Principal Product Designer-Onboarding

Modulr

London In office 4 days/week Why This Role? * Real strategic weight: this isn’t a role where product strategy gets handed down from above. You’ll shape it alongside the CPO * Broad scope: This role gives you ownership across portals, mobile, API and integrations all at once * A product function that’s investing: we’re building out the team and the discipline, and this role is central to that * Commercial impact that’s visible: the products you own directly drive Modulr’s revenue and customer retention Who We Are Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability – built to scale. We process more than 200m transactions and over £180bn in payment value on an annualised basis, and we're trusted by over 6,000 businesses from fast-growing SMEs to global enterprises. We automate how money moves into and out of a business – payroll, supplier payments, spend management and payment collection – through a single platform, connected to the accounting and payroll systems finance teams already use and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure. As a regulated payments provider with over a decade of experience, we're the platform finance teams trust to run mission-critical operations. Modulr is backed by PayPal, FIS, General Atlantic, Blenheim Chalcot, Frog Capital and Highland Europe, with over 400 employees across London, Edinburgh, Amsterdam and Mumbai. Find out more about us on our website and careers site.  What You’ll Do As Head of Product, you’ll own a broad and commercially significant product portfolio spanning AP automation, expense management, supplier payments, collections, travel payments, web portals, mobile, public API and third-party integrations. You’ll lead a team of Product Managers and Designers, work directly with the CPO, and have real influence over where the product goes next. Lead and develop your team - You’ll manage, coach and grow a team of Product Managers and Product Designers. Setting clear goals, removing blockers, giving honest feedback and building the kind of team culture where people do their best work. Own the product strategy for your portfolio - Working closely with the CPO and wider product leadership, you’ll shape the strategy and roadmap for your product lines. You’ll take ownership of delivery and be accountable for ongoing product performance, not just shipping. Drive commercial outcomes - Your portfolio directly supports SMB, Corporate and Enterprise customers. You’ll work with commercial, ops, risk and compliance to align product priorities with revenue goals and ensure your products are positioned to win in market. Run a tight delivery operation - You’ll partner with engineering to prioritise effectively and move at pace. End-to-end ownership means you’re responsible for go-live readiness, internal documentation, and making sure every launch is set up to succeed. Manage the ecosystem - You’ll cultivate relationships with channel partners and suppliers across accounting, payroll and travel, finding ways to deepen integrations and expand our product capabilities through those partnerships. Champion data and AI - You'll embed KPIs across your product lines and lead on AI-driven product innovation. You'll bring practical experience of applying AI to product and a clear point of view on where it creates real value. Your Product Portfolio * AP and payroll automation, supplier payments, expense management, collections and specialist travel payment product lines * Web-based portals serving a wide range of users: partners managing large customer books, treasurers, financial controllers, payment ops teams, accountancy practices and small business owners * Mobile app for account and expense management * Public API and developer experience including guides, documentation and sandbox * Third-party integrations with channel partners across accounting, payroll and travel inventory Who You Are * An experienced product leader who has run a multi-product portfolio in a fast-moving, complex environment and has the track record to show * Technically strong, with good knowledge of API ecosystems, B2B product development and sophisticated UX for non-consumer audiences * Commercially fluent: you understand pricing, positioning and go-to-market, and you’ve worked closely enough with sales and commercial teams to know how product decisions affect revenue * A people leader who takes developing others seriously: you hire well, give real feedback and build high performing teams * Able to hold a 2-year strategic view while staying close enough to execution that your team doesn’t lose direction * Confident operating in a regulated environment, with Fintech or SaaS experience preferred * A strong communicator and influencer at senior level, across internal stakeholders and external partners and customers * Genuinely curious about AI and how it applies to product, not just as a trend but as something you actively explore and experiment with WHAT WE OFFER YOU * Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation. * Bonus – Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance. * Flexible benefits - £1000 to spend on benefits to suit you, including private medical insurance, gym membership, dental etc.  * Wellbeing app – confidential, on-demand access to therapy, coaching, counselling, management training or mindfulness sessions with accredited professionals, with company-funded hours and top-up options available. * Holidays - 33 days annual leave (including bank holidays) plus your birthday off. In the UK, Christmas Day, Boxing Day, and New Year’s Day are fixed holidays. You can choose the remaining days to suit your personal schedule. * Learning opportunities- Our two-day onboarding program, ModStart, helps equip you for success. Learning doesn’t stop there; we’ll continue to support your development through various channels.   * Company-Wide Events - Participate in collaborative and engaging events with colleagues across the business. * Bike to work / E-bike scheme ModInclusion  At Modulr, we’re committed to building a diverse, equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe it’s the right thing for our people, our business, and the community we operate in. By submitting your CV, you consent to us using your personal data to assess your application, contact you, or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing peopleops@modulrfinance.com - though this will withdraw you from consideration for the role.

