3311 FinCRO

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe is seeking a highly experienced and strategic Compliance and Money Laundering Reporting Officer to lead our regulatory compliance, financial crimes, and risk operations program in our French Branch. This role sits within the Affiliates pillar of the Financial Crime, Compliance and Risk Oversight (FinCRO) organization, and you'll report to the Chief Risk Officer. You will serve as the formal Chief Compliance and Money Laundering Reporting Officer for STEL's French Branch (Succursale en France). You will be the principal decision-maker and strategic lead on regulatory compliance, financial crime and enterprise risk management for the French Branch, serving a critical role in ensuring Stripe's continued safe growth in France. You will be the public face of the compliance team in France and a primary point of contact with regulators, financial partners, and internal stakeholders. The ideal candidate will have deep subject matter expertise in regulatory compliance, financial crimes and ERM in France, and a proven track record building and evolving tech-forward compliance programs in a regulated financial services or payments environment. WHAT YOU’LL DO   RESPONSIBILITIES  * Strategic Leadership: Develop and implement a robust and scalable compliance strategy for the French Branch aligning with STEL's FinCRO objectives and business goals, leveraging AI, data science, and automation wherever possible. Drive a culture of compliance and sound regulatory risk management within the French Branch as Stripe expands its product offerings. Provide regular reporting and updates to Branch management regarding the health and effectiveness of the compliance programs. * AML/CFT Program Oversight: Own and enhance the Branch AML, counter-terrorist financing, sanctions, and anti-bribery and corruption programs, including the end-to-end suspicious transaction/activity reporting processes. Ensure the financial crime program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes. * Tracfin Designated Officer: Serve as the Branch's formally designated Déclarant Tracfin and Correspondant Tracfin. File Déclarations de Soupçon (DS) directly with Tracfin and manage all Tracfin information requests (Droits de Communication) within prescribed timeframes.  * Compliance Program Oversight: Ensure ongoing compliance with all applicable French licensing conditions, payment services regulations, and broader French financial services laws. Monitor the regulatory environment for changes, assess business impact, and drive timely implementation of compliance obligations. Maintain a regulatory obligations register and own the internal compliance assurance framework. * Regulatory Management: Serve as the primary point of contact for financial regulators in France and an ambassador to the industry in the country. Lead regulatory engagement including new regulatory consultations and ongoing supervisory relationships. Engage with regulatory bodies on Stripe's behalf and serve as a thought leader for technology-focused compliance solutions, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era. * Advisory & Consultation: Ensure Stripe's global regulatory compliance, financial crimes and ERM frameworks, policies, and controls (e.g., KYC, transaction monitoring, regulatory reporting, risk assessment, training, testing) are fit for purpose for local requirements in France. Monitor product launches and business model changes to ensure Branch compliance programs reflect new developments, including timely regulatory notifications. Provide expert guidance to business stakeholders on market expansion, product development, and operational changes to ensure compliance by design. * Governance and Reporting: Oversee drafting and implementation of local policies, procedures, and internal controls to ensure licensing commitments and legal conditions are met. Manage production of regulatory compliance performance reports for Branch management. * Audit and Issue Management: Lead responses to audits and regulatory assessments. Own remediation of findings and develop corrective action plans in partnership with relevant business owners. * Training and Culture: Champion a strong compliance culture across the French Branch. Oversee the design and delivery of a regulatory compliance training programme that reflects the specific requirements of the Branch. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 10+ years of experience in compliance and financial crime, with significant focus on financial services, fintech, or payments. * Prior experience as a designated Compliance Officer and/or MLRO under an ACPR-regulated or comparable entity is strongly preferred. * Regulatory Knowledge: Deep and current knowledge of regulatory compliance and financial crimes requirements in France. * Regulatory Engagement: Demonstrated experience interacting directly with financial regulators in France, including managing supervisory relationships and regulatory change processes. * Communication: Exceptional communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences, and to represent Stripe externally with credibility and authority. * Strategic Mindset: Ability