems. * People Leadership: Build, mentor, and lead a world-class, cross-functional treasury team across multiple geographic locations, cultivating an innovative and regulatory-compliant mindset. WHO YOU ARE * Financial Excellence: You have extensive experience leading sophisticated treasury operations, including robust Asset Liability Management (ALM) and product governance, across various assets and multiple jurisdictions. * Leadership Experience: Proven track record in a senior treasury leadership role, with a strong background in building and managing high-performing finance teams across multiple locations. * Regulatory & Technical Mastery: Deep understanding of multi-jurisdictional regulatory frameworks (including FMA, FCA, VARA, and safeguarding/prudential capital compliance) alongside expertise in IRRBB, ALM, and complex FX hedging. * System Savvy: Experienced in scaling and optimizing Treasury Management Systems (TMS) and bridging traditional banking infrastructures (SWIFT, SEPA, Fedwire) with digital asset and blockchain analytics. * Quantitative & Analytical Expertise: Advanced proficiency in financial modeling and stress-testing for balance sheet simulations (such as NII, Earnings-at-Risk, and EVE), coupled with a strong operational command of real-time multi-currency cash positioning, automated transfer pricing, and institutional fiat-to-crypto hedging mechanisms.  WHAT’S IN IT FOR YOU * Flexibility to work where you thrive – Enjoy the freedom of our Hybrid working model, combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice. * Reward for your impact – Receive a competitive total compensation package aligned with Bitpanda’s pay-for-impact policy, including participation in our stock option plan. * Support for your mental wellbeing – Access confidential coaching, counselling, and mental health resources whenever you need them through OpenUP. * Time to recharge – On top of your standard annual leave, Prioritise your wellbeing with 3 additional days of paid time off to rest, reset, and recharge, available once you’ve been with us for 6 months. * Continuous learning and growth – Grow your skills and stay ahead in your career with unlimited access to Udemy’s library of online courses at your own pace. * Exclusive perks and rewards – Enjoy discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel. * Support during life milestones – Take advantage of our additional 8 weeks of gender-neutral new parent leave to welcome and bond with your new addition to the family. * Fuel and focus on-site – Pandas in Vienna, Bucharest, Barcelona, and Berlin can enjoy free onsite dining, with freshly prepared lunches and snacks to keep you fueled and focused all day long. * Recognition for your contributions – Celebrate milestones and achievements with recognition and rewards for your Tenure at Bitpanda. * Show your Bitpanda pride – Access exclusive Bitpanda-branded merchandise and gear to represent. * Connect and celebrate with your team – Join unforgettable company events, from our Winter Party in Vienna to gatherings worldwide, fostering fun, connection, and celebration        .…and even more location-specific benefits designed to make life at Bitpanda even more rewarding wherever you are.   Above all, you will have the opportunity to learn and grow as part of Bitpanda’s incredible journey towards being Europe’s future #1 investment platform. BITPANDA IS COMMITTED TO FOSTERING A FAIR AND EQUAL ENVIRONMENT BASED ON TRUST AND MUTUAL RESPECT. WE BELIEVE THAT A DIVERSE AND INCLUSIVE WORKPLACE IS PARAMOUNT TO OUR SUCCESS AND WE ARE COMMITTED TO BUILDING A TEAM THAT REPRESENTS A WIDE VARIETY OF BACKGROUNDS, PERSPECTIVES, AND SKILLS. * THESE BENEFITS MAY BE ADJUSTED AT BITPANDA’S DISCRETION AND DO NOT APPLY TO OUR INTERNSHIPS AND EXCEPTIONS TO OUR HYBRID WORKING POLICY APPLY TO TEAMS WITH SHIFT SCHEDULES OR FOR FOLKS WHOSE ROLES REQUIRE THEM TO BE IN-OFFICE (THINK: WORKPLACES TEAM OR IT).

