
M-KOPA · Western Cape
IN-STORE PROMOTER MANAGER / FIELD SALES MANAGER | M-KOPA | WESTERN CAPE You've built retail teams that hit targets. You've developed people who went on ...
IN-STORE PROMOTER MANAGER / FIELD SALES MANAGER | M-KOPA | WESTERN CAPE
You've built retail teams that hit targets. You've developed people who went on to outperform expectations. By most measures,
you're doing well — respected by your team, trusted by leadership, delivering results that look good on paper.
But when was the last time your team's work changed someone's entire economic trajectory?
That's not a rhetorical flourish. It's the actual question that separates this role from most others you'd be weighing up right
now.
What M-KOPA is, and why it matters here
M-KOPA has just crossed 7 million customers across Africa — up from 5 million not long ago — unlocking $2 billion in credit for
people who couldn't access traditional financing. 86% of those customers report a meaningful improvement in their quality of life.
70% use our products to generate income. 55% are accessing digital financial services for the very first time.
We're a certified B Corporation with 2,300+ employees, 35,000 agents, and proven operations spanning South Africa, Ghana, Uganda,
and beyond. We've assembled 2 million smartphones in Kenya. We've financed over 4,000 e-motorbikes, saving riders $5.62 every
single day. And we're moving deliberately toward 10 million customers.
Retail is where that journey becomes real for most customers — and this role sits right at the centre of it.
Why this role exists now
If you've seen M-KOPA advertising multiple roles recently, that's not coincidence. The infrastructure that got us from 5 million
to 7 million customers is not the infrastructure that gets us to 10 million. We're systematically building the leadership layer
for our next growth phase — and this role is a deliberate part of that.
In-store is where financial inclusion stops being a strategy and becomes a human moment. The person standing at the point of sale,
helping a first-time customer understand what financing they can access — that's your team. Building the systems that make that
moment simple, dignified, and repeatable across Johannesburg and Cape Town is the work.
What makes this different
Here's the honest contrast. In most retail management roles, you optimise existing processes, manage to KPIs that others have set,
and measure your success in revenue. That's not a criticism — it's just what most roles are.
This one isn't.
Here, you'll build the playbook for how financial inclusion happens in retail across Africa. You'll shape regional strategy
directly, not inherit someone else's. You'll partner with major retailers as an equal — not as a vendor chasing shelf space. And
you'll measure success in growth targets and lives changed simultaneously, because at M-KOPA those two things are the same metric.
Every customer your team converts isn't just a sale. It's someone gaining access to digital banking, education, remote work
opportunities, and economic mobility they didn't have before. That context changes how your team shows up — and it changes how you
lead them.
What you'll actually be doing
Day to day, this role moves across several dimensions at once. You'll lead and develop brand ambassador teams across two major
metros, building the coaching systems and performance structures that make consistent execution possible. You'll analyse data to
identify what's working and systematise it — turning field insights into strategy, not just reports. You'll manage relationships
with major retail partners, ensuring in-store experiences reflect both brand standards and the nuanced customer conversations that
financial services require. And you'll build career pathways for promoter talent — because the people doing this work well deserve
to grow within it.
The scope is broad. The autonomy is real. And the pace is high.
What you bring
targets while actively developing the people around you.
you turn those insights into decisions that move outcomes.
relationships, and what makes a customer experience convert.
You're not someone who needs the playbook to already exist. You're someone who writes it, tests it, and refines it — and you've
done that before in environments that didn't always give you perfect conditions.
The reality check
This is demanding work. You'll hold team development, retailer partnerships, performance metrics, and regional strategy in the air
simultaneously — and the pace won't slow down to let you catch up. Systems are still being built. Ambiguity is part of the job
description. You'll need a high tolerance for change and a genuine appetite for figuring things out without a full map.
What you'll get in return: your ideas get tested quickly, your impact is visible at a scale most retail leadership roles never
reach, and your trajectory is tied directly to a business growing from 7 million toward 10 million customers. You'll work
alongside people from 20+ nationalities solving problems that don't have obvious answers yet.
If that sounds like exactly the kind of challenge you've been ready for, you're probably the person we're looking for.
Ready to build the playbook for financial inclusion in retail?
If you weren't actively looking but find yourself thinking this is different enough to explore — that's the signal. Let's have the
conversation.
At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job
training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.
Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.
Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by
TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in
cumulative credit for the unbanked across Africa.
Important Notice
M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women,
minorities, and people with disabilities are strongly encouraged to apply.
M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and
conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall
ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as
internships or apprenticeships.
M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for
‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at
any time during the hiring process.
Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage
during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the
advertised closing date.
If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these
include; criminal records, identification verification, academic qualifications, employment dates and employer references.