to think strategically and translate complex regulatory requirements into practical, scalable business solutions in a fast-moving environment. * Problem Solving: Strong analytical and problem-solving skills, with a data-driven approach to decision-making and a comfort operating in ambiguity. * Fit & Proper: Must satisfy the Central Bank of Ireland's fit and proper requirements for a Controlled Function. The successful candidate will be required to undergo and complete due diligence prior to commencement in the role. PREFERRED QUALIFICATIONS *  Languages: Fluency in French and English, to support local regulatory and stakeholder engagement. * Certifications: CAMS (Certified Anti-Money Laundering Specialist), ICA International Diploma in AML or equivalent professional certifications strongly preferred. * Location: Paris, hybrid role. * Experience working in a global, matrixed organization.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM The Investigations team is part of Stripe's Global Financial Crimes Compliance and Risk Oversight ("FinCRO") function and is responsible for conducting investigations across a range of financial crime risk areas which include significant fraud, money laundering, and insider risk investigations. We operate at the intersection of financial crime intelligence, complex investigations, and supportability — and we work closely with law enforcement, NGOs, and industry coalitions to strengthen defenses against the actors threatening the integrity of the financial system. WHAT YOU'LL DO Reporting directly to the Head of Investigations, you'll be responsible for the design and execution of FinCRO Investigations' global engagement strategy with law enforcement and industry working groups in support of developing strategic partnerships and facilitating the pursuit of threat actors with local authorities around the world. As a key function of this role, you'll serve as Stripe's primary liaison to law enforcement for financial crime matters — coordinating complex joint investigations and facilitating case referrals and escalations that drive enforcement outcomes. In this role, you'll also ensure that the benefits of these engagement efforts are integrated into the overall Investigations program, ensuring that intelligence, threat trends, and regulatory and law enforcement insights are ingested and delivered to investigative teams across the organization for training purposes and program enhancements. You'll also provide oversight over the operational processes that directly connect into this role to ensure the end-to-end referral, intake, and escalation framework is designed and operating effectively. RESPONSIBILITIES * Design and execute FinCRO Investigations' global engagement strategy with law enforcement agencies and industry working groups * Actively participate in strategic partnership engagement opportunities around the world to facilitate information sharing on risk trends  * Serve as Stripe's primary liaison to law enforcement for financial crime matters * Coordinate complex joint investigations and facilitate case referrals and escalations that drive enforcement outcomes * Ensure intelligence, threat trends, and regulatory and law enforcement insights are disseminated to investigative teams across the organization for training purposes, lead generation, and program enhancements WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 7+ years of experience in law enforcement or with a National Financial Intelligence Unit (FIU) with a demonstrated track record of working with international partners in both the public and private sectors * 3+ years of experience working on cross-border financial crime investigations and public-private partnership initiatives * Deep knowledge of anti-money laundering regulatory frameworks and legal process associated with formal law enforcement requests * Strong stakeholder management skills, including effective communications and dynamic problem solving * Excellent research and writing skills, including in detailed reports and high-level executive briefings * Ability to work efficiently and independently in a fast-paced environment PREFERRED QUALIFICATIONS * Additional experience at a fintech, payments company, or large financial institution with global law enforcement and regulatory exposure * Experience with virtual asset and cryptocurrency investigations and familiarity with blockchain tracing tools * CAMS, CFE, or comparable professional certification

