Head of Trade Commodity Finance - 100 % (f/m/d)

TradeXBank

WHAT WE ARE LOOKING FOR We are seeking an experienced and highly skilled Head of Compliance responsible for leading the Bank’s Compliance Department and ensuring an effective compliance framework across AML, KYC, sanctions and regulatory matters, while promoting a strong compliance culture and serving as the key contact for compliance-related matters internally and externally. YOUR RESPONSIBILITIES * Supervising and coaching of the Senior Compliance team. * Enforcing anti-money laundering (AML) regulations and standards. * Assuming responsibility for account opening, clarifying due diligence of clients and transactions (KYC, politically exposed persons (PEPs), origin of funds, KYT), and account closure. * Allocating risk classification to clients and maintaining the internal client and country risk rating system. * Handling alerts (AML / sanctions / embargos / market conduct) and monitoring clients' transactions; calibrating and maintaining the AML monitoring system up to date. * Monitoring for sanctions updates, supervising sanctions and PEP screening and ensuring any required actions are implemented. * Conducting the annual Compliance Risk Assessment and implementing actions accordingly. * Maintaining and updating the Compliance Risk Appetite Statement and reporting on KRIs and thresholds to ExB and BoD. * Developing and maintaining of Compliance-related policies and procedures. * Assessing conflicts of interest and outside business interests. * Make recommendations related to SAR/STR filings to the Executive Board, as required * Maintaining correspondence with counterparts in respect of internal and external audits as well as with correspondent banks and authorities (FINMA, MROS, public prosecutors, etc.). * Keeping up to date with and gaining an understanding of relevant laws and regulations: * Tracking regulatory and legal developments relevant to Compliance * Maintaining and developing a regulatory framework covering the relevant Compliance risks. * Promoting compliance awareness within the firm and maintaining regulatory culture in accordance with internal normative documents (Regulations, Directives, Procedures) as well as regulations and laws. * Reporting Compliance matters to the Executive Board (ExB) and the Board of Directors (BoD), assisting Senior Managers and the ExB members in their responsibility for compliance with all relevant regulations, and advising the bank’s departments on compliance requirements. * Responsible for KYC/AML training sessions for the employees (in-person / online): * Developing materials * Holding in-person training sessions. * Participating in bank-wide working groups (regulatory / non-regulatory): * Contributing towards regulatory projects and change projects, whether driven by Compliance or another function * Facilitating new business initiatives * Working on compliance specifications for IT systems (regulatory) * Selecting and maintaining compliance-related IT systems. YOUR PROFILE Regulatory Expertise * In-depth knowledge of AML, KYC, and sanctions regulations including: * AMLA/AMLO/AMLO-FINMA * CDB 20, EmbA/Ukraine Ordinance * Relevant FINMA Circulars and Guidance * FATCA regulations * Experience managing compliance programs (risk assessments, monitoring, reporting) * Ability to track regulatory developments and maintain regulatory frameworks Leadership & Stakeholder Management Skills * Strong leadership skills with ability to motivate and develop high-performing teams * Excellent communication skills; experience engaging with Executive Board, Board of Directors, and regulatory authorities * Ability to build relationships with external partners (auditors, regulators) Other Skills * Understanding of risk management principles (assessment, monitoring, mitigation) * Familiarity with compliance IT systems (sanctions screening, AML monitoring) * Experience selecting and maintaining compliance technology platforms * High integrity and ethical standards * Adaptability and resilience in dynamic environments * Results-oriented with metrics-driven approach * Collaborative mindset working across business lines, risk, and audit functions Education & Background * Master's degree in Law, Finance, or related field * Minimum 8 years of compliance experience, preferably in commodity trade finance or similar banking sector * Proven track record leading compliance teams and developing compliance frameworks YOUR TEAM * Dynamic, performance driven and international team  * Good team spirit * Up for growth WHAT WE OFFER * An exciting place to work where you can be part of a growth and success story * A great opportunity for professional development and growth * Competitive remuneration and benefits package * Flexible working hours and possibility for remote work