SALES TRAINING OFFICER | M-KOPA | WESTERN CAPE You're good in a room. You can read an audience, adjust on the fly, and walk out of a training session knowing the people inside it are better equipped than when they walked in. Whether you've been doing this formally or you've discovered the skill inside a sales role, you know that real learning doesn't happen on a slide deck — it happens in the moment, when someone finally gets it. If you've been looking for a place where that ability genuinely matters — not just as a support function, but as a direct driver of business outcomes — this might be the role worth pausing for. Where you'd be doing it M-KOPA has just crossed 7 million customers across Africa, unlocking $2 billion in credit for people who've never had access to traditional financial services. 86% of our customers report a meaningful improvement in their quality of life. 55% are accessing these kinds of products for the very first time. We're a certified B Corporation with 2,300+ employees and 35,000 agents operating across multiple African markets — and we're accelerating toward 10 million customers. In South Africa, our field sales teams are on the ground every day in communities across the Western Cape, connecting people to smartphones, solar energy, and financial access they couldn't get elsewhere. The agents doing that work are only as effective as the training that prepares them. That's where you come in. Why this role exists now We're deliberately investing in the people infrastructure that will carry us from 7 million to 10 million customers. That means the agents joining our teams need to be ready faster, perform better, and stay longer — and the cluster leaders guiding them need to be developed, not just managed. The Sales Training Officer role exists to make all of that happen consistently across the Western Cape. This isn't a back-office training coordination role. It's a field-facing, relationship-driven position that puts you at the intersection of sales performance and people development — two things that, at M-KOPA, are the same conversation. What you'll actually be doing Your week will look different depending on where you're needed. Some days you're delivering onboarding sessions for new agents, walking them through product knowledge and the sales approaches that actually convert in the field. Other days you're running refresher sessions with existing agents or working directly with cluster leaders on how to coach their own teams. You'll use a range of facilitation methods — role-play, digital tools, scenario-based learning — because you know that one format doesn't fit every room. Alongside the facilitation, you'll own the administrative side: maintaining accurate records of attendance and assessment results, tracking what's working and what isn't, and feeding those insights back to Regional Sales Managers and the wider sales training team. You'll help prepare and refine training materials, coordinate logistics across multiple sites, and flag gaps in content before they show up as performance problems in the field. The Western Cape geography means you'll be mobile — moving between training sites as needed. If you thrive on variety and don't mind being on the road, that's a feature, not a complication. What you bring * A diploma or degree in Sales, Business Administration, Training & Development, or a related field, paired with demonstrable experience in sales training, sales support, or a facilitation role. * Proven ability to deliver engaging, results-oriented training sessions — you're comfortable in front of a room and skilled at adjusting your approach when the group needs something different. * Solid working proficiency in Microsoft Office Suite, with the ability to manage training records, prepare materials, and track performance data accurately. You're organised without being rigid. You communicate clearly — in a training room, in a report, and in a conversation with a Regional Sales Manager. And you bring a genuine curiosity about what makes people perform better, not just what makes a training session feel good in the moment. The reality check This role moves at the pace of a sales business — which means priorities shift, schedules change, and the ability to adapt matters as much as the ability to plan. You'll work independently across multiple sites without close daily supervision, so self-management and follow-through are non-negotiable. If you're early in your career and looking for a role that gives you real responsibility, real visibility, and a clear connection to business outcomes, this is a strong place to build. Ready to help build what comes next? If the idea of developing the people who are changing financial access across South Africa sounds like meaningful work — and not just a job description — let's have a conversation. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.
RETAIL AUDIT LEAD — M-KOPA WESTERN CAPE You're the person who walks into a retail location and sees what everyone else misses. The variance that doesn't quite add up. The process that's being followed in spirit but not in practice. The risk that hasn't surfaced yet — but will. You don't just find these things. You build the systems that make sure they get found consistently, by design, not by accident. If that's how you think about audit work, M-KOPA has a role that's been waiting for someone like you. We're hiring a Retail Audit Lead in South Africa — a role that goes well beyond compliance checking. You'll design and own the audit framework that protects the integrity of M-KOPA's retail network, drives accountability across locations, and generates the kind of data-driven insight that informs decisions at the highest level of the business. What M-KOPA is building We've served more than 7 million customers across Africa, unlocking over $2 billion in credit. 55% of those customers are accessing formal financial services for the very first time. 86% report a meaningful improvement in their quality of life. We're growing toward 10 million — which means our retail footprint is expanding, our operational complexity is increasing, and the systems that protect our assets and our customers need to be built to keep pace. This role is part of how that happens. Why this role is different Most audit roles ask you to apply a framework someone else designed. This one asks you to build it. You'll establish M-KOPA's comprehensive retail audit system from the ground up — defining evaluation criteria, implementing consistent scoring methodologies, and creating the accountability architecture that keeps every retail location operating to standard. That's an unusual level of ownership for an audit function. It's also what makes this role genuinely consequential. What the work actually looks like You'll lead inventory and compliance auditing across M-KOPA's retail outlets — conducting physical counts, reconciling variances, and working with analysts and stock controllers to investigate discrepancies and close them properly. You'll perform comprehensive compliance checks covering branding standards, health and safety protocols, record-keeping accuracy, and adherence