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.    ABOUT THE TEAM Stripe is seeking a highly experienced and strategic Chief Compliance Officer (CCO) to lead our regulatory compliance, financial crimes and enterprise risk officers and program across Asia-Pacific. This role reports to the Global Head of Compliance Officers & MLROs and sits within the Financial Crime, Compliance & Risk Oversight (FinCRO) organization. You will also serve as the formal CCO for Stripe's Singapore-regulated entity. You will be the principal decision-maker and strategic lead on regulatory compliance, financial crime and enterprise risk management for APAC, serving a critical role in ensuring Stripe's continued safe growth in the region. You will be the public face of the compliance team across APAC and a primary point of contact with regulators, financial partners, and internal stakeholders. The ideal candidate will have deep subject matter expertise in regulatory compliance, financial crimes and ERM across APAC markets, and a proven track record building and evolving tech-forward compliance programs in a regulated financial services or payments environment.   KEY RESPONSIBILITIES: Strategic Leadership: Develop and implement a robust and scalable compliance strategy for APAC, aligning with global FinCRO objectives and business goals. Drive a culture of compliance and sound regulatory risk management across the region as Stripe expands its product offerings in existing markets and enters new ones. AML/Financial Crimes Program Oversight: Own and enhance the regional AML, counter-terrorist financing, sanctions, and anti-bribery and corruption (ABC) programs for APAC, working closely with AML Officers in the region. While this role does not carry a BSAO designation, you will provide strategic direction and oversight to the BSAOs and AML Officers operating across APAC jurisdictions, ensuring programs are designed to efficiently and effectively prevent, detect, and report financial crime. Regulatory Management: Serve as the primary point of contact for financial regulators across APAC and an ambassador to the industry in the region. Lead regulatory engagement including license applications, new regulatory consultations, and ongoing supervisory relationships. Engage with regulatory bodies on Stripe's behalf and serve as a thought leader for technology-focused compliance solutions. Partner and Relationship Management: Build and maintain strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Serve as the senior compliance point of contact for partner inquiries, audits, and ongoing operational alignment across the region. Advisory and Consultation: Ensure Stripe's global regulatory compliance, financial crimes and ERM frameworks, policies, and controls (e.g., KYC, transaction monitoring, regulatory reporting, risk assessment, training, testing) are fit for purpose for local requirements across APAC. Monitor product launches and business model changes to ensure regional compliance programs reflect new developments, including timely regulatory notifications. Provide expert guidance to business stakeholders on market expansion, product development, and operational changes to ensure compliance by design. Governance and Reporting: Oversee drafting and implementation of local policies, procedures, and internal controls to ensure licensing commitments and legal conditions are met. Manage production of regulatory compliance performance reports for APAC management and Boards. Oversee timely preparation and submission of regulatory filings and reports. Audit and Issue Management: Lead responses to audits and regulatory assessments. Own remediation of findings and develop corrective action plans in partnership with relevant business owners. Team Management: Lead, mentor, and inspire a high-performing team of compliance and financial crimes professionals across APAC. Hire and develop compliance talent in APAC markets. Foster a culture of compliance, collaboration, and continuous improvement across a geographically distributed team.   QUALIFICATIONS: Experience: 12+ years of experience in compliance and financial crime, with significant focus on financial services, fintech, or payments, including direct experience in a senior compliance role in APAC. Leadership: Extensive people management experience, including leading geographically dispersed teams through organizational and regulatory change. Regulatory Knowledge: Deep and current knowledge of regulatory compliance and AML/financial crime requirements across key APAC markets, with particular expertise in Singapore (MAS) and Australia.  Regulatory Engagement: Demonstrated experience interacting directly with financial regulators in APAC, including managing supervisory relationships, license applications, and regulatory change processes. Communication: Exceptional communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences, and to represent Stripe externally with credibility and authority. Strategic Mindset: Ability to think strategically and translate complex regulatory requirements into practical, scalable business solutions in a fast-moving environment. Problem-Solving: Strong analytical and problem-solving skills, with a data-driven approach to decision-making and a comfort operating in ambiguity.   NICE TO HAVES: Certifications: CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications are a plus. Experience working in a global, matrixed organization spanning multiple regulatory regimes. Proficiency in an APAC regional language to support local regulatory and stakeholder engagement.   Note: This role has been identified as a Senior Manager of Stripe SG  under the Guidelines on Individual Accountability and Conduct, issued by the Monetary Authority of Singapore. SPSPL must therefore be satisfied on reasonable grounds that the role holder complies with the fitness and probity standards.  