Product Manager – US B2C Experience (m/f/d)

Raisin

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team The US market is Raisin’s fastest-growing region, where our deposit marketplace connects customers with banks to help both achieve better financial outcomes. As a Product Manager within the US Tribe, you’ll play a key role in scaling our growth engine and enhancing the end-to-end customer experience. You’ll be part of a cross-functional product team, reporting to the Head of Product, US, and collaborating closely with leaders across Marketing, Customer Experience, Sales, and Customer Service. Partnering with our EU-based engineering team, you’ll drive initiatives that strengthen our product foundations, adopt industry best practices, and deliver a best-in-class B2C experience for US customers.   Your Responsibilities As a Product Manager in the US B2C Experience team, you’ll combine strategic thinking with hands-on execution to shape the next phase of Raisin’s US growth. While no two days are the same, here’s what you can expect to drive: * Collaborate across disciplines - work closely with Marketing and Customer service (US Based), Design and Engineering to craft seamless, industry-leading experiences. * Deeply understand our customers - continuously uncover insights about user behavior, motivations, and pain points to ensure the team is solving the right problems. * Define and deliver impactful solutions - lead the iterative discovery, definition, and delivery of customer and business-facing initiatives that drive measurable results. * Champion the B2C experience - apply proven frameworks and methodologies to design and optimize customer journeys across acquisition, onboarding, engagement, and retention. * Lead user research and validation - design, run, and synthesize qualitative and quantitative research to inform decisions and validate hypotheses. * Own your product outcomes - be the subject-matter expert for your area, connecting company-level objectives to the metrics and levers your product can influence. * Drive data-informed decisions - foster a culture of analytical rigor by improving data accessibility, establishing clear success metrics, and using insights to prioritize effectively. * Facilitate structured discovery - apply frameworks like Design Thinking, Dual-Track Agile, or Opportunity Solution Trees to rapidly explore, qualify, and align on valuable opportunities. * Shape the product roadmap - define and communicate a clear 12-month vision and strategic path, balancing ambition with pragmatism and alignment across stakeholders. * Align and empower stakeholders - maintain strong communication channels to ensure clarity, trust, and accountability across marketing, customer service, and engineering teams. * Foster high-performing collaboration - inspire engagement, ownership, and quality within your team, ensuring everyone is contributing toward shared goals. Your Profile * 2+ years of Product Management experience * You will use AI to 10x the quality and pace of product discovery and delivery. Far beyond just chatbots, hands-on agentic product development experience is a plus; while curiosity, adaptability, and sound judgment is non‑negotiable * Fluent in English * Proven experience creating industry-leading data-driven B2C customer experiences (Web and Mobile) * Experience working with Financial services products (US market experience a bonus) * Familiarity and experience working with core technologies such as ReactJS, GraphQL and tools such as Looker, Contentstack Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: * Employee Development Budget of €2,000 and four full training days per year. * Flexible working hours, home office and 30 vacation days. * A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. * Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.  * Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. * You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

