
Toast · Bangalore
Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers,...
Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate,
increase sales, engage customers, and keep employees happy.
Toast Capital Processing Specialist II
Now, more than ever, the Toast team is committed to our customers. We’re taking steps to help restaurants navigate these
unprecedented times with technology, resources, and community. Our focus is on building the restaurant platform that helps
restaurants adapt, take control, and get back to what they do best: building the businesses they love. And because our technology
is purpose-built for restaurants, by restaurant people, restaurants can trust that we’ll deliver on their needs for today while
investing in experiences that will power their restaurant of the future.
Toast Capital is a wholly-owned subsidiary of Toast, Inc. that offers Toast restaurant customers fast and flexible financing for
any business need. The Toast Capital team is seeking a highly-motivated Toast Capital Processing Specialist II who will play an
active role in originating transactions. The role entails working with customers via written communication to convert eligible
restaurants into Toast Capital customers. In this role, you will be an ambassador of the Toast Capital brand and proliferate Toast
Capital’s goal to empower restaurants financially to thrive and do what they love. This individual’s efforts will have a
significant impact on the long-term success of a rapidly growing product for Toast. The ideal candidate will have experience in a
financial institution with a lending background that has significant attention to detail and strong organizational skills.
A day in the life (Responsibilities)
and underwriting process.
requirements and internal policies.
internal policies.
specific underwriting considerations, primarily through written communication.
Customer (KYC) guidelines, and fair lending practices throughout the underwriting process.
What you'll need to thrive (Requirements)
email, promptly addressing concerns, and de-escalating challenging situations to ensure customer satisfaction and maintain
positive relationships.
smooth hand-off of information.
AI at Toast
At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build
for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from
Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The
people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.
Our Total Rewards Philosophy
We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and
brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a
healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits
How Toast Uses AI in its Hiring Process
Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with
tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation.
All hiring decisions are made by people. To learn more: https://careers.toasttab.com/ai-in-hiring
Our Approach to Hybrid Working
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong
culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations
page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast
Diversity, Equity, and Inclusion is Baked into our Recipe for Success
At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse,
and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our
culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.
We Thrive Together
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong
culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and
regionally, check out: https://careers.toasttab.com/locations-toast.
Apply today!
Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide
reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation
to access the job application or interview process, please contact candidateaccommodations@toasttab.com.
For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of
employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
We are in the process of establishing an Accounting Center of Excellence (COE) to strengthen our global accounting capabilities and provide a scalable foundation for the future. The COE will focus on consistency, accuracy, and efficiency across accounting processes, while ensuring compliance with regulatory and audit requirements. It will also drive process improvements, automation, and knowledge sharing across regions. As Fixed Asset COE Lead, you will own the end-to-end accounting for property, plant & equipment (PP&E), leases, internally developed software (IDS), goodwill and other intangible assets across the Thoughtworks global. You will be accountable for technical accuracy, SOX compliance, and the continuous improvement of fixed asset accounting processes — while mentoring and developing a high-performing team. You will collaborate closely with Regional Controllers, FP&A, Tax, Legal, and IT Finance stakeholders to deliver a scalable, compliant, and insight-driven fixed asset function. JOB RESPONSIBILITIES FIXED ASSET ACCOUNTING & CLOSE * Own the global fixed asset accounting lifecycle — from capitalization through depreciation, impairment, and disposal — ensuring accurate and timely recognition in compliance with US GAAP (ASC 360, ASC 350), IFRS 16, and internal accounting policies. * Lead monthly close activities for PP&E, ROU assets, and intangibles, including journal entries, depreciation runs, asset additions/disposals, and reconciliations. * Review and approve balance sheet reconciliations for all fixed asset accounts, ensuring complete documentation, proper support, and adherence to SOX control requirements. * Oversee lease accounting under IFRS 16 / ASC 842, including ROU asset