Applicants agree to permit SPSPL (or its agents) to conduct due diligence as necessary to satisfy itself on reasonable grounds that you comply with the fitness and probity standards.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe's Financial Crimes, Compliance and Risk Oversight (FinCRO) organization serves as Stripe's second line of defense, ensuring we operate as a responsible steward of the global financial ecosystem. Within FinCRO, the Product Enablement team sits at the intersection of compliance and product — partnering directly with product and engineering teams to build innovative, compliant financial products from the ground up. WHAT YOU’LL DO We’re looking for a Product Compliance and Enablement Advisor experienced in the fintech and payments industry to partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that both delights users and meets all relevant compliance obligations.  You will embed with Stripe’s product teams, building new and innovative products to help identify, track and implement compliance requirements, while supporting those teams in building and deploying monitoring tools to ensure ongoing compliance. The role provides an excellent opportunity for a talented candidate to deploy their cross-functional product compliance skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. The successful candidate will gain wide-ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization. Responsibilities: * Embed with product teams to provide guidance on compliance requirements during the design and build phases to ensure a compliant go-to-market strategy * Lead product governance efforts on behalf of FinCRO, including documenting requirements and tracking them through implementation * Conduct compliance reviews and product risk assessments for material new product launches and feature expansions * Provide subject matter support as they design and implement workflows, tooling, and reporting * Liaise closely with Regional Compliance Officers and Money Laundering Reporting Officers to support execution of our compliance oversight programs * Inform and educate product and business teams on relevant compliance and regulatory requirements to foster a "compliance-by-design" mindset across the organization * Contribute to building a strong culture of compliance across Stripe’s teams * Leverage AI and agentic tools to scale compliance product enablement — including accelerating product risk assessments, regulatory research and requirements documentation — while maintaining rigorous judgment over AI-generated outputs   Who You Are Minimum Requirements * 7+ years of experience building and managing compliance programs in regulated financial services, preferably in fintech, payments and banking * Experience evaluating emerging products for compliance risk, working with product and business stakeholders to implement creative solutions for compliance requirements, and conducting relevant product risk assessments * Working knowledge of regulatory compliance and financial crimes/AML practices, with a strong understanding of the compliance landscape applicable to a company like Stripe * Proven ability to manage distinct projects and programs, with strong stakeholder management and communication skills * Ability to interpret regulations and regulatory guidance and incorporate them into a comprehensive, proportionate compliance program * Strong written and verbal communication skills — including the ability to translate complex regulatory concepts clearly for non-compliance audiences * Excellent cross-functional collaboration skills, including senior leadership relationships and managing competing priorities * Intellectual curiosity and a willingness to explore unfamiliar markets, product types and regulatory frameworks * Ability to work efficiently and independently in a fast-paced, ambiguous environment * Genuine interest in financial regulation and an eagerness to drive the industry forward through responsible innovation * Demonstrated AI fluency — actively uses AI tools, including agentic workflows, to enhance the quality, speed, and rigor of compliance work; able to critically evaluate AI outputs, iterate on results, and select the right tool for the task rather than defaulting to manual methods PREFERRED QUALIFICATIONS * Experience using AI or agentic tools in a compliance or regulatory context (e.g., for policy drafting, risk assessments, regulatory research, or workflow automation) * Experience with stablecoin, crypto, or emerging payments product compliance * ACAMS, CRCM, ICA (Diploma or Advanced Certificate) or equivalent certification  * SQL abilities

