Head of Risk - 100 % (f/m/d)

TradeXBank

WHAT WE ARE LOOKING FOR We are seeking an experienced and highly skilled Head of Compliance responsible for leading the Bank’s Compliance Department and ensuring an effective compliance framework across AML, KYC, sanctions and regulatory matters, while promoting a strong compliance culture and serving as the key contact for compliance-related matters internally and externally. YOUR RESPONSIBILITIES * Supervising and coaching of the Senior Compliance team. * Enforcing anti-money laundering (AML) regulations and standards. * Assuming responsibility for account opening, clarifying due diligence of clients and transactions (KYC, politically exposed persons (PEPs), origin of funds, KYT), and account closure. * Allocating risk classification to clients and maintaining the internal client and country risk rating system. * Handling alerts (AML / sanctions / embargos / market conduct) and monitoring clients' transactions; calibrating and maintaining the AML monitoring system up to date. * Monitoring for sanctions updates, supervising sanctions and PEP screening and ensuring any required actions are implemented. * Conducting the annual Compliance Risk Assessment and implementing actions accordingly. * Maintaining and updating the Compliance Risk Appetite Statement and reporting on KRIs and thresholds to ExB and BoD. * Developing and maintaining of Compliance-related policies and procedures. * Assessing conflicts of interest and outside business interests. * Make recommendations related to SAR/STR filings to the Executive Board, as required * Maintaining correspondence with counterparts in respect of internal and external audits as well as with correspondent banks and authorities (FINMA, MROS, public prosecutors, etc.). * Keeping up to date with and gaining an understanding of relevant laws and regulations: * Tracking regulatory and legal developments relevant to Compliance * Maintaining and developing a regulatory framework covering the relevant Compliance risks. * Promoting compliance awareness within the firm and maintaining regulatory culture in accordance with internal normative documents (Regulations, Directives, Procedures) as well as regulations and laws. * Reporting Compliance matters to the Executive Board (ExB) and the Board of Directors (BoD), assisting Senior Managers and the ExB members in their responsibility for compliance with all relevant regulations, and advising the bank’s departments on compliance requirements. * Responsible for KYC/AML training sessions for the employees (in-person / online): * Developing materials * Holding in-person training sessions. * Participating in bank-wide working groups (regulatory / non-regulatory): * Contributing towards regulatory projects and change projects, whether driven by Compliance or another function * Facilitating new business initiatives * Working on compliance specifications for IT systems (regulatory) * Selecting and maintaining compliance-related IT systems. YOUR PROFILE Regulatory Expertise * In-depth knowledge of AML, KYC, and sanctions regulations including: * AMLA/AMLO/AMLO-FINMA * CDB 20, EmbA/Ukraine Ordinance * Relevant FINMA Circulars and Guidance * FATCA regulations * Experience managing compliance programs (risk assessments, monitoring, reporting) * Ability to track regulatory developments and maintain regulatory frameworks Leadership & Stakeholder Management Skills * Strong leadership skills with ability to motivate and develop high-performing teams * Excellent communication skills; experience engaging with Executive Board, Board of Directors, and regulatory authorities * Ability to build relationships with external partners (auditors, regulators) Other Skills * Understanding of risk management principles (assessment, monitoring, mitigation) * Familiarity with compliance IT systems (sanctions screening, AML monitoring) * Experience selecting and maintaining compliance technology platforms * High integrity and ethical standards * Adaptability and resilience in dynamic environments * Results-oriented with metrics-driven approach * Collaborative mindset working across business lines, risk, and audit functions Education & Background * Master's degree in Law, Finance, or related field * Minimum 8 years of compliance experience, preferably in commodity trade finance or similar banking sector * Proven track record leading compliance teams and developing compliance frameworks YOUR TEAM * Dynamic, performance driven and international team  * Good team spirit * Up for growth WHAT WE OFFER * An exciting place to work where you can be part of a growth and success story * A great opportunity for professional development and growth * Competitive remuneration and benefits package * Flexible working hours and possibility for remote work