to M-KOPA's operational processes — scoring locations objectively using established criteria and providing structured feedback that drives real improvement. On the analytics side, you'll prepare detailed audit reports with findings, recommendations, and corrective action plans for management review. You'll analyse stock audit results and operational data to identify patterns, surface risks, and generate the insights that inform strategic decisions across the retail network. This isn't reporting for reporting's sake — the findings you produce will directly shape how M-KOPA manages risk, allocates resources, and develops its retail operations. Fraud prevention is a meaningful part of the scope too. You'll identify and escalate suspicious activity discovered during audit activity, implement controls that reduce operational risk, and provide field-level support to resolve issues as they arise. In a business that extends credit to millions of customers, the integrity of retail operations isn't just an internal governance matter — it's directly linked to customer outcomes and portfolio health. What makes you ready for this * Proven track record in audit, compliance, or retail operations — with demonstrable expertise in inventory management, variance analysis, and regulatory compliance in a multi-location retail or financial services environment, and professional audit certification (CIA, CISA, or equivalent) a strong advantage * Advanced proficiency in audit software, data analysis tools, and inventory management systems — alongside the analytical capability to identify patterns across complex operational data and translate findings into clear, actionable recommendations for senior stakeholders * Demonstrated experience building or significantly improving audit frameworks, with the communication skills to present complex findings to diverse audiences and the influencing ability to drive compliance and accountability across teams without direct line authority The reality check This role requires independence, precision, and the kind of professional integrity that doesn't bend under operational pressure. You'll be assessing locations objectively — which sometimes means surfacing findings that are uncomfortable for the people responsible for them. You'll need to do that consistently, professionally, and with the credibility that comes from rigorous methodology and clear evidence. If you take personal ownership of the quality of your work and you're energised by the challenge of building something robust from the ground up, this environment will suit you well. Why M-KOPA, and why now Retail audit at most organisations is a control function. At M-KOPA, it's a growth enabler. The retail network you'll audit is the channel through which millions of customers access credit for the first time — and the integrity of that network directly shapes whether those customers are served well. When your audit findings lead to better stock controls, more consistent compliance, or earlier fraud detection, the downstream effect reaches people whose financial lives depend on M-KOPA operating with excellence. That's not a typical audit mandate. If you're ready for one that is — let's talk. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.
ABOUT US What if your work could drive change in a globally established industry, shaping processes that touch every corner of the world? At Forto, we are at the forefront of change, harnessing the power of AI to revolutionise logistics. We want to reinvent digital supply chains to be transparent, frictionless and sustainable. From day one, our mission has been to simplify global trade – creating a seamless and efficient logistics process. ABOUT THE ROLE: We’re looking for a driven Sales Manager (f/m/d) to join Forto’s commercial team and help accelerate our growth across Europe. In this full-cycle sales role, you’ll be responsible for acquiring new customers and building your own book of business - with the opportunity to retain and grow those accounts over time. Your initial focus will be landing net-new customers through outbound outreach and in-person field selling. As your portfolio grows, you’ll take ownership of those relationships and drive long-term value through upsell, cross-sell, and exceptional account management. You’ll be selling a solution that’s reshaping global logistics — all while working in a fast-paced, collaborative, and high-performing team. Priority locations for this role include Thuringia/North Bavaria + Brandenburg/Western Saxony KEY RESPONSIBILITIES: * Sign new customers that match Forto’s ideal customer profile to drive volume and gross profit. * Own your pipeline: prospect, qualify, and convert leads via outbound outreach and in-person selling. * Run effective discovery: deeply understand customer needs and how Forto can solve them. * Build long-term partnerships: manage and grow the customers you land, identifying upsell and cross-sell opportunities. * Lead business reviews with key customers to align on performance, future needs, and expansion potential. * Collaborate cross-functionally with Operations, Finance and Product to ensure a seamless and positive customer experience. REQUIRED SKILLS AND EXPERIENCE: * 3+ years of experience in B2B sales / logistics operations- you've landed new customers against clear quotas or managed operations with existing accounts * Fluent in German and English, and based in Germany: ideally in Thuringia/North Bavaria or Brandenburg/Western Saxony * Confident owning the full sales cycle: from outreach to close and into account expansion * Strong commercial mindset and relationship-building skills * Self-starter who thrives in a dynamic, fast-paced environment * Experience in freight forwarding, logistics, or supply chain role is a major advantage FORTO OPERATING PRINCIPLES: At Forto, our 11 Operating Principles shape the way we work, collaborate, and succeed. As a member of our Commercial Division, these are the core principles that will guide your daily impact and decision-making: * Live Customer Centricity – Put our customers at the heart of everything you do, ensuring their success drives our own. * Succeed Through Accountability – Take ownership of your work, follow through on commitments, and drive results with confidence. * Communicate Swiftly and Directly – Foster clarity and efficiency by sharing information openly, honestly, and in a timely manner. Don’t fit all of our criteria? That’s okay! We know that you might be hesitant to apply if you don’t meet all our requirements, but here at Forto, we pride ourselves on embracing diverse perspectives and celebrating potential. If you are passionate about this position and the Forto values, please apply anyway. There could be a place for you in this role - or another one that’s a perfect fit! WHY WORK WITH US? Our team is hard-working, constantly seeking to maximise the impact of their work, but we put our people first, always winning with care. We value efficient systems and swift, direct communication. We want everyone to have their time to speak, so that we can embrace diverse perspectives to help drive towards solutions always.