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe's Financial Crimes, Compliance and Risk Oversight (FinCRO) organization serves as Stripe's second line of defense, ensuring we operate as a responsible steward of the global financial ecosystem. Within FinCRO, the Product Enablement team sits at the intersection of compliance and product — partnering directly with product and engineering teams to build innovative, compliant financial products from the ground up. WHAT YOU’LL DO We’re looking for a Product Compliance and Enablement Advisor experienced in the fintech and payments industry to partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that both delights users and meets all relevant compliance obligations.  You will embed with Stripe’s product teams, building new and innovative products to help identify, track and implement compliance requirements, while supporting those teams in building and deploying monitoring tools to ensure ongoing compliance. The role provides an excellent opportunity for a talented candidate to deploy their cross-functional product compliance skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. The successful candidate will gain wide-ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization. Responsibilities: * Embed with product teams to provide guidance on compliance requirements during the design and build phases to ensure a compliant go-to-market strategy * Lead product governance efforts on behalf of FinCRO, including documenting requirements and tracking them through implementation * Conduct compliance reviews and product risk assessments for material new product launches and feature expansions * Provide subject matter support as they design and implement workflows, tooling, and reporting * Liaise closely with Regional Compliance Officers and Money Laundering Reporting Officers to support execution of our compliance oversight programs * Inform and educate product and business teams on relevant compliance and regulatory requirements to foster a "compliance-by-design" mindset across the organization * Contribute to building a strong culture of compliance across Stripe’s teams * Leverage AI and agentic tools to scale compliance product enablement — including accelerating product risk assessments, regulatory research and requirements documentation — while maintaining rigorous judgment over AI-generated outputs Minimum Requirements * 7+ years of experience building and managing compliance programs in regulated financial services, preferably in fintech, payments and banking * Experience evaluating emerging products for compliance risk, working with product and business stakeholders to implement creative solutions for compliance requirements, and conducting relevant product risk assessments * Working knowledge of regulatory compliance and financial crimes/AML practices, with a strong understanding of the compliance landscape applicable to a company like Stripe * Proven ability to manage distinct projects and programs, with strong stakeholder management and communication skills * Ability to interpret regulations and regulatory guidance and incorporate them into a comprehensive, proportionate compliance program * Strong written and verbal communication skills — including the ability to translate complex regulatory concepts clearly for non-compliance audiences * Excellent cross-functional collaboration skills, including senior leadership relationships and managing competing priorities * Intellectual curiosity and a willingness to explore unfamiliar markets, product types and regulatory frameworks * Ability to work efficiently and independently in a fast-paced, ambiguous environment * Genuine interest in financial regulation and an eagerness to drive the industry forward through responsible innovation * Demonstrated AI fluency — actively uses AI tools, including agentic workflows, to enhance the quality, speed, and rigor of compliance work; able to critically evaluate AI outputs, iterate on results, and select the right tool for the task rather than defaulting to manual methods PREFERRED QUALIFICATIONS * Experience using AI or agentic tools in a compliance or regulatory context (e.g., for policy drafting, risk assessments, regulatory research, or workflow automation) * Experience with stablecoin, crypto, or emerging payments product compliance * ACAMS, CRCM, ICA (Diploma or Advanced Certificate) or equivalent certification  * SQL abilities

Stripe

WHO WE ARE ABOUT THE TEAM Stripe is seeking a Regulatory Compliance and Money Laundering Reporting Officer (RC and MLRO) to lead our regulatory compliance and financial crimes program in Hong Kong. This role sits within the Affiliates pillar of the Financial Crime, Compliance and Risk Oversight (FinCRO) organization, and you'll report to the APAC Affiliates Lead. You'll be the named RC and MLRO of Stripe Hong Kong (to be set up) and lead or assist in the registration of Stripe Hong Kong as a Money Service Operator (MSO), under the oversight of the Hong Kong Customs and Excise Department (CED). In your role as the RC and MLRO, you'll be the principal decision-maker and strategic lead on regulatory compliance and financial crime risk management decisions, serving a critical role in ensuring the continued safe growth and success of Stripe in Hong Kong. You'll also be the public face of FinCRO in Hong Kong. You have deep subject matter expertise and a proven track record building and evolving tech-forward regulatory compliance and financial crime programs (collectively, compliance programs). You may be based in the Stripe Singapore office for approximately 6 months. The APAC Affiliates Lead determines the office location and duration. WHAT YOU'LL DO RESPONSIBILITIES * Develop and implement a compliance strategy for Hong Kong, aligning with global FinCRO objectives and business goals, leveraging AI, data science, and