Manager Settlement and Transfers for PEA's (f/m/d)

Regional Treasury Operations Specialist - Francophone Markets

LemFi

LemFi (Series B) is building the go-to financial app for the Global South. Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live. What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth. With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity. ABOUT THE ROLE You'll own the end-to-end execution of liquidity workflows and partner operations across our Francophone corridors. Reporting to the Head of Trading & Treasury, this is high-impact individual contributor work that combines analytical rigor with operational ownership. You'll ensure liquidity is optimised, trades are executed accurately, and regional operations run seamlessly in a fast-paced, cross-border environment. You're not just reporting on performance. You're driving it daily, forecasting demand, executing positions, managing partner relationships, and closing the loop on every discrepancy. WHAT YOU'LL BUILD AND OWN * Own daily and weekly liquidity forecasting across regional wallets and accounts. Ensure funding levels are optimised to meet transaction demand while adhering to exposure limits. * Support and execute regional trading activity in coordination with the Liquidity Manager. Manage currency positions within defined parameters, maintaining clear and proactive communication with the Treasury team. * Act as the primary point of contact for regional partners and aggregators. Ensure operational stability while identifying opportunities to improve partner performance and processes. * Take full ownership of the reconciliation lifecycle. Track funds across the settlement chain, resolve discrepancies, and ensure accurate reporting to Finance and Group teams. * Serve as the regional subject matter expert. Provide insights on settlement trends, partner performance and operational risks that may impact delivery. YOUR EXPERIENCE * Proven experience in Treasury Operations, FX, or within fintech and remittance environments. Experience with XOF/XAF regions is a strong advantage. * Native-level bilingual proficiency in French and English. Essential. * Strong analytical capability with experience in forecasting, liquidity management and data-driven decision making. Comfortable using treasury tools and building or improving models. * Solid understanding of cross-border payments, settlement cycles and reconciliation processes. * A detail-oriented operator. You take pride in accuracy, close the loop on every discrepancy, and thrive on precision. * Ability to communicate clearly and concisely with both internal teams and external partners. NICE TO HAVE * Experience in West African or Central African corridor operations. * Familiarity with specific treasury platforms (e.g., Murex, FIS, etc.). * Background in payments fintech or remittance companies. WHY JOIN LEMFI? Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this. At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions. You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play.

Manager Règlement-Livraison et Transferts - Spécialiste PEA (f/m/d)

