
Monzo · Barcelona; London
🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a ...
🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and
business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK,
with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning
customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍Barcelona or London | 💰 Open to experience ➕ Benefits | Product at Monzo
🔑You’ll play a key role by…
Leading one or more cross-functional teams to define and deliver a strategy that helps customers make the most of Monzo. You’ll
help build the platform, capabilities and app structure needed to optimise a customer’s in-app experience and engagement.
As a member of Monzo’s product team, you’ll be responsible for defining the strategy and setting a high bar for impact and
execution, requiring complex stakeholder alignment and coordination across multiple cross-functional teams.
🤩 We’d love to hear from you if…
customer experience.
the right time.
strategy and deliver.
create.
📝 You should apply if…
metrics, run experiments, and deliver business impact.
answer”.
do so.
marketing, legal and compliance - to get stuff done.
at Monzo.
🙌What’s in it for you
💰Base salary range for this role is dependent on experience + benefits
📍Barcelona, Spain or London (UK)
⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
📚Learning budget of £1,000 a year for books, training courses and conferences
🌈 The application journey has 4 key steps
Our average process takes around 5-6 weeks but we will always work around your availability.
We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them
here.
We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible
to make sure you don’t miss out.
If you're successful in applying for this role, we'll work with you to find a start date. In some cases, there might be a delay in
when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to
communicate this with you and keep you updated.
Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at
Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives
with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and
Inclusion Report and 2025 Gender Pay Gap Report.
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity,
religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or
disability status.
If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊
Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team The Investment and Pension Products tribe builds Raisin's capital markets–based products. We take complex, highly regulated financial systems and turn them into easy, transparent, and scalable product experiences. If you have prior experience in Product Management or related fields, have a passion for Fintech, and are eager to join us on this mission, this role is for you. Your Responsibilities * Own one of Raisin’s Investments and Pensions product areas end to end, from problem discovery to delivery, adoption, and measurable business impact. * Develop a deep understanding of your product area (customers, market, regulation, competitive landscape) and identify the highest-leverage opportunities across the broader domain. * Shape and maintain a value-driven 12-month roadmap, balancing strategic bets, improvements, and platform/operational needs; align stakeholders through clear narratives and trade-off decisions. * Set and track quarterly OKRs with your Engineering Lead, ensuring plans are grounded, measurable, and connected to Raisin’s strategy; you’re accountable for outcomes, not just output. * Lead cross-functional collaboration with Engineering, Design, Data/Analytics, Operations, Legal/Compliance, and other stakeholders to deliver a seamless customer experience. * Communicate effectively through written product artifacts (e.g., PRDs, user journeys, wireframes, sequence diagrams, experiment plans, and release notes), providing enough clarity to enable autonomous team execution while keeping scope focused and aligned. Your Profile Must haves * At least 3 years of Product Management hands on experience leading a cross functional team. * Demonstrated success in defining, launching, and scaling complex products that combine deep technical systems, non-trivial business logic, and high operational or regulatory constraints. * Proven ability to collaborate with diverse stakeholders (Engineering, Design, Business, Compliance, Legal, Marketing, Executive Leadership) and drive cross-functional alignment on product vision and prioritization. You have a sufficient grasp of these disciplines, such that you can sketch high-level solutions to product problems in software design artifacts. * Excellent written and verbal communication skills, with the ability to articulate complex technical concepts to both technical and non-technical audiences. * Owner’s mentality: you tackle challenges head-on and drive solutions with conviction. * Highly data-driven approach to prioritization and decision-making, including the ability to define KPIs, create product impact dashboards, and synthesize data into actionable product requirements. * A track record of leveraging qualitative (customer interviews) and quantitative (product usage data) insights to validate assumptions and drive product strategy. Bonus qualifications * Fluency in German. * Experience in Investment products, preferably with a leading European Fintech, investment firm or a Bank’s investment division. * Experience with Looker or similar analytical tools. Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: * Employee Development Budget of €2,000 and four full training days per year. * Flexible working hours, home office and 30 vacation days. * A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. * Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. * Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. * You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.
Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team The US market is Raisin’s fastest-growing region, where our deposit marketplace connects customers with banks to help both achieve better financial outcomes. As a Product Manager within the US Tribe, you’ll play a key role in scaling our growth engine and enhancing the end-to-end customer experience. You’ll be part of a cross-functional product team, reporting to the Head of Product, US, and collaborating closely with leaders across Marketing, Customer Experience, Sales, and Customer Service. Partnering with our EU-based engineering team, you’ll drive initiatives that strengthen our product foundations, adopt industry best practices, and deliver a best-in-class B2C experience for US customers. Your Responsibilities As a Product Manager in the US B2C Experience team, you’ll combine strategic thinking with hands-on execution to shape the next phase of Raisin’s US growth. While no two days are the same, here’s what you can expect to drive: * Collaborate across disciplines - work closely with Marketing and Customer service (US Based), Design and Engineering to craft seamless, industry-leading experiences. * Deeply understand our customers - continuously uncover insights about user behavior, motivations, and pain points to ensure the team is solving the right problems. * Define and deliver impactful solutions - lead the iterative discovery, definition, and delivery of customer and business-facing initiatives that drive measurable results. * Champion the B2C experience - apply proven frameworks and methodologies to design and optimize customer journeys across acquisition, onboarding, engagement, and retention. * Lead user research and validation - design, run, and synthesize qualitative and quantitative research to inform decisions and validate hypotheses. * Own your product outcomes - be the subject-matter expert for your area, connecting company-level objectives to the metrics and levers your product can influence. * Drive data-informed decisions - foster a culture of analytical rigor by improving data accessibility, establishing clear success metrics, and using insights to prioritize effectively. * Facilitate structured discovery - apply frameworks like Design Thinking, Dual-Track Agile, or Opportunity Solution Trees to rapidly explore, qualify, and align on valuable opportunities. * Shape the product roadmap - define and communicate a clear 12-month vision and strategic path, balancing ambition with pragmatism and alignment across stakeholders. * Align and empower stakeholders - maintain strong communication channels to ensure clarity, trust, and accountability across marketing, customer service, and engineering teams. * Foster high-performing collaboration - inspire engagement, ownership, and quality within your team, ensuring everyone is contributing toward shared goals. Your Profile * 2+ years of Product Management experience * You will use AI to 10x the quality and pace of product discovery and delivery. Far beyond just chatbots, hands-on agentic product development experience is a plus; while curiosity, adaptability, and sound judgment is non‑negotiable * Fluent in English * Proven experience creating industry-leading data-driven B2C customer experiences (Web and Mobile) * Experience working with Financial services products (US market experience a bonus) * Familiarity and experience working with core technologies such as ReactJS, GraphQL and tools such as Looker, Contentstack Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: * Employee Development Budget of €2,000 and four full training days per year. * Flexible working hours, home office and 30 vacation days. * A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. * Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. * Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. * You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.
Location: Hamburg, Berlin or Barcelona At Freenow, we are on a mission to empower smarter mobility decisions, helping people to move freely and cities to thrive. We are looking for a Senior Product Manager to join our Strategy & New Business team. You will own a vertical focused on complex, high-value order types, the kind that don't fit into a simple A-to-B booking and require real product thinking to scale. Think multi-leg journeys, recurring enterprise needs, scheduled operations, and bespoke partner requirements. This list is not exhaustive the space is wide and still being defined. You will set the vision for your vertical, build the roadmap from scratch, and take full ownership of outcomes. This is not an execution role with a predefined plan. You are the one who creates the plan. ---------------------------------------------------------------------------------------------------------------------------------- YOUR DAILY ADVENTURES WILL INCLUDE: * Define the product vision and long-term strategy for your vertical * Build and prioritize the roadmap based on commercial opportunity and operational impact * Write clear, detailed specifications that engineering teams can build from independently * Lead cross-functional alignment across Sales, Operations, Legal, and Core Tech * Identify and resolve ambiguity early in requirements, in processes, and in stakeholder expectations * Track KPIs and use data to validate direction and drive decisions ---------------------------------------------------------------------------------------------------------------------------------- TO BE SUCCESSFUL IN THIS ROLE: * 7+ years of product management experience, with at least 2 years in a senior role * Background in marketplace, or operations-heavy products B2B/B2C * Proven ability to define product vision and build strategy, not just execute one * Strong experience managing complex stakeholder environments across multiple teams * Comfortable working with incomplete information * Exceptional written communication, your specs and documents set the standard for the team * Self-directed and accountable: you own outcomes, not just deliverables * Fluent in English; German is a significant advantage ---------------------------------------------------------------------------------------------------------------------------------- BENEFITS & PERKS IN A NUTSHELL: * Flexible working arrangements * LinkedIn Learning * Sabbatical & special leave policies * WeRoad partnership * Birthday, 24th + 31st December off * Short term EU work policy * Mobility Credit * Health Insurance * Employee assistance program Plus more local benefits depending on your work location! ---------------------------------------------------------------------------------------------------------------------------------- DIVERSITY, EQUITY & INCLUSION: Freenow is an equal opportunity employer and we consider qualified applicants regardless of race, religion, national origin, gender, gender identity, sexual orientation, disability or age. We want you to grow and evolve, bring your true self to work. ---------------------------------------------------------------------------------------------------------------------------------- ABOUT FREENOW: Freenow by Lyft empowers smarter mobility decisions, helping people to move freely and cities to thrive. Through our multi-mobility app, we feature broad options for everyone across 9 European markets and over 180 cities. Millions of passengers can access services including taxis, private hire vehicles, carsharing, car rental, e-scooters, e-bikes, e-mopeds, and public transport within a single app. In July 2025 Freenow was acquired by Lyft, a global mobility platform, which connects riders and drivers for billions of rides across North America and Europe. Together, Freenow and Lyft are creating a more caring and connected world, with transportation for everyone. We are a global, diverse, highly motivated, and collaborative team that strives for excellence and likes to have fun. Ready for your next ride?