Monzo

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   London OR Cardiff OR Remote (UK) | £63,800 - £80,650 + Incentive Awards tied to your performance + benefits Our Prudential Risk team Our Prudential Risk team is expanding, and we are searching for a Manager to join our 2nd Line Treasury Risk Oversight team. You will be part of the broader 2LoD Risk and Compliance department here at Monzo. This represents a fantastic chance to contribute to a scaling bank with high aspirations. By joining the Treasury Risk Oversight team, you will champion our value to "grow Monzo safely." Your focus will involve collaborating with 1st Line Treasury Markets to provide expert second-line oversight of their increasing investment activities and execution controls. In this role, you will partner with Treasury Markets as they oversee a £9.5bn portfolio that is set to scale and diversify across various securities and financial instruments. You will be instrumental in providing robust monitoring and challenge regarding new investment initiatives and current portfolio performance. Conducting independent credit reviews, resilience testing, and collateral oversight are central to this position. We are looking for someone with a solid grasp of the asset classes typically found in a retail bank's treasury holdings, such as Sovereign debt, Covered Bonds, ABS, and CLOs. Familiarity with FX market products, repurchase agreements, and interest rate hedging tools is also highly valued. A successful applicant will bring hands-on experience using Bloomberg for credit and market analysis, alongside the ability to leverage rating agency data and technical stress testing to build comprehensive credit views. You will also have the space to expand your expertise into Treasury ALM as part of our holistic approach to Treasury Risk Oversight. You’ll play a key role by… * Overseeing our growing Treasury investment portfolio and analysing wholesale credit risk via the regular monitoring of market and liquidity risks, alongside collateral performance monitoring. * Writing independent credit assessments for proposed counterparties and securitisations. * Conducting independent stress testing of ABS and CLO structures to evaluate portfolio resilience. * Representing 2LoD in investor roadshows with a view to better understanding collateral, structuring, and the inherent risks of securities. * Monitoring market trends and themes in wholesale credit markets and the wider macroeconomic environment, and raising emerging risks to the Treasury Markets team (a Bloomberg Professional license will be provided to assist you with this analysis). * Acting as a key contributor to the Wholesale Credit Risk Forum, where you will present a 2LoD view of the risk profile of the investment portfolio. * Reviewing monthly information submitted to ALCo packs and actively contributing 2LoD opinions on specific approval topics. * Playing a core role in the 2LoD oversight of new proposals put forward by Treasury Markets within a rapidly growing and ambitious environment. * Ensuring appropriate controls exist and are consistently monitored across all Treasury Dealing activities. * Developing an understanding of Treasury ALM (Asset Liability Management) in order to understand its strategic links to Treasury Markets activities, while providing support to ALM risk oversight. We’d love to hear from you if… * You have relevant experience gained within a bank, a consultancy, a credit rating agency, or a regulatory body. * You have a genuine desire to learn and grow, and you are excited about building enhanced 2LoD oversight within a dynamic, fast-paced environment. * You have a solid understanding of key asset classes that make up a Retail Bank’s treasury investment portfolio, such as Sovereign and Supranational debt, Covered Bonds, Asset Backed Securities (ABS), and Collateralised Loan Obligations (CLO). * You understand securitisations, including their structural features, underwriting processes, and standards, as well as how to stress test them * You can critically evaluate risk data, with familiarity handling investment prospectuses from security issuers and the ability to review credit rating agency reports to pick out, understand, and challenge key risks. * You possess knowledge of key market products, specifically those used across FX markets, repos, and interest rate derivatives. * You bring hands-on system and technical experience, which may include previous use of Bloomberg for pricing, liquidity, and credit analysis, exposure to a Trade Management System, and a working use of Python/SQL with the ability to develop reporting dashboards. * You are a good relationship builder who can develop productive working connections with 1LoD stakeholders across all levels of the business, whilst maintaining the ability to provide robust, informed challenge and review to ensure our safe growth * You understand prudential regulatory requirements, with a specific focus on the topics of liquidity and capital and how they impact a bank’s investment portfolio. Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! What’s in it for you * £63,800 - £80,650 + Incentive Awards tied to your performance benefits. * This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). * We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. * £1,000 learning budget each year to use on books, training courses and conferences. * We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup. * Plus lots more! Read our full list of benefits. The application journey has 4 key steps * Application * Recruiter call * Role specific interview * Values interview We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out! LinkedIn Tags: #LI-JK1 ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

iBanFirst