Upvest

Chez Upvest, notre mission est de rendre l'investissement aussi simple que les paiements. Upvest permet aux entreprises de proposer une large gamme de produits d'investissement et la meilleure expérience possible pour la constitution de patrimoine et la préparation à la retraite. L'API d'investissement d'Upvest est facile à intégrer, permettant aux fintechs et aux institutions financières d'économiser des ressources pour se concentrer pleinement sur leur cœur de métier. Nous sommes fiers d'être le partenaire de leaders européens du secteur tels que DKB, Revolut, N26 et Raisin. Fondée en 2017 par Martin Kassing, Upvest rassemble aujourd'hui plus de 270 professionnels talentueux de plus de 70 nationalités. Upvest bénéficie d'un financement total de 280 millions d'euros provenant d'investisseurs de premier plan, dont BlackRock, Tencent, Sapphire Ventures, Bessemer Venture Partners, Earlybird, Notion Capital et Motive. Notre dernière levée de fonds de 105 millions d'euros en mars 2026, menée par Sapphire et Tencent, agit comme un catalyseur majeur pour notre croissance, nous permettant d'offrir une expérience d'investissement de premier ordre. VOS MISSIONS : * Gérer les processus de règlement-livraison (settlement) et de transfert d'Upvest sur tous les marchés. * Agir en tant qu'expert métier (SME), responsable de la gestion des processus de compensation, de règlement et de transfert pour les PEA sur le marché français. * Établir des relations avec les équipes opérationnelles de nos clients et les assister dans le support de leurs utilisateurs finaux pour toute question relative au PEA. * Contribuer à la création d'un produit de premier rang (best-in-class). * Optimiser les flux de travail et contribuer à la mise en œuvre de l'automatisation et de l'IA pour définir l'expérience de nos clients français. * Concevoir des améliorations opérationnelles tout en garantissant la conformité aux réglementations et aux politiques internes, en gérant les risques potentiels pour assurer des opérations fiables et sécurisées. * Collaborer avec les équipes Product, Engineering, Compliance, Treasury et autres services pour soutenir l'efficacité des processus et résoudre les défis au fur et à mesure qu'ils se présentent. * Participer à des projets visant à scaler nos opérations de règlement et de transfert en France. * Suivre les indicateurs clés (KPI) liés au règlement-livraison et aux transferts, en fournissant des analyses pour appuyer les décisions stratégiques et améliorer les performances. VOTRE PROFIL : * Au moins 3 ans d'expérience pertinente dans les transferts de PEA et le post-marché français. * Compréhension approfondie des règles de marché et des meilleures pratiques. * Bonne connaissance du cadre réglementaire en vigueur. * Fortes capacités d'investigation et d'analyse ; aptitude à identifier et résoudre les erreurs. * Capacité exceptionnelle à communiquer et à entretenir des relations professionnelles positives avec les parties prenantes internes et externes. * Capacité à travailler sous pression et à respecter des délais serrés. * Français langue maternelle et maîtrise courante de l'anglais (écrit et oral). * Capacité à travailler de manière autonome ainsi qu'en équipe. Les petits plus : * Expérience en analyse de données et automatisation de processus (outils de visualisation de données, SQL, Python ou similaire). * Expérience des procédures de transfert et de règlement dans l'EEE ou au Royaume-Uni (ex: ISAs, SIPPs). COMMENT NOUS « UPVEST-ISSONS » EN VOUS : * Un travail axé sur l'impact : Nous construisons l'infrastructure qui propulsera le futur de l'investissement en Europe. C'est complexe, ambitieux et porteur de sens. Vous travaillerez avec des technologies modernes pour créer quelque chose d'entièrement nouveau. Pas de systèmes obsolètes legacy, pas de limites. * Bien-être : Rechargez vos batteries avec 30 jours de congés annuels et maintenez un mode de vie sain grâce à nos avantages sportifs. Accédez à un coaching professionnel confidentiel et profitez de la possibilité de travailler à distance depuis l'étranger jusqu'à 183 jours par an. Profitez également d'UpRest, un congé sabbatique d'un mois entièrement payé tous les 4 ans d'ancienneté. * Développement : La croissance est dans notre ADN. Chaque « Upvenger » dispose d'un budget de développement personnel et de la liberté de choisir comment l'utiliser. * Environnement de travail flexible : Travaillez depuis l'un de nos hubs à Berlin, Londres ou Tallinn en mode hybride, ou à distance partout en Europe selon le poste. Nous vous laissons le choix et le budget pour travailler là où vous êtes le plus à l'aise et productif. * Rémunération et participation : Nous pensons que tous les Upvengers contribuent à notre succès. Vous bénéficierez d'un salaire compétitif, supérieur au marché, et d'une participation à notre programme d'actionnariat salarié. * Célébrations d'équipe : Participez à nos événements d'entreprise (UpFest, dîners, séminaires et notre fête de fin d'année) pour créer des liens et célébrer nos réussites. * Inclusion : Nous nous engageons pour une culture où chacun a sa place. Nos groupes de ressources (ERG) favorisent l'inclusion, comme Upfem pour nos collaboratrices, ou UpVergent pour nos profils neurodivergents et leurs alliés. NOS VALEURS : * Make it easy for others. Nous simplifions le complexe et agissons avec les meilleures intentions. * Own the outcome. Nous sommes proactifs, rapides et déterminés. Nous privilégions le progrès à la perfection. * Rise to the challenge. Nous visons haut et repoussons les limites. Nous restons curieux, nous apprenons et célébrons nos victoires ensemble. * Tell the story. Nous commençons par le « Pourquoi » pour nous aligner sur un objectif commun. Nous sommes transparents et partageons nos connaissances pour inspirer les autres. Upvest est un employeur garantissant l'égalité des chances. Nous célébrons la diversité et nous nous engageons à créer un environnement inclusif pour tous nos employés.