Tibber

We're at a pivotal moment for both Tibber and the planet. When joining Tibber, you won’t just help scale a forward-thinking tech company – you’ll contribute to a real shift in how people consume electricity. With millions of smart devices connected to the Tibber platform (like electric vehicles and smart thermostats), we have one of the most unique energy trading portfolios on the market. We’re looking for a Product Manager to join us in making the energy transition happen – maybe that’s you? ---------------------------------------------------------------------------------------------------------------------------------- Job Mission 🚀 As a Product Manager for Energy Market, you'll lead the foundational capabilities that make it possible for Tibber to deliver electricity to customers across four markets, from supplier switching and metering data ingestion to market integrations and delivery lifecycle management. This role sits behind many customer-facing experiences. Your impact is measured in processes that work, markets that scale, and engineering teams that can move faster because someone understands the domain well enough to lead, not just coordinate. ---------------------------------------------------------------------------------------------------------------------------------- What you'll do ✅ * Lead/own the product roadmap and delivery for foundational electricity-delivery capabilities — market integrations, supplier switching, metering data ingestion, and delivery lifecycle management * Drive improvements to conversion and completion rates across onboarding and activation flows, reducing drop-off and failure rates as new signups move through market processes * Work closely with the Energy Contract PM to maintain clean boundaries between foundational delivery and commercial contract logic * Contribute to building AI-assisted solutions that reduce manual back-office work and help the team identify and prioritize the right problems faster ---------------------------------------------------------------------------------------------------------------------------------- What we're looking for⚡ You're energized by bringing clarity to complex domains — comfortable navigating regulated environments where success depends on understanding how external actors, systems, and processes interact. We believe you'll thrive here if you: * Have proven experience as a PM in a complex, regulated, multi-actor operational domain - energy, logistics, telecom, payments, or similar * Can independently map actor relationships, information flows, and regulatory constraints without leaning on engineering to explain the domain * Use data to identify where processes break down and drive measurable improvements — whether that's failure rates, completion rates, or operational efficiency * Are comfortable working with backend systems and APIs as part of your daily work * Communicate proactively — you surface blockers, share context, and keep stakeholders aligned without being prompted; especially important in a distributed team where some engineers are in Berlin and others are not * Tibber is becoming more AI-enabled and we embrace new tools and ways of working. You don't need to be an expert, but we believe you are motivated by that and excited to grow with it too ---------------------------------------------------------------------------------------------------------------------------------- 💆🏻‍♀️💆🏽‍♂️The Tibber Mindset Tibber exists to drive energy independence – away from fossil dependency. Our tech helps hundreds of thousands of households shift their electricity consumption to more sustainable and affordable hours, strengthening the resilience of the grid. Not in theory. In everyday life. Being on a mission to change an industry means being prepared for the unexpected. We do what others say can't be done – and we do it together. We win, fail and grow together, staying curious and pushing for better - every day. AI is shaping how we work - and we believe it's how we accelerate the energy transition. The more it becomes part of how we operate, the more our Tibberinos matter. Started by two founders in 2016. Now 300+ Tibberinos across Stockholm, Berlin, Amsterdam, Oslo and Førde. Backed by Balderton Capital, Eight Roads Ventures, Founders Fund, Summa and Schibsted. Still just getting started. Diversity of thought fuels better products. We welcome applicants of every background, identity and lived experience. Ready to be part of powering the energy transition? Apply below!