WHO ARE WE?  iBanFirst is a fast-growing European fintech that is revolutionizing international payments for SMEs. Founded in 2016, our platform empowers Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion (FX), international transactions, and foreign exchange risk management across 140 countries — quickly, transparently, and securely.  We make life easier for SMEs through an advanced technology platform (automation, APIs, AI…) combined with dedicated expertise, offering the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner.  By simplifying complexity, iBanFirst helps thousands of bold companies seize global business opportunities with peace of mind — delivering simplicity, transparency, and security.  KEY FIGURES  * 350+ employees across 14 offices in 11 European countries  * 30+ nationalities represented, average age: 32  * 10,000 corporate clients trust us  * €80M in revenue in 2025, with a target of around €100M in 2026  * Profitable for nearly two years  * Ranked for 7 consecutive years in the Financial Times FT1000, among the fastest-growing European companies  * An NPS of 87.5 — an exceptional score in our industry that reflects enthusiastic client feedback on the simplicity, speed, and quality of our service  A STRONG CULTURE BUILT AROUND 4 CORE VALUES  * Team First: The complexity of our industry demands collective intelligence. We prioritize cooperation, transparency, and knowledge sharing. Success is a team effort, and decisions are made together.  * Tenacity: We're transforming a challenging and highly regulated market. It requires endurance, fast learning, and resilience — qualities rooted in our entrepreneurial DNA.  * Transformation: Innovation is not a buzzword; it's a necessity in a constantly shifting and strategic sector. We innovate with intent: every technical, product, or organizational improvement is designed for real impact.  * Trust: Trust is the foundation of everything we build — with our clients and, above all, internally. It's driven by ownership, autonomy, and a shared commitment to transparency, rigor, and reliability.  WHY JOIN US?  * We operate at the heart of a strategic and fast-evolving sector: international payments for SMEs — a complex, high-potential market.  * We're driven by a meaningful mission: helping bold "Small & Medium Multinationals" succeed globally.  * Our platform integrates cutting-edge technologies (AI, automation…), making it an ideal playground to test, learn, and innovate continuously.  * You'll join an agile environment where your expertise has tangible impact, working alongside talent from top financial institutions.  * iBanFirst is profitable and backed by long-term investors:   * Xavier Niel and Bpifrance, historical shareholders, have supported and trusted us from the beginning  * In 2021, the entry of Marlin Equity Partners marked a new chapter in our international ambitions  Joining iBanFirst means joining a profitable, international, fast-growing tech company — at a pivotal moment where financial rigour and strategic ambition go hand in hand.    RECRUITMENT CONTEXT  Following a reorganisation of the Finance leadership, iBanFirst is creating a Deputy CFO role designed to give Arnaud De la Porte (CFO & Deputy CEO) the operational bandwidth to focus on broader executive responsibilities. As iBanFirst transitions from rapid growth to sustainable, disciplined profitability at scale, the Finance function needs strong leadership across all its pillars — Controlling & Accounting, FP&A, Tax, and Treasury.  This is a pivotal leadership opportunity at a critical inflection point for the company.    MANAGER & TEAM  You will report to Arnaud De la Porte, CFO & Deputy CEO.  You will directly manage a team of experienced finance professionals across Paris, Brussels and London.  You will work alongside Arnaud as a genuine finance leadership partner — participating in strategic discussions, Board presentations, and executive reviews.    WHAT WILL YOU DO?  The Deputy CFO role sits across four pillars, with a primary emphasis on Controlling & Accounting and an important FP&A dimension to support team development and strategic decision-making. CONTROLLING & ACCOUNTING * Oversee all accounting operations, month-end and year-end closings, and statutory reporting across all entities  * Ensure compliance with IFRS and local GAAP standards, as well as regulatory and audit requirements  * Manage relationships with external auditors and ensure timely, accurate financial statements  * Drive continuous improvement of financial processes, controls, and systems to support scalability and accuracy  * Supervise tax compliance and optimisation strategies in collaboration with the Group Tax Manager FINANCIAL PLANNING & ANALYSIS (FP&A) * Provide strategic support to the FP&A team — act as a senior business partner and help develop Valentin's leadership  * Contribute to budget planning, forecasting, and variance analysis aligned with strategic objectives  * Enhance profitability tracking at a granular level — by country, client segment, and product line  * Define and monitor key financial KPIs; develop executive dashboards for the Board and Leadership Team  * Partner with business leaders to develop business plans, investment cases, and ROI analyses COST MANAGEMENT & INVESTMENT DISCIPLINE * Lead cost allocation methodologies and cost-to-serve models to drive accountability and transparency  * Ensure disciplined capital allocation and track ROI on strategic initiatives and technology investments  * Work closely with operational teams to optimise efficiency and profitability without compromising growth STRATEGIC FINANCE & FUNDRAISING * Actively participate in fundraising processes, investor relations, and Board presentations alongside Arnaud  * Prepare financial models, business cases, and investor materials for fundraising and strategic partnerships  * Support evaluation of potential acquisitions