TradeXBank

WHAT WE ARE LOOKING FOR We are seeking an experienced and highly skilled Head of Trade Commodity Finance to support our CTF Business department by leading and innovating the CTF franchise. This is an ideal time to join our team, as you will have the opportunity to make a significant impact and be part of our exciting journey towards establishing TradeXBank AG as a leading niche player and boutique bank in the CTF industry. YOUR RESPONSIBILITIES * Strategic Planning: Responsible for setting the long-term strategic vision for the CTF business, aligning it with the bank's overall goals and objectives (involves identifying market opportunities, evaluating potential risks, and formulating plans to achieve sustainable growth and profitability). * Business Origination: Develop and maintain relationships with existing and prospective clients; the focus will be on expanding the Bank's client base within the mid-market CTF segment and identifying opportunities to meet their financing needs. * Management of Daily Transactions: Responsible for daily transactional handling; this aspect of the role involves overseeing and ensuring the smooth execution of CTF transactions on a day-to-day basis. * Financial Institutions: Overseeing the execution of correspondent banking network development, counterparty relationship management, trade finance deal origination, credit limit establishment, and strategic funding initiatives. * Acting as First Line of Defence: Work closely with Risk Management teams to ensure that the CTF portfolio maintains a healthy risk profile and complies with internal policies and regulatory requirements. * Team Leadership: Build and lead a high-performing team, this includes hiring, setting clear goals, providing guidance, and fostering a collaborative and motivated work environment. * Stakeholder Management: Collaborate with internal stakeholders such as compliance, operations, legal, and other departments to ensure smooth operations and a cohesive approach. * Reporting and Analysis: Regularly reporting on the performance and activities of the CTF business to the Executive Board and Board of Directors. * Industry Engagement: Represent the Bank in industry events, conferences, and forums (helping to enhance the Bank's reputation and visibility within the CTF market). * Regulatory Compliance: Review and ensure the governing documents related to CTF are up to a high standard (these documents play a critical role in shaping the policies, procedures, and framework that govern the CTF operations within the Bank). * The Employer may assign to the Employee any additional or new duties or responsibilities as deemed reasonable or appropriate by the Employer in the course and fulfilment of its business. YOUR PROFILE * Demonstrated proficiency with over 10 years of hands-on experience in CTF, including transactional trade finance and a successful proven track record in both established, larger financial institutions but also boutique banks, where an entrepreneurial mindset, adaptability and versatility were crucial * Equipped with the ability to drive growth, adapt to market trends, cultivate relationships with clients and other stakeholders and willing to go the extra mile to achieve exceptional results * Exemplified experience in assuming substantial Profit and Loss (PNL) responsibility * In-depth knowledge and ability to cover the entire front-to-back process of a CTF transaction (from Term Sheet to Repayment, incl. credit request, documentation, transactional approval and follow up etc.) * Experience in dealing with Soft, Metals, and/or Energy products in the Commodity Trade Finance domain * Demonstrated experience in managing teams with a proven ability to lead, develop, inspire and motivate employees * A proactive individual who takes initiative and drives projects forward and is capable of effectively conveying ideas and information * Demonstrates the ability to reflect and adapt as necessary to improve performance as well as possesses a strong and sustained level of energy and enthusiasm for the work YOUR TEAM * Dynamic, performance driven and international team  * Good team spirit * Up for growth WHAT WE OFFER * An exciting place to work where you can be part of a growth and success story * A great opportunity for professional development and growth * Competitive remuneration and benefits package * Flexible working hours and possibility for remote work