MOIA

JOIN US AS A PRODUCT MANAGER (ALL GENDERS) IN OUR CONNECTIVITY TEAM ON A SHARED JOURNEY THAT MATTERS! The Connectivity Team builds and operates the backbone of vehicle‑to‑platform communication. We own the end‑to‑end connectivity landscape that links in‑vehicle systems with digital services, covering communication architecture as well as SIM, MNO, and connectivity lifecycle management. Working closely with embedded and platform teams, we ensure reliable, secure, and scalable communication paths that can be consistently used across products and services. Our work provides a standardized connectivity foundation that enables connected vehicle functions and digital services to operate smoothly. What you will do * Own and manage the connectivity backlog for vehicle‑to‑platform communication, including SIM/MNO lifecycle topics, ensuring items are ready for development and delivery. * Break down features and enablers into actionable backlog items, clarify scope and acceptance criteria, and support the team with timely decisions. * Work closely with the development teams on a daily basis, answering questions, resolving ambiguities, and ensuring a shared understanding of priorities. * Coordinate with external partners (e.g. MNOs, SIM/eSIM providers, technology suppliers) to clarify requirements, align delivery timelines, and address operational issues. * Actively manage dependencies and impediments, both within the ART and with external partners, to keep delivery on track. * Keep the team and stakeholders continuously informed about priorities, progress, risks, and changes during the PI. * Support predictable delivery by preparing and contributing to backlog refinement, PI Planning, reviews, system demos, and Inspect & Adapt events. * Monitor operational quality and connectivity health, follow up on issues, and ensure corrective actions are prioritized and delivered. * Collaborate closely with other Product Owners and Product Management to align scope, timing, and dependencies across teams. * Continuously improve ways of working, identifying opportunities to optimize flow, reduce friction, and improve delivery efficiency within the team. WHAT WILL HELP YOU TO FULFILL YOUR ROLE  * Strong systems thinking to understand and reason about end‑to‑end vehicle connectivity across embedded systems, communication layers, and backend services. * Ability to quickly grasp complex technical dependencies and assess their impact on delivery, quality, and planning decisions. * Product ownership mindset with a clear focus on value, flow, and outcome‑oriented prioritization rather than solution design. * Experience working in scaled agile environments (SAFe), with a solid understanding of roles, ceremonies, and planning mechanics at team and ART level. * Excellent communication and alignment skills, enabling clear, concise exchange with developers, architects, operations, and business stakeholders. * Confidence in working with evolving requirements, making pragmatic decisions and providing direction under uncertainty. * Good understanding of vehicle‑to‑platform connectivity patterns, including request/response, publish/subscribe, asynchronous communication, and handling intermittent connectivity. * Ability to reason about end‑to‑end connectivity flows across vehicle, connectivity layer, and backend services, and understand where failures, delays, or bottlenecks can occur. * Extensive hands‑on professional experience in a relevant field, with a proven track record of successfully delivering results in complex environments. * Operational awareness to recognize delivery risks, bottlenecks, and dependencies early and address them constructively. * Continuous improvement mindset, with the ability to reflect on delivery outcomes and adapt ways of working to improve predictability and efficiency. We encourage you to apply even if your profile does not meet all the requirements for the role since we are looking for a diverse range of experiences, skills, and interests. We are certain that there will be something for everyone because we are working on such a variety of tasks and embrace individual growth at MOIA. OUR BENEFITS IN A NUTSHELL * Competitive salary (including bonus)   * Hybrid work setup: Work from home or one of our offices - you and your team decide how often to meet, blending flexibility with collaboration!  * Flexible working hours and the possibility of flexible work arrangements depending on your needs (parenting, care work, volunteering, etc.)  * Budget and monthly expense allowance for home office setup  * Possibility of remote work from outside Germany for up to 6 weeks per year from over 35 countries - learn more in our blog! * Public transport ticket (fully subsidized "Deutschlandticket") for commuting and travelling throughout Germany and discount on MOIA rides * Subsidized fitness club membership or bike leasing  * Learning environment with continuous learning days, job rotation, trainings and workshops, coaching, conferences, books, and language classes  * Mental health support, 1:1 sessions with external professionals and mental unload workshops  * 30 vacation days, sabbatical and unpaid leave option  * Relocation support with service provider (visa, administration, etc.)  * Dog-friendly offices For student & internship positions, we have an adjusted set of benefits. You can find them here.  BE WHO YOU ARE! We are a member of Charta der Vielfalt and are dedicated to actively fostering a workplace that celebrates and promotes diversity in various aspects such as age, gender identity, race, sexual orientation, physical or cognitive ability, and ethnicity. At MOIA, we embrace a culture where people are accepted, respected, valued, appreciated, and included. In our commitment to promoting diversity and inclusivity, we regularly provide unconscious bias training to all our employees. Furthermore, we continuously strive to enhance our hiring process by ensuring a diverse hiring panel. HOW WE WORK At MOIA, our teams are typically distributed across our office locations and collaborate in a hybrid setup. We work together both remotely and on site, choosing the mode of collaboration that fits the context, the work at hand, and each team’s rhythm. Spending time together in our offices is an important part of how we stay connected, build trust, and solve complex problems. At the same time, we value flexibility and give teams and individuals autonomy to shape their ways of working, with everyone having the freedom to organise their routines in a way that aligns with their work and their team’s needs. If you’d like to learn more about how we work, visit our blog for insights into our culture and hiring process, or follow us on Instagram for a look behind the scenes at MOIA. WHO WE ARE At MOIA we’re reimagining the future of mobility – safe, autonomous and tailored to the needs of cities and their people. As a tech company with more than 400 employees, we build mobility solutions that truly move cities forward. We launched our ridepooling service in Hamburg in 2019 and have been part of the city’s public transport system since 2023. Since launch, we have transported over 12 million passengers. Currently, MOIA is evolving from a mobility provider to a tech provider offering a scalable and safe turnkey solution for autonomous driving.  With office locations in Berlin and Hamburg, our diverse and international team comprising more than 60 nationalities works together toward that shared mission.  MOIA is more than a technology provider – we are a partner to cities and public transport operators committed to creating more livable spaces and delivering mobility solutions that are reliable, safe and comfortable. YOUR APPLICATION TO MOIA We value authenticity and personal insights in your application responses. While AI tools can be useful, we encourage you to answer the following questions based on your own experiences and understanding. This helps us keep a human touch and better evaluate your unique perspective and match for the role. To reinforce an unbiased screening process, we kindly ask you not to include your picture, age, address, or any other details unrelated to your qualifications and suitability for the role. Additionally, we anonymize applications during the initial review phase by removing personally identifiable information. This ensures that our evaluation focuses solely on your skills, experience, and potential – supporting a fair and inclusive hiring experience for all candidates.