Financial Controller & Accounting Manager

Bitstack

ABOUT BITSTACK It all started with an idea in 2021. Initially built to democratize Bitcoin in France, Bitstack has gone from a simple product that invests spare change in bitcoin, to a crypto-native bank bringing a better way to save, spend, and grow money to our 300K+ users. We want to rebuild finance from the ground up to empower people to achieve financial freedom by participating in a more open and inclusive financial system. We’re a small, ambitious team of operators. We believe in moving fast, sweating the details, and creating products people truly love. At Bitstack, you’ll have the opportunity to shape not just our products, but the culture and practices of our entire organization. Bitstack is backed by YC, leading VCs like 13books Capital, Stillmark, Serena, and many more. We are building a product our users love and we are just getting started! THE ROLE Bitstack is hiring a Financial Controller & Accounting Manager to join its finance team at a defining moment for the company. Bitstack is moving from a single-product offering to a multi-product platform, expanding its commercial footprint across European markets through the French entity, and enhancing the regulatory licences that underpin the business. The finance function sits at the centre of that evolution. The Financial Controller & Accounting Manager will be central to preparing the company for its first external audit (on 2026 numbers, conducted in 2027) and for the Series B raise (late 2026 / Q1 2027). The role will own French statutory accounting, lead the relationships with the company's external accounting firm and tax advisor, design and implement revenue recognition for the new subscription and card interchange streams, and build the accounting, controls, and tax foundations on which the next stage of growth will be built. This is a hands-on, autonomous role with direct exposure to the Chief Financial Officer, the leadership team, and the co-founders. The successful candidate will make and own consequential decisions from the outset. WHAT YOU'LL BE DOING * Lead French statutory accounting and own monthly and annual closes, transitioning the company from an annual to a monthly close cadence. * Manage the relationship with the external accounting firm and, from 2027, the appointed statutory auditor. * Lead the company's tax compliance across direct and indirect taxes — corporate income tax, VAT (including reverse-charge on non-EU services), and other applicable taxes — in close coordination with our specialist tax advisor. * Design and own the company's accounting policies, including revenue recognition for subscription and card interchange revenue streams, accruals, intercompany transactions, FX treatment, and other technical positions as they emerge. * Build and own the bad debt provisioning and collections framework for the new subscription business, in coordination with Product, Engineering, and Customer Service. * Build and maintain reconciliation workflows between Cryptio (crypto sub-ledger), the subscription billing platform, the Banking-as-a-Service provider, and Pennylane (core accounting platform). * Lead audit readiness preparation, including documentation, internal controls design, and audit trail integrity across the company's accounting systems. * Drive automation and AI adoption across the finance function — building workflows, leveraging AI for analysis and reporting, and using data and tooling as a core source of leverage. * Contribute to the broader finance systems roadmap, including the selection and implementation of close-management software and finance productivity tools. * Partner with the Data Lead to ensure finance data needs are met in the company's data warehouse. TECH STACK * Core accounting: Pennylane * Crypto sub-ledger: Cryptio * Treasury: Agicap * Procurement / SaaS contracts: Vertice * Close management: Numeric, FloQast, or equivalent (to be selected and implemented) * Analytics: Internal data warehouse, Metabase * Productivity: Google Workspace, Slack, Notion, Claude, ChatGPT WHAT WE'RE LOOKING FOR * 6+ years of relevant professional experience, with a career path starting in audit at a top-tier firm (Big Four or equivalent), followed by industry experience as a Financial Controller, Accounting Manager, or Senior Accountant. * Demonstrated experience managing external accounting partners and statutory auditors is essential. You should be able to describe specific examples of leading external relationships through close cycles, audits, or regulatory engagements. * Strong knowledge of French statutory accounting (Plan Comptable Général). Familiarity with IFRS is a plus. * Hands-on experience with modern accounting platforms or ERP systems (Pennylane, NetSuite, Sage Intacct, or similar). Familiarity with crypto sub-ledger tools (Cryptio, Bitwave, Lukka, or similar) is highly valued. * Sector experience in crypto or fintech is highly valued. Experience in other B2C platforms (digital media, e-commerce, marketplace, consumer subscription) is also useful. Direct experience with regulated financial products (e-money, Banking-as-a-Service, payments) is a strong plus. * Languages: native French, professional working proficiency in English. * Strong technology and data fluency. Comfortable working with data tools (SQL or equivalent), light scripting (Python, JavaScript, or similar), AI productivity tools, and automation platforms. Sees technology as a core source of leverage for the finance function, not as a complement to the role. * Holistic perspective and strong business judgment. Able to connect accounting, tax, and controls topics to broader business decisions, well beyond technical compliance. * High autonomy and ownership mindset. Comfortable making decisions and driving outcomes with limited supervision, in a fast-moving environment. * Strong communicator. Able to engage credibly with external partners (accountants, auditors, tax advisors, regulators), challenge constructively, and translate technical topics for non-finance audiences. * Growth mindset. Curious, open to learning, and energised by an evolving scope as the company scales. INTERVIEW PROCESS 1. Introductory call our People Specialist — 30 minutes. Role fit, background, motivations, and process overview. 2. Interview with our CFO — 60 minutes. Role scope, technical experience, and strategic perspective. 3. Interview with our Finance Manager — 30 to 45 minutes. Day-to-day collaboration, operational experience, and team fit. 4. Business case interview with the CFO and Finance Manager — 60 minutes. An applied exercise on a topic relevant to the role (e.g. revenue recognition design, close transition, audit readiness). PERKS & BENEFITS 🌎 Work from our office in Paris (Bourse) or Remote 🕑 Flexible working hours 👩‍⚕️ One of the best health insurance plans with 100% employer contributions 🏄 Monthly team activities and annual offsites 🍉 Swile meal vouchers 🤑 Competitive salary based on experience & Bitstack stock options DIVERSITY & INCLUSION We hire talented and passionate people from all kinds of backgrounds, we don’t care about your age or where you studied. If you’re excited about the role but your past experience doesn’t match every bullet point in the job description, we still encourage you to apply. What matters most is that you’re a builder at heart, you share our values, and you’re enthusiastic about our mission. #LI-TT1