Allica Bank

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Department Description This role sits within the Payments Tribe, which has built Allica’s current account for established SMEs, combining modern technology with a best-in-class customer experience. The tribe is responsible for payments, current accounts, and savings propositions, and plays a critical role in enabling secure and seamless financial operations for our customers. Technology sits at the centre of Allica. We design and build the platforms that power the bank, working closely with Product, Risk, Compliance, and Operations to deliver meaningful outcomes. Our teams move quickly, take ownership end-to-end, and operate without the burden of legacy systems. Within this context, Financial Crime is a critical and fast-evolving problem space. We are building modern, data-driven fraud capabilities to protect our customers and the bank, increasingly leveraging machine learning and AI techniques alongside traditional controls to stay ahead of evolving threats. Role Description We are looking for an Associate Product Engineer to join our Fraud squad. This is an entry-to-mid level role suited to someone with a strong foundation in data and a genuine interest in machine learning and financial crime, who is eager to develop hands-on expertise in fraud detection and prevention. Reporting to the Product Engineer for Fraud, you will work closely within a small, focused squad contributing to the full lifecycle of fraud controls – from identifying a problem through to shipping a solution. Your primary focus will be on fraud rule management, data quality and integrity across fraud platforms, and applying ML and data-driven thinking to emerging fraud problems. You will also have the opportunity to take end-to-end product ownership of specific fraud areas, and to contribute to customer-facing fraud features alongside the squad. This is an ideal role for someone who is analytically strong, curious about fraud and financial crime, and wants to grow into a more senior product engineering position over time. Principal Accountabilities Product Ownership within the Fraud Domain * Take end-to-end ownership of specific fraud problem areas – from discovery and definition through to delivery, iteration, and ongoing performance monitoring. * Translate fraud risks, customer needs, and operational challenges into clearly scoped, deliverable solutions. * Work closely with Risk, Compliance, and Operations to understand the control landscape and prioritise the right problems to solve. * Contribute to squad planning, backlog refinement, and delivery ceremonies, bringing both product thinking and technical judgement. Fraud Control Optimisation and Threat Analysis * Build AI-native tools (using SQL & Python) for analysing the performance of our rule-based and machine learning controls, to reduce false positives and improve recall. * Support the ongoing tuning and optimisation of fraud controls across Allica’s platforms. Work with operational and compliance teams to translate investigative findings into actionable improvements. * Document change rationale and expected performance outcomes clearly and accurately. * Stay informed on emerging ML/AI techniques relevant to fraud (e.g. anomaly detection, behavioural analytics, generative AI risks such as deepfakes and synthetic identities). * Propose and prototype new detection rules or signals to address emerging fraud typologies (e.g. APP fraud, account takeover, synthetic identities). * Support A/B testing and evaluation of new controls. * Develop working familiarity with machine learning concepts and their application in the fraud domain. * Proactively monitor fraud intelligence sources and internal data to identify new or evolving threat patterns. Data Quality & Integrity in Fraud Platforms * Own the accuracy and completeness of data flowing through fraud detection systems, taking end-to-end responsibility without reliance on a separate data team. * Identify, investigate, and resolve data quality issues directly, working with engineering and platform where changes are needed. * Maintain data hygiene processes that ensure fraud controls are operating on reliable, correct inputs. * Build and maintain dashboards and reports that track platform health and detection metrics Software Engineering & Frontend Contribution * Contribute to mission-critical backend services supporting fraud detection (Python/FastAPI and Kotlin/Spring). * Drive and deliver