Sr AML Specialist - Finland

Reporting to the Chief Compliance Officer, you’ll play a hands-on role across the AML lifecycle - from digital customer onboarding

and risk assessment through transaction monitoring, investigations, suspicious transaction reporting and sanctions screening.

This is not a purely policy-focused role. You’ll work directly with cases, systems and controls while also helping us continuously

improve how our AML framework operates in practice. You’ll contribute to our AML/CFT risk assessment, monitoring controls,

policies and regulatory readiness, working closely with the CCO and teams across the business.

We’re looking for someone who combines strong AML judgement with a practical, analytical mindset and is comfortable operating in a

fast-moving digital financial environment.

• Review and risk-assess customers onboarded through fully digital channels, including CRA, CDD, EDD, identity verification, PEP

assessments and high-risk jurisdiction considerations

• Investigate and resolve transaction monitoring alerts across payments and transfers, identifying unusual or potentially

suspicious activity

• Contribute to the review, calibration and improvement of transaction monitoring rules and controls, including reducing false

positives without compromising detection effectiveness

• Investigate suspicious activity and prepare and submit suspicious transaction reports to the Finnish Financial Intelligence

Unit (FIU) in line with internal procedures

• Maintain clear, accurate and defensible case files, including CDD evidence, investigation findings, risk rationale, monitoring

decisions and escalation records

• Work closely with relevant teams on cases where AML and fraud risks overlap, including mule accounts, account takeover and

other suspicious payment activity

• Keep up to date with relevant Finnish and EU AML/CFT regulatory developments and support their implementation within the

business

• Previous exposure to FIN-FSA or another EU financial regulator, including inspections, audits, remediation or information

requests