recognition, remeasurement, modification, and disclosure across all Thoughtworks legal entities. * Support acquisition accounting and integration activities, including participation in purchase price allocation (PPA) for PP&E and intangible assets, post-acquisition asset register set-up, and goodwill impairment indicator assessments in coordination with the Technical Accounting and FP&A teams. SOFTWARE CAPITALIZATION (IDS / ASC 350-40) * Manage the end-to-end capitalization process for internally developed software, including intake assessment, eligibility determination, cost accumulation, and amortization schedules. * Partner with IT and other teams to ensure accurate and timely identification of qualifying development activities and associated costs. * Maintain clear documentation and audit trails to support internal and external audit reviews of software capitalization decisions. COMPLIANCE, CONTROLS & AUDIT SUPPORT * Maintain and enforce global accounting policies for fixed assets and intangibles, ensuring consistent application and clear guidance for regional finance teams. * Design, operate, and monitor SOX/ICFR controls over the fixed asset cycle, including periodic physical verification coordination and impairment assessments. * Serve as the primary contact for internal and external auditors on all fixed asset and intangible-related queries, providing detailed analysis, documentation, and reconciliations. PROCESS IMPROVEMENT & AUTOMATION * Drive continuous improvement across fixed asset accounting workflows, identifying automation opportunities within ERP and asset management systems (PeopleSoft). * Lead standardization initiatives across regions — developing consistent templates, capitalization thresholds, useful life policies, and tagging conventions. * Contribute to the broader Accounting COE agenda by bringing best practices in fixed asset accounting and helping design scalable, globally consistent processes. STAKEHOLDER COLLABORATION & TEAM DEVELOPMENT * Collaborate with FP&A, Tax, Legal, Regional Controllers, SG&A team to ensure capital expenditure forecasting, tax depreciation, and CAPEX/OPEX classification are properly reflected. * Partner with FP&A, IT, Controllership and Treasury to forecast global CAPEX cash flows, aligning cash projections with IT and software development plans. * Partner with the Procurement and IT teams to establish and maintain an effective asset procurement-to-capitalization workflow. * Develop and mentor team members within the Fixed Asset COE, building technical depth and fostering a culture of accuracy, ownership, and continuous improvement. JOB QUALIFICATIONS ESSENTIAL * Qualified CA, CPA, or CMA with 5–7 years of post-qualification experience in fixed asset accounting, technical accounting, or a controllership role. * Deep knowledge of US GAAP fixed asset standards (ASC 360, ASC 350-40) and IFRS 16 / ASC 842 lease accounting, with demonstrated experience applying them in a global environment. * Hands-on experience managing the full fixed asset cycle including capitalization, depreciation, impairment, and disposal in a multinational company. * Strong understanding of SOX/ICFR controls applicable to the fixed asset cycle. * Experience supporting internal and external audits, including preparation of detailed audit schedules and reconciliations. * Advanced Microsoft Excel skills; proficiency in working with ERP-generated data and large asset registers. * Proven track record in driving process standardization, continuous improvement, and supporting automation initiatives. * Demonstrated experience leading, mentoring, or developing team members in an accounting or shared services environment. * Strong written and verbal English communication skills with the ability to influence and collaborate cross-functionally with global teams and senior stakeholders. * Willingness to align working hours with stakeholders in other time zones when required. HIGHLY DESIRABLE * Working knowledge of PeopleSoft Financials or a comparable ERP platform. * Familiarity with IFRS and/or local statutory reporting requirements across multiple jurisdictions. * Experience with lease management software CoStar * Background in a global technology company or professional services organization with a distributed delivery model. OTHER THINGS TO KNOW LEARNING & DEVELOPMENT There is no one-size-fits-all career path at Thoughtworks: however you want to develop your career is entirely up to you. But we also balance autonomy with the strength of our cultivation culture. This means your career is supported by interactive tools, numerous development programs and teammates who want to help you grow. We see value in helping each other be our best and that extends to empowering our employees in their career journeys. ONSITE WORK EXPECTATION You may be expected to work out of our Thoughtworks office or at our client's office location for all five working days of the week, depending on business or clients’ needs. ABOUT THOUGHTWORKS Thoughtworks is a global technology consultancy that integrates strategy, design and engineering to drive digital innovation. For 30+ years, our clients have trusted our autonomous teams to build solutions that look past the obvious. Here, computer science grads come together with seasoned technologists, self-taught developers, midlife career changers and more to learn from and challenge each other. Career journeys flourish with the strength of our cultivation culture, which has won numerous awards around the world. Join Thoughtworks and thrive. Together, our extra curiosity, innovation, passion and dedication overcomes ordinary. See here our AI policy.
Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients. There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times 'Best Place to Work 2025 & 2026'. If this sounds like an environment where you would flourish, then read on… The Function Triple Point Private Credit provides tailored lending solutions to lower mid-market businesses and specialist asset-backed sectors through its SME Debt Finance, Corporate Leasing & Lending, Property Development, Specialty Finance and Funds Finance strategies. By combining commercial expertise with flexible financing solutions, the team supports business growth while protecting investor capital. The Team The Credit & Risk team sits within the Group Risk & Compliance function and provides independent oversight across the Private Credit platform. Partnering with lending and portfolio management teams throughout the lending lifecycle, the team establishes and maintains the governance, frameworks and oversight that support consistent lending decisions, effective portfolio management and disciplined restructuring across all of Private Credit's lending strategies. Credit & Risk team members work collaboratively across credit underwriting, portfolio monitoring, restructuring, recoveries and assurance, providing specialist expertise across all of Private Credit's lending strategies. The Role The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance. Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform. This role is focused on transaction underwriting and credit governance. The Senior Credit Director s a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture. This role is focused on transaction underwriting and credit governance. Key Responsibilities Credit Governance & Risk Discipline * Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform. * Ensuring lending proposals are aligned with internal credit frameworks. * Maintaining consistency in underwriting standards across different lending products. * Helping identify emerging risks across sectors or product types. * Supporting improvements to credit policies, frameworks and review processes. Credit Committee & Deal Evaluation * Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight all lending verticals including: * SME Debt Finance * Property Development Finance * Corporate Lending & Leasing * Speciality Finance * Funds Finance * Assessing transaction structure, repayment mechanics and downside protection working with deal teams pre-application on a case-by-case basis to assist with structuring more complex transactions. * Challenging assumptions within financial models, valuations and exit strategies. * The role will often focus on larger, complex or higher-risk transactions where additional credit scrutiny is required. Collaboration with Origination Teams * Work closely with Origination and Product teams to support origination activities. * Support post approval completion activities – particularly documentation and security queries. Support to Head of Credit * Supporting committee preparation and decision processes. * Acting as escalation point for complex credit matters. * Contributing to credit strategy discussions. * Supporting internal credit training and knowledge sharing. Over time the role may include line management responsibilities within the credit team. Knowledge & Experience Essential * A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non-bank lending or Mid-Market (or above) Lending organisation. * Experience and clear understanding of technical lending landscape from activities across SME or Mid-Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities. * Ability to assess a broad range of lending structures including cashflow lending, asset-backed lending and development finance. * Strong financial analysis and bespoke structuring capability. * Experience participating in investment or credit committees. * The ability to challenge constructively while maintaining productive relationships with deal teams. * Strong judgement when assessing downside risk and recovery scenarios. Desirable * Experience across multiple lending products (rather than a single specialism) * Experience in dealing with distress lending situations * Prior lending experience in Funds Finance and Speciality Finance * Prior experience in rolling out new team structures in growing business environment. Why Join us? * You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued. * Be part of a growing and innovative team * We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. * Opportunities for professional development and career progression. * At Triple Point, high performance means living our values every day: * Stay Curious. * Be Generous. * Take Thoughtful Action. * Pull Together. * Own It. In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work. We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgement. Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. Check out our comprehensive list of benefits HERE. Apply today for further information! Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team. STRICTLY NO AGENCIES