automation wherever possible. Provide regular reporting and updates to the Board of Directors of Stripe Hong Kong regarding the health and effectiveness of the compliance programs  * Act as the RC and MLRO, owning and enhancing Stripe Hong Kong compliance programs, in particular, ensuring the financial crime program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes * Engage with local regulators to shape the future of fintech oversight, advocating for tech-enabled compliance solutions. Serve as the primary point of contact for regulators and an ambassador for Stripe in Hong Kong * Act as a thought leader in the payments industry, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era * Build and maintain trust and strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Educate partners on Stripe compliance programs and controls, and serve as the senior point of contact for escalations * Exercise oversight to ensure the compliance program and controls are fit for purpose. Provide advice to key stakeholders on product development to foster compliance by design WHO YOU ARE MINIMUM REQUIREMENTS * 10+ years of experience in financial crime, with a focus on financial services, fintech, or payments, and deep contacts—and influence—across the industry * Current knowledge of financial crimes and other relevant financial services laws and regulations in Hong Kong * Strong communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences * Ability to think strategically and translate complex regulatory requirements into practical solutions * Strong problem-solving skills, with a data-driven approach to decision-making * Define and iterate on the Stripe Hong Kong risk appetite, ensuring a defensible stance as Stripe explores new, high-growth verticals and opportunities * High data literacy and the ability to work closely with data teams to identify emerging financial crime patterns and validate the effectiveness of detection models PREFERRED QUALIFICATIONS * Experience working in a global, matrixed organization  * Competence navigating regulatory guardrails amid a high-growth environment  * High professional fluency in Cantonese  * CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications OTHERS We welcome applicants who are: * Based in Singapore with a willingness to relocate to Hong Kong. The APAC Affiliates Lead determines the relocation timeline. * Based in Hong Kong with a willingness to be temporarily located in Singapore for no more than 6 months. The APAC Affiliates Lead determines the duration.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. ABOUT THE TEAM Stripe is seeking a Regulatory Compliance and Money Laundering Reporting Officer (RC and MLRO) to lead our regulatory compliance and financial crimes program in Japan. This role sits within the Affiliates pillar of the Financial Crime, Compliance and Risk Oversight (FinCRO) organization, and you'll report to the APAC Affiliates Lead. You'll be the named RC and MLRO of Stripe Japan and will lead and assist in the registration of Stripe Japan as a Funds Transfer Business Operator (FTBO) with the Kanto Local Finance Bureau (KBF), under the oversight of the Japan Financial Services Agency (JFSA). As the RC and MLRO, you'll be the principal decision-maker and strategic lead on regulatory compliance and financial crime risk management decisions, serving a critical role in ensuring Stripe's continued safe growth and success in Japan. You'll also be the public face of FinCRO in Japan. The ideal candidate has deep subject matter expertise and a proven track record building and evolving tech-forward regulatory compliance and financial crime programs (collectively, compliance programs). WHAT YOU'LL DO RESPONSIBILITIES * Develop and implement a robust and effective compliance strategy for Japan, aligning with global FinCRO objectives and business goals, leveraging AI, data science, and automation wherever possible. Provide regular reporting and updates to Stripe Japan's Board of Directors regarding the health and effectiveness of the compliance programs. * Act as the RC and MLRO, owning and enhancing Stripe Japan's compliance programs, in particular, ensuring the financial crime program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes. * Proactively engage with local regulators to shape the future of fintech oversight, advocating for tech-enabled compliance solutions. Serve as the primary point of contact for regulators and an ambassador for Stripe in Japan. * Act as a thought leader in the payments industry, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era. * Build and maintain trust and strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Educate partners on Stripe's compliance programs and controls, and serve as the senior point of contact for escalations. * Provide expert advice to key stakeholders on product development to foster compliance by design. WHO YOU ARE MINIMUM REQUIREMENTS * 10+ years of experience in financial crime, with a significant focus on financial services, fintech, or payments, and deep contacts and influence across the industry * Deep and current knowledge of financial crimes and other relevant financial services laws and regulations across Japan * Excellent communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences * Ability to think strategically and translate complex regulatory requirements into creative and practical solutions * Strong problem-solving skills, with a data-driven approach to decision-making * Ability to define and iterate on Stripe Japan's risk appetite, ensuring a defensible stance as Stripe explores new, high-growth verticals and opportunities * High data literacy, with the ability to work closely with data teams to identify emerging financial crime patterns and validate the effectiveness of detection models PREFERRED QUALIFICATIONS * Experience working in a global, matrixed organization * Deep competence navigating regulatory requirements in a high-growth environment * CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. WHAT YOU'LL DO RESPONSIBILITIES • Strategic Leadership—Develop and implement a robust AML/CFT compliance strategy across our UAE regulated retail payment services and stored value facility entities, aligned with global FinCRO objectives. Leverage AI, data science, and automation to scale the program. Provide regular reporting to UAE Boards and Senior Management on program health and effectiveness. • AML/CFT Program Oversight—Own and continuously enhance our AML/CFT program, ensuring it effectively prevents, detects, and reports money laundering, terrorist financing, proliferation financing, and other financial crimes in line with Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019, and CBUAE's AML/CFT Standards, Retail Payment Services and Card Scheme Regulations, and Stored Value Facilities Regulations Framework. • Regulatory Compliance—Ensure ongoing compliance with all applicable CBUAE licensing conditions, payment services regulations, and broader UAE financial services laws across both entities. Monitor the regulatory environment for changes, assess business impact, and drive timely implementation of compliance obligations. Maintain a regulatory obligations register and own the internal compliance assurance framework. • Regulatory Management and Reporting—Serve as the primary point of contact for the CBUAE and UAE Financial Intelligence Unit (UAEFIU) for all inspections, inquiries, and examinations. Own the end-to-end STR/SAR process via the goAML platform and all other mandatory regulatory submissions. • Sanctions Compliance—Oversee UAE sanctions compliance across both entities, including screening against the UAE Local Terrorist List, UN Security Council Consolidated List, and applicable international regimes (OFAC, EU, and UK). • SVF and PSP Risk Management—Design and maintain AML/CFT risk frameworks tailored to the distinct risk profiles of both license types—including high-volume payment flows (PSP) and e-wallet abuse, prepaid instrument layering, and anonymous loading risks (SVF). Ensure transaction monitoring typologies are appropriately calibrated across both product sets. • Advisory and External Influence—Provide expert AML/CFT and regulatory compliance guidance to product, engineering, and business teams on new products and market expansion. Represent Stripe in external forums, regulatory consultations, and industry groups across the UAE and GCC. • Training and Culture—Champion a strong compliance culture across UAE teams. Oversee delivery of UAE-regulatory-compliant training programs covering PSP and SVF-specific risks. WHO YOU ARE MINIMUM REQUIREMENTS • Experience—10+ years in financial crime or regulatory compliance, with significant focus on fintech, payments, e-money, or stored value products. Prior experience as a designated Chief Risk Officer or Compliance Officer or MLRO or Deputy MLRO under a CBUAE-regulated or comparable GCC-regulated entity preferred. • Regulatory Knowledge—Deep knowledge of UAE AML/CFT laws (Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019), CBUAE AML/CFT Standards, PSP and SVF regulatory frameworks, and relevant FATF Recommendations. Familiarity with broader UAE financial services regulation and licensing requirements. • Fit and Proper—Must satisfy CBUAE fit and proper requirements and be willing to undergo formal regulatory approval prior to commencement. • Communication and Mindset—Strong ability to articulate complex regulatory concepts to technical and non-technical audiences. Able to translate regulatory requirements into practical, scalable compliance solutions in a high-growth environment. • Data Proficiency—High data literacy, with the ability to work closely with data and engineering teams to identify emerging financial crime patterns and validate detection model effectiveness. • Certifications—CAMS, ICA International Diploma in AML, or equivalent preferred. • Languages—High professional fluency in English is required. Arabic fluency is an advantage. • Location—Hybrid-office based, Dubai. PREFERRED QUALIFICATIONS • Experience in a global, matrixed fintech organization across multiple jurisdictions • Existing relationships with CBUAE and UAEFIU officials • Familiarity with the UAE's Financial Infrastructure Transformation programme and its AML/CFT implications • Experience designing AML/CFT and regulatory compliance controls for high-volume payment and stored value products at scale