enmacc

Founded in 2016 and headquartered in Munich, enmacc is a high growth scale-up with a diverse team of over 100 professionals. We’re passionate about energy, technology, and building something that makes a real impact. If you are looking for an entrepreneurial environment where your work directly contributes to a more sustainable and digital energy future,  we invite you to submit your application below. Your mission: As the Head of Applied AI, you will lead enmacc’s transition into an AI-first trading platform. You will unify our distributed data talent into a high-performance subdepartment, spearheading a dual-track strategy: leveraging Classical Data Science for market intelligence and Modern LLM Development for product automation. You are the bridge between raw energy market data and the intelligent features that will define the future of commodity trading.   Your Responsibilities  1. DATA SCIENCE & PREDICTIVE ML * Market Intelligence: Drive the development of predictive models, anomaly detection, and optimization algorithms tailored to the energy trading domain. * Core DS Leadership: Oversee the transition of Data Science from product-specific silos into a centralized powerhouse that provides advanced analytics across the entire enmacc ecosystem. * Statistical Rigor: Maintain high standards for model validation, feature engineering, and experimental design. 2. MODERN AI & LLM ADOPTION * Generative Strategy: Lead the adoption of LLMs and Generative AI. This includes building production-ready RAG (Retrieval-Augmented Generation) systems, agentic workflows, and NLP solutions for unstructured trading data (chats, news, contracts). * AI Productization: Move beyond "wrappers" to build deeply integrated AI features that solve complex domain problems, focusing on evaluation frameworks and cost-efficient scaling. * Rapid Prototyping: Foster a culture of fast experimentation with the latest AI research to keep enmacc at the cutting edge. * Strategic Leadership: Build and lead a unified Data & AI group, integrating existing specialists (Data Engineering, ML Engineering, and Data Science) into a high-velocity team. * AI & LLM Roadmap: Lead the development and deployment of LLM-powered features. This includes exploring RAG (Retrieval-Augmented Generation) for domain knowledge, automated trade summarization, and intelligent market assistants. * Product Innovation: Drive the ML roadmap for product development, identifying where predictive modeling and NLP can create a competitive advantage in energy and commodity markets. * Technical Excellence: Provide hands-on technical mentorship. You should be as comfortable discussing vector databases and prompt evaluation as you are with CI/CD for ML (MLOps). * Domain Integration: Partner with Product and Business leaders to translate complex trading requirements into technical AI solutions.   Your Team You will consolidate a currently distributed team to foster architectural consistency and shared AI standards: * Data Engineering (from Platform) – Ensuring the data "plumbing" supports real-time AI. * ML Engineering (from Platform) – Managing the lifecycle of models from experiment to production. * Data Science (from Product) – Translating business problems into statistical and algorithmic solutions.    Your profile  * AI & ML Expert: Proven experience in Machine Learning and, crucially, modern LLM development (e.g., working with OpenAI/Anthropic APIs, open-source models, vector stores, and agentic workflows). * Technical Foundation: You understand the full stack—from data warehousing to model monitoring. You can lead "the how" as well as "the what." * Trading Interest: You are genuinely interested in the trading domain. You see the potential for AI to navigate the complexities of energy markets and commodity flows. * Strategic Builder: You are excited to define the culture, tech stack, and workflows of a brand-new department from the ground up. Don't match every single requirement? We still want to hear from you! OUR OFFER  * Competitive compensation package, including 28 days of annual leave. * Entrepreneurial, impact-driven culture with flat hierarchies and high autonomy. * Hybrid & Workation flexibility that balances office connection with the freedom to work from home or abroad. * €2,000 annual L&D budget plus 5 dedicated "Level Up" days to fuel your growth (for all full-time employees). * Commute & Wellness support, including fully covered gym memberships and paid transportation for office days. * Inclusive, international team that celebrates diversity and offers language classes to help you settle in. * AI-first environment where you’ll collaborate with a dedicated AI Philosophy and cross-functional expert groups. * Premium tech & workspaces, featuring top-tier Apple/Bose hardware in modern, dog-friendly offices.   About enmacc enmacc is Europe’s largest over-the-counter trading platform for energy and environmental commodities. We are digitizing the world’s energy markets by replacing manual, outdated processes with speed, transparency, and liquidity. Our platform empowers a massive network of over 2,400 active traders to manage risk and accelerate the global energy transition. By providing a secure and efficient trading environment for 650+ companies, we facilitate more than 14,000 monthly requests for quotes and 8,000 monthly trades. With a traded volume exceeding 60 TWh per month, enmacc enables energy suppliers, industrial companies, and trading houses to access the liquidity they need to thrive in a shifting market. As an Equal Opportunity Employer, enmacc is a diverse environment where all backgrounds, identities, and cultures are welcomed and celebrated. If you're excited about this role, apply and help us shape the future of energy trading!