
Teya · Porto
Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that...
Hello. We’re Teya.
Teya was founded on a simple belief: local businesses deserve better.
They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep
communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and
complexity that gets in the way of running a business.
Teya exists to change that.
We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real
human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we
work.
We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should
go hand in hand.
If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to
hear from you
Your Mission
prototype and iterate quickly
smart, high-performing solutions
Your Story
Teya is proud to be an equal opportunity employer.
We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression,
sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team
leads to better ideas, stronger outcomes, and a more supportive workplace for all.
If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other
parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and
accessible experience with us.
Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you At Teya, we're building the operating system small businesses actually want to run their day on — payments, banking, and AI-powered tools that quietly do the boring work in the background. We're hiring a Senior Product Manager in Porto to own a core area of the app and ship features that turn a card reader into a genuine business companion. Your mission * Own the roadmap and delivery for a critical area of the Teya merchant app, keeping every bet tied to our long-term strategy of becoming the financial backbone for European SMBs * Ship AI-native experiences that do real work for merchants * Lead app launches end-to-end: from zero-to-one feature design through activation curves, retention loops, and the boring plumbing that makes them stick * Turn insight into sharp specs, fast prototypes, and a prioritised backlog — working shoulder-to-shoulder with Design, Engineering, Data, Marketing, and Ops * Balance the quick wins that unlock near-term engagement with the long bets that compound: product adoption, cross-product activation, platform stickiness * Define success upfront (north-star, guardrails, KPI trees) and close the loop post-launch with validation data and the next iteration * Partner with our banking, payments, and lending teams to weave our products into merchant workflows, not ship disconnected features * Champion the merchant's voice across the company — with a bias toward simplicity, speed, and trust Your story * 5+ years in product management, ideally with real fintech, banking, or SMB SaaS experience — bonus points if you've shipped consumer-grade mobile experiences at scale * You've taken AI features to production * Strong commercial instinct: you understand unit economics, the cost of capital in a fintech, and why a roadmap isn't just a wishlist * BA/BS in a technical or analytical field; comfortable reading SQL, reasoning about statistical significance, and pushing back on a weak experiment design * Data-driven: you formulate hypotheses, run A/B tests that actually answer the question, and decide on evidence — not vibes * You see the endgame but obsess over the detail — the empty state, the onboarding copy, the 1% conversion lift * Builder's mindset: you thrive on zero-to-one, then stick around to scale, polish, and fix the unglamorous stuff * Comfortable with ambiguity — you write the brief before anyone asks for one * Clear, empathetic communicator who can align a staff engineer and a Head of Sales in the same meeting * Customer-obsessed: you spend time with real merchants, not just in prototyping Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 🏡🏢This is a hybrid role, our engineering teams work from our Matosinhos office Office 2 days per week. Salary: €55,000-70,000 This is a multiple-headcount role, so please don't be put off if you've seen it advertised for a while. What You’ll Be Doing We’re looking for Senior Full stack Engineers to help us build the best credit card and payment products for small businesses. If you’re looking for an environment where you’re given the freedom to make empowered decisions, research new technologies, and learn/share knowledge with your peers. Then keep on reading! * You’ll build robust and scalable solutions using .Net technology * From the first line of code to production, monitoring, and continuous improvement - you’ll own the SDLC * You’ll craft slick, responsive user interfaces with modern JavaScript frameworks (React), making sure our products don’t just work, they feel great to use * Teamwork makes the dream work - you’ll partner with Product Managers, QA’s, and fellow Software Engineers * You’ll build bulletproof unit and integration tests to keep our software sharp and our users happy * Bugs happen. When they do, you’ll be ready to troubleshoot and tweak as needed * You’ll bridge the gap between tech speak and business goals, ensuring everyone’s on the same page and moving forward together We’re Looking For 🔎 Required skills: * A minimum of 5+ years hands-on experience in C#, .Net Core, SQL Server, ideally JavaScript and React also! * Good testing practices, in both Unit and Integration testing * Good understanding of database technologies * Experience in using Agile development practices * A passion for learning new skills and technologies * A proactive, supportive, and collaborative team player Our Tech Stack * Backend: C#, .Net, .Net Core * Frontend: React, JavaScript * Mobile: Flutter, Dart * Databases: SQL Server, MongoDB * Cloud: Azure & GCP Interview Process 🤝 * First stage: 30-minute intro, CV review, and values with a Talent Partner * Second stage: 45-minute “Tech Chat” with a Team Manager * Final stage: 90-minute Code Pairing + 30-minute Values Interview Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks Check out our benefits: 🏥 Private Healthcare through AdvanceCare 🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical) 🚘 Paid Car Parking 🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend) 📖 Annual Learning and Wellbeing Budget 💬 6 free therapy sessions per year 🍫 Free drinks and snacks in our offices Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📍 Porto Matosinhos | 🏢 2 Days in the Office | €50,000 - €65,000 QA at Capital On Tap 🌞 Our QA team thrives on a culture of shared success, where every voice helps shape the quality of our products. Rather than working in isolation, we are fully integrated into diverse product squads, ensuring that everyone is a valued technical partner. The team is currently driving an "automation-first" testing strategy. It’s a collaborative, supportive environment where we prioritise learning from each other and ensuring that everyone has the opportunity to thrive and grow. What You'll Be Doing 🗃️ * Own manual and automated testing across the SDLC, working closely with Software Engineers and Product Managers to ensure product quality. * Contribute to and expand automated test coverage within an agile team. * Drive continuous improvement through POCs, refining QA processes, tools, and best practices. * Investigate user-reported issues, perform hands-on technical testing, and create, manage, and track bug reports. * Develop deep product and domain knowledge, supporting engineers and promoting shared responsibility for quality. * Effectively prioritise work, manage risks, and escalate issues in a fast-paced environment. Our Values & Culture 🌞 * Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly. * Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage. * Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard. * Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done. * Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback. We’re Looking For 🔎 * QA experience across web/mobile applications, covering functional, regression, performance, exploratory, manual, and automated testing. * Understanding of end-to-end impact, risk, dependencies, and pragmatic bug prioritisation to inform QA strategy. * Hands-on experience with test automation tools and frameworks (e.g. Selenium, Appium, Postman, RestSharp, xUnit/NUnit) and REST API testing. * Proficiency in C# (or similar OOP languages) and JavaScript/TypeScript, with solid SQL Server querying and scripting skills. * Experience working in CI/CD environments, implementing continuous testing practices across multiple teams. * Highly detail-oriented, methodical, and proactive, with a strong bias for problem-solving, exploratory testing, and taking initiative. Even if you don’t have all of the necessary skills, we still encourage you to apply. Interview Process 🤝 * First stage: 30-minute intro, CV review, and values with Talent Partner * Second stage: 45-minute “Tech Chat” with Team Manager * Final stage: 60-minute Code Pairing + 30-minute Stakeholder Interview with Engineering & Product Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks Check out our benefits: 🏥 Private Healthcare through AdvanceCare 🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical) 🚘 Paid Car Parking 🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend) 📖 Annual Learning and Wellbeing Budget 💬 6 free therapy sessions per year 🍫 Free drinks and snacks in our offices Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)