customer-facing fraud features on the frontend, working closely with frontend-focused engineers in the squad and using React/TypeScript where required. * Build and maintain integrations with internal fraud platforms and third-party vendors. * Ensure services are observable, reliable, and meet security and auditability standards for financial crime controls. * Apply AI-assisted development practices effectively, maintaining code quality and maintainability. Operational Excellence & Security * Apply secure coding practices and contribute to fraud-aware system design. * Ensure appropriate logging, monitoring, and auditability for financial crime controls. * Assist in incident investigation and contribute to continuous improvement of fraud response and system reliability. Personal Attributes & Experience * Strong analytical and problem-solving mindset with a genuine interest in fraud, risk, and financial crime, with ability to take ownership of problems end-to-end and iterate towards effective solutions. * Comfortable balancing customer experience, risk mitigation, and operational efficiency in a fast-paced environment. * Excellent attention to detail. Experience with analysing large datasets with SQL and Python to discover complex trends and patterns. Familiarity with supervised machine learning concepts including tree-based learning, evaluation best practices and explainability. * Strong sense of ownership over data quality – comfortable identifying inconsistencies and resolving them directly. * Familiar with building microservices (Python/FastAPI, Kotlin/Spring or similar). * Comfortable designing scalable solutions to big data problems. * Familiarity with frontend development (React/TypeScript) is a nice to have. * Familiarity with cloud platforms (Azure preferred) and CI/CD practices. * Excellent communicator – able to translate findings and proposals to both technical and nontechnical stakeholders. * Comfortable working in Agile/squad environments and contributing to squad metrics and delivery. * Familiarity with third-party fraud or decisioning platforms is a plus, although not mandatory. * Demonstrable experience with rule tuning, feature engineering, or model performance optimisation is highly desirable Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: * Full onboarding support and continued development opportunities * Options for flexible working * Regular social activities * Pension contributions * Discretionary bonus scheme * Private health cover * Life assurance * Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Okta

Secure Every Identity, from AI to Human Identity is the key to unlocking the potential of AI. Okta secures AI by building the trusted, neutral infrastructure that enables organizations to safely embrace this new era. This work requires a relentless drive to solve complex challenges with real-world stakes. We are looking for builders and owners who operate with speed and urgency and execute with excellence. This is an opportunity to do career-defining work. We're all in on this mission. If you are too, let's talk. ABOUT OKTA FOR AI AGENTS Okta secures access for 20,000 organizations and billions of users. Okta for AI Agents extends that work to the agentic shift. Deploying an AI agent is not like deploying traditional software. You are putting professional work output into production, and it needs deep integration, continuous tuning, and change management. Every agent needs an identity, a scope, an audit trail, and a way to be shut down when it goes wrong. Most enterprises have not built this yet. We are. We hire builders who see the cracks in enterprise agent identity that everyone else has learned to live with. THE ROLE You are the most senior technical field authority for agent identity at Okta. Where a Senior FDE owns the outcome inside one account, you own the patterns that every account and every FDE inherits. You take the hardest and most strategic deployments yourself, set the reference architecture the team builds from, and turn what the field learns into the direction the product takes. You still write code. You also multiply the people around you, and you are the person product and engineering leadership call when an agent identity problem has no precedent. RESPONSIBILITIES * Own the reference architecture. Define the canonical agent identity, delegation, audit, and kill-switch patterns that Senior FDEs deploy across the portfolio, and keep them current as the standards and the product