TradeXBank

WHAT WE ARE LOOKING FOR We are seeking an experienced and highly skilled Head of Risk leading the Bank’s Risk Department and ensuring the development and implementation of the Bank's risk strategy and risk appetite framework. YOUR RESPONSIBILITIES As the Head of Risk you oversee the Bank's risk management function, including credit, market, operational risks, ensuring that risks are identified, assessed, monitored and managed within approved limits and in accordance with applicable regulatory requirements. You contribute to the Bank's long-term stability and sustainable growth through effective risk oversight and a strong risk management culture. Your main responsibilities are: * Team Leadership: Build and develop the Risk team, fostering risk culture and enhancing both technical and soft skills. Define priorities, monitor performance, and drive productivity while maintaining rigorous risk standards. * Regulatory & Audit Interface: Serve as primary contact for supervisory authorities and auditors. Prepare materials for monthly supervisory calls and reviews, lead audit engagements, and oversee timely remediation of findings. * Executive Reporting: Deliver regular risk reports to the CEO, CRO, Executive Board, and Board of Directors. Provide independent second-line advice on risk strategy, emerging risks, and strategic initiatives. * Strategy Oversight: Analyze and support business line risk strategies, ensuring proper implementation and alignment with the bank's risk appetite. * Framework Development: Design, enhance, and maintain the risk supervision framework, policies, and procedures in line with regulatory requirements and market best practices. * Risk Monitoring & Governance: Participate in ex-ante and ex-post risk decisions (credit limits, transaction financing, risk ratings). Organize and conduct Risk Committee meetings. * Culture & Change: Drive change management initiatives and actively promote a strong risk culture across the organization. * Budget Management: Prepare and monitor the annual Risk Department budget. YOUR PROFILE Core Expertise: * Deep knowledge of credit risk, market risk, and operational risk within CTF/structured finance * Experience across inventory financing, borrowing-base facilities, and receivable financing * Enterprise Risk Management framework expertise (COSO ERM), including governance and internal control design * Strong understanding of Swiss banking regulations, FINMA requirements, and Basel III framework * AML/KYC/sanctions compliance knowledge an asset * ESG integration experience within risk frameworks an asset Leadership & Stakeholder Management Skills: * Proven track record building and developing high-performing risk teams * Demonstrated experience engaging with regulators, auditors, and rating agencies * Ability to communicate complex risk matters to CEO, Executive Board, and Board of Directors * Strong change management and risk culture transformation experience Other Skills: * High integrity and ethical standards * Adaptable, resilient, and results-oriented * Collaborative mindset with ability to work across business lines, Compliance, and Audit Education & Background: * Master's degree in Finance, Economics, Business Administration, or related field * Minimum 15 years of risk management experience, preferably in commodity trade finance or structured trade finance * At least 10 years in senior risk management positions * Professional certifications (CFA, FRM, PRM) and membership in GARP or IRM preferred YOUR TEAM * Dynamic, performance driven and international team  * Good team spirit * Up for growth WHAT WE OFFER * An exciting place to work where you can be part of a growth and success story * A great opportunity for professional development * Competitive remuneration and benefits package * Flexible working hours and possibility for remote work

Alma

🧡 ABOUT ALMA At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers. Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt. As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers. With 380+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe as a member of the Next40, and we're just getting started! 👐 ABOUT THE TEAM Reporting to the Head of Sales, you will join a fast-moving Enterprise sales team focused on expanding Alma's footprint across Europe. Since our creation in 2018, we've grown to 18,000+ merchants across 10 countries, and acquisition of new Enterprise accounts is at the heart of our next growth chapter. This position is a CDI based in Paris.   💼 ABOUT THE JOB As a Business Development Representative (BDR), your impact at Alma will be immediate and tangible. You will directly contribute to growing our Enterprise merchant portfolio and increasing payment volumes processed by Alma. Your main responsibilities: * Drive Enterprise prospecting through cold outreach (phone, email, social networks, Sales Navigator) on a defined block of verticals targeting merchants with 250M€+ turnover, in close collaboration with the Growth and Marketing teams * Build and qualify a strong pipeline by implementing a structured prospecting strategy, actively following up on targets, and identifying potential projects * Generate high-quality qualified appointments for your Enterprise Account Executives to accelerate deal closings * Track and optimize your activity to continuously improve your prospecting methods and contribute to team best practices   🧰 YOU WILL WORK WITH Salesforce · Sales Navigator · Outreach/Salesloft · Greenhouse · Slack · Notion   🧩 ABOUT YOU To succeed in this job * You have prior experience in a BDR, SDR, or similar role with a focus on Enterprise B2B sales * You are native or bilingual in French and have full professional proficiency in English * You are ambitious, resilient and driven by challenge: exceeding targets is what gets you out of bed in the morning And it will be nice if you also * Have knowledge of the FinTech, e-commerce or payments ecosystem * Have experience selling B2B SaaS solutions * Are rigorous and structured in your follow-up and reporting, with a methodical approach to pipeline management Don't meet every single requirement? At Alma, we believe great hires come from diverse paths. If this role excites you, we encourage you to apply. We value potential, curiosity and the ability to grow as much as experience.   🧘 WHAT'S IN IT FOR YOU If you join, you will be able to grow and impact on: * A steep learning curve: an ongoing coaching and training program will help you develop strong commercial, e-commerce and payment skills from day one * Real impact, fast: you'll see the results of your work within weeks, closing Enterprise deals and helping build Alma as a key European player * A dynamic team culture: work alongside passionate Almakers who combine ambition with care, in one of Europe's fastest-growing fintechs   🤑 COMPENSATION & BENEFITS * Competitive salary based on 12 months * Profit-sharing and employee savings plan * Health insurance: 100% covered by Alma including family package * Disability insurance: 100% covered by Alma * Sport: partnerships with Gymlib and Classpass, or €30/month reimbursement for your sports activities * Maternity/paternity leave: salary maintained at 100% during leave with no seniority requirement. Return to work at 4/5 schedule paid at 100% for 8 weeks * Sustainable Mobility Package (FMD): €544.80/year * Meal vouchers: €10/day, 50% covered by Alma * Mental health: free access to MindDay platform * Paid time off: 25 days/year * Access to our Learning & Development Platform * 2 weeks of full remote possible per year in summer   🎯 INTERVIEW PROCESS * Video call with a Talent Acquisition team member to understand your path, motivation & present you the role * Video call with your future manager to deep dive the role, the team, your profile and answer all your questions * Case study presentation with 2-3 team members (ideally in house) to assess your practical knowledge * 1 or 2 additional interviews customized to the role's level to further assess your skills and team fit   🌍 DIVERSITY & INCLUSION At Alma, we believe that diversity fuels innovation and makes our community stronger. We are committed to building a workplace where every person feels seen, respected, and empowered to do their best work whatever their gender, background, ethnicity, age, sexual orientation, religion, disability or lived experience. As an equal opportunity employer, we welcome applicants from all walks of life, and all employment decisions are made based on qualifications, merit, and business needs.