or strategic investments LEADERSHIP & TEAM DEVELOPMENT * Lead and develop a high-performing, multicultural finance team across Paris and Brussels  * Build a culture of rigour, transparency, and continuous improvement  * Recruit, coach, and retain top finance talent to support the company's growth trajectory  * Act as a trusted business partner to the Executive Committee    ROLE OBJECTIVES  FIRST 3 MONTHS:  * Get fully up to speed with the accounting close process, financial reporting framework, and team dynamics  * Build strong working relationships with direct reports and key internal stakeholders  * Identify the most pressing gaps and improvement opportunities in the Controlling & Accounting function  FIRST 6 MONTHS:  * Take full ownership of the month-end and year-end close process  * Be the go-to finance leader for business partners across the organisation  * Deliver at least one measurable improvement to reporting accuracy, speed, or process efficiency  FIRST 12 MONTHS:  * Be a recognised strategic finance leader at iBanFirst, fully trusted by Arnaud and the ExCo  * Have materially improved the quality and reliability of financial reporting and controls  * Contributed actively to the FP&A roadmap and supported Valentin's development as FP&A lead  * Participated in at least one major strategic or fundraising initiative  KEY KPIS:  * EBITDA and contribution margin by country, product, and client segment  * Accuracy and timeliness of financial reporting and forecasts  * Audit outcomes and compliance quality  * Finance team engagement and performance    WHAT DO YOU BRING?  PROFILE & EXPERIENCE:  * 12–15 years of progressive experience in finance leadership, ideally in fintech, financial services, SaaS, or high-growth tech companies  * Proven dual expertise in both Accounting/Controlling and FP&A — you have genuinely operated across both disciplines  * Big 4 background (4–5 years) — ideally in Audit or Transaction Services, followed by finance leadership roles in industry  * Experience as a Deputy CFO, VP Finance, or CFO of a smaller/scaling company is highly desirable  * Exposure to M&A, due diligence, and fundraising is a strong plus  * Strong understanding of profitability analysis, cost allocation, and unit economics in complex, multi-product/multi-country environments  * Management experience: you have led and developed teams of 5–10+ people, including hiring, performance management, and building high-performing cultures  MUST-HAVE:  * Accounting dominant — you have deep hands-on experience with closing processes, statutory reporting, IFRS, and audit management  * FP&A credibility — you can operate at strategic finance level and support team development  * Strategic and analytical mindset — you translate financial data into actionable business insights and recommendations  * Hands-on and execution-oriented — you roll up your sleeves while thinking strategically  * Strong communication and stakeholder management — you can present clearly to Boards, investors, and non-finance executives  * Leadership and people development — you know how to attract, develop, and retain talent  * Familiarity with AI tools applied to finance workflows  * Fluent in French and English — both required  NICE TO HAVE:  * Experience in fintech, payments, FX, or regulated financial services  * Knowledge of treasury, ALM, or risk management  * Exposure to international/multi-entity finance operations    WHAT DO WE OFFER?  * Permanent contract  * Compensation: €130,000 – €140,000 gross annual package, including a ~€10,000 performance bonus  * Future access to the Management Investment Plan (MIP), particularly in the context of upcoming strategic initiatives and fundraising  * Location: Paris (Porte Maillot) or Brussels (Avenue Louise), with flexible hybrid working    WHY THIS IS A GREAT OPPORTUNITY:  * Board-level exposure from day one — you participate directly in executive and investor discussions alongside Arnaud  * A pivotal strategic moment — iBanFirst is entering a new chapter focused on sustainable profitability; your work shapes the financial architecture of that transformation  * Real leadership scope — you lead a team across two countries and own the entire Finance function operationally  * International expansion — ambitions to expand beyond Europe (Asia, US) offer further growth potential  * A profitable, ambitious company — not a startup burning cash; a structured, growing business with real financial discipline    BENEFITS (PARIS):  * Swile meal card  * AXA health insurance  * 50% commuter benefit reimbursement  * RTT (extra paid days off)  * Gymlib subscription  * Company-wide events, team offsites, and social activities  BENEFITS (BRUSSELS):  * 13th month + 92% of June salary (double holiday pay)  * 100% public transport reimbursement  * Meal vouchers — €6.91 per working day  * Eco-vouchers — €250/year  * AXA group health insurance  * Pension plan  * Phone subscription  * Monthly allowance  * Gym pass    RECRUITMENT PROCESS  1. Screening call with Malorie Petitjean (Talent Acquisition Specialist) — 30 minutes – remote (video) — Purpose: General fit, motivation, compensation expectations, availability  2. In-depth interview with Arnaud De la Porte (CFO & Deputy CEO) — 1 hour – in-person (Paris or Brussels) — Purpose: Technical expertise, leadership experience, strategic vision, team fit  3. Live case study with Arnaud De la Porte — 30–45 minutes – in-person — Purpose: On-the-spot financial reasoning — how you think, structure a problem, and present conclusions  4. Team fit — Valentin (FP&A Manager) + Thibault (Head of Treasury & ALM) — 45 minutes – in-person or remote — Purpose: Team integration, collaboration style, informal fit  5. Reference checks         ____________________________ #LI-MP1 #LI-onsite / #LI-hybrid / #LI-remote    Fourchette de salaire : €130.000—€140.000 EUR