move. * Lead the hardest accounts. Personally own the most strategic, regulated, or technically novel deployments, the ones where there is no playbook yet. * Raise the technical bar. Review other FDEs’ architectures, coach senior customer engineers and your own team, and set the standard for what good looks like in the field. * Shape the roadmap. Synthesize patterns across every account into a clear point of view, and work directly with product and engineering leadership to prioritize what ships next. * Represent Okta as a technical authority. Brief CISO, CIO, and Chief AI Officer audiences, contribute to the standards and frameworks shaping agent identity, and carry the external technical voice. * Resolve what others cannot. Step into the hardest technical and political situations across accounts and find the path forward. * Set the standard for evals and observability. Define how the team measures authorization latency, scope sprawl, delegation anomalies, audit completeness, and kill-switch verification, so it scales beyond any single customer. * Build the team’s leverage. Turn recurring field work into reusable modules, internal tooling, and enablement so the whole FDE function moves faster. REQUIREMENTS * Engineering depth. 10+ years shipping production software, with deep distributed systems and identity experience and a track record of staying hands-on while setting direction. * Authority-level identity protocols. OAuth 2.0, OIDC, SAML, SCIM, RFC 8693 token exchange, act claims, CIMD and DCR, DPoP. Contribution to standards or open source is a plus. * Deep agent security fluency. OWASP Top 10 for Agentic Applications, NIST AI RMF, MITRE ATLAS, plus MCP, A2A, ISO/IEC 42001, and the EU AI Act, with the judgment to apply them in HIPAA, FedRAMP, and SOC 2 environments. * Expert fine-grained authorization. ReBAC and ABAC with policy engines (OPA, Cedar, OpenFGA, or equivalent), and command of the design tradeoffs at scale. * Proven AI hands-on. Production integrations across the major agent platforms and MCP, and daily AI-native development. * Force multiplier. A record of setting technical direction across multiple teams or accounts, and of mentoring senior engineers. * Customer-facing authority. Credible from the IDE to the boardroom, trusted by CISOs and principal engineers alike, and steady when account politics get sharp. * High agency, founder’s mindset. Applied to building a function, not just an account. * Ability to travel, on occasion, up to 35% #LI-Remote (P24675_3470403) Below is the annual On Target Compensation (OTE) range for candidates located in the United Kingdom. Your actual OTE, which is inclusive of base salary and incentive compensation, will depend on factors such as your skills, qualifications, experience, and work location. In addition, Okta offers equity (where applicable) and comprehensive healthcare coverage and financial benefits including paid time off and parental leave in accordance with our applicable plans and policies. To learn more about our Total Rewards program please visit: https://rewards.okta.com/gbr. The OTE range for this position for candidates located in the United Kingdom is between: £114,000—£172,000 GBP The Okta Experience * Supporting Your Well-Being  * Driving Social Impact  * Developing Talent and Fostering Connection + Community We are intentional about connection. Our global community, spanning over 20 offices worldwide, is united by a drive to innovate. Your journey begins with an immersive, in-person onboarding experience designed to accelerate your impact and connect you to our mission and team from day one. Okta is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, ancestry, marital status, age, physical or mental disability, or status as a protected veteran. We also consider for employment qualified applicants with arrest and convictions records, consistent with applicable laws. If reasonable accommodation is needed to complete any part of the job application, interview process, or onboarding please use this Form to request an accommodation. Notice for New York City Applicants & Employees: Okta may use Automated Employment Decision Tools (AEDT), as defined by New York City Local Law 144, that use artificial intelligence, machine learning, or other automated processes to assist in our recruitment and hiring process. In accordance with NYC Local Law 144, if you are an applicant or employee residing in New York City, please click here to view our full NYC AEDT Notice.