ABOUT F2 F2 is the AI platform for private markets investors, purpose-built to transform how institutional teams underwrite, diligence, and deploy capital. Our AI converts messy, unstructured deal materials into investment-grade insights in minutes, helping private credit funds, commercial banks, investment banks, and private equity firms make faster, more confident decisions. Backed by leading investors, including NFX and Y Combinator, F2 is building the future of vertical AI for finance. We are growing quickly across New York, San Francisco, and London. ROLE OVERVIEW We are hiring a Product Marketing Lead to become F2's founding product marketing leader and own how the market understands our company, product, and category. This is a hands-on builder role with real ownership. You will create F2's positioning and messaging, quarterback product launches, build the sales enablement and customer-insight systems that help us win, and turn our strongest market insights into high-quality content. You will work at the center of Product, Growth, Sales, Customer Success, and leadership. The role reports to the Head of Growth, with our CEO serving as executive sponsor for F2's company narrative. This role is based in our New York City office and is fully onsite. WHAT YOU'LL DO * Own positioning and messaging: Build F2's messaging architecture, category narrative, buyer personas, value propositions, and canonical source of truth. * Translate technical differentiation: Turn complex AI capabilities into clear commercial value for senior private-markets and banking buyers. * Quarterback product launches: Own the launch strategy, positioning, plan, timeline, readiness, enablement, and post-launch learning for major releases. * Build sales enablement: Create the decks, one-pagers, battlecards, objection guides, proof points, and training that sellers actually use. * Stay close to the field: Join prospect and customer calls to understand buyer language, objections, decision criteria, and competitive dynamics firsthand. * Own customer and market insight: Build a structured voice-of-customer and win-loss program, maintain our ICP and personas, and bring outside-in insight to Product and leadership. * Lead competitive intelligence: Monitor competitors and category shifts, identify recurring win and loss themes, and keep the field prepared. * Shape commercial strategy: Turn customer and market evidence into recommendations on pricing, packaging, use cases, and new-market opportunities. * Own the editorial engine: Set the content strategy and personally draft or edit priority website copy, launches, case studies, thought leadership, and customer stories. * Scale through partners: Manage agencies, freelancers, and specialist contributors while remaining accountable for the brief, voice, accuracy, and final quality. * Build F2's social narrative: Own the voice, calendar, and day-to-day publishing cadence until a specialist partner is in place, then manage that partner. * Strengthen paid creative: Provide Growth with the audience insight, customer language, proof points, hooks, and briefs behind high-performing campaigns. YOU MIGHT BE A GREAT FIT IF * You have 6 or more years of product marketing experience, including meaningful time at an early-stage or high-growth B2B software company. * You have personally built or materially rebuilt positioning, messaging, launches, and sales enablement. * You have marketed a complex or technical product to senior enterprise buyers in a high-trust or regulated market. * You are an exceptional writer and editor who can personally create the work, not just direct it. * You have conducted customer, prospect, and win-loss interviews and can turn qualitative evidence into commercial action. * You know how to create sales assets and enablement systems that sellers adopt. * You can lead cross-functional launches, manage dependencies, and hold peers and executives accountable. * You move comfortably between strategy and execution without waiting for a large team or perfect infrastructure. * You can challenge founders and senior leaders constructively, then commit fully once a decision is made. PREFERRED QUALIFICATIONS * Experience as the first or founding product marketer at a Seed through Series B company. * Experience in vertical AI, fintech, private markets, banking, enterprise data, or another complex regulated category. * Direct exposure to private credit, private equity, commercial banking, investment banking, underwriting, or diligence workflows. * Experience with pricing, packaging, category strategy, or new-market entry. * A portfolio that demonstrates outstanding positioning, writing, launches, enablement, and customer storytelling. WHY F2 * Build from the ground up: Create the product marketing function at a fast-growing vertical AI company. * Define an emerging category: Shape how the intersection of AI and private markets is understood. * Work on consequential problems: Help sophisticated financial institutions make better, faster investment decisions. * Operate with real ownership: Work directly with founders, product leaders, sellers, and customers on decisions that materially affect company growth. * Join a high-caliber team: Work in person with an ambitious team across New York, San Francisco, and London. COMPENSATION The anticipated base salary range for this role is $150,000-$250,000, plus equity and benefits. The total rewards package at F2 includes base salary, equity in the form of stock options, and benefits. Our cash compensation and equity ranges are based on market data pulled from Pave. Offers are based on demonstrated experience, expertise, and performance in our interview process. For exceptionally senior candidates, final compensation may vary based on scope and experience. F2 is an equal opportunity employer. We consider qualified applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.