How is net salary calculated in Sweden?

To calculate net salary in Sweden, deduct municipal tax and any applicable national state tax from your gross wage, while applying basic deductions and the earned income tax credit (jobbskatteavdrag).

What is Jobbskatteavdraget?

Jobbskatteavdraget is an automatic earned income tax credit that lowers the total income tax paid by working residents in Sweden.

At what income do you pay Swedish state tax?

For tax year 2026, the state tax threshold is 643,000 SEK in taxable income (break-even point 660,400 SEK/year or ~55,033 SEK/month before basic allowance). Income exceeding this amount is taxed an additional 20% in state tax.

Calculate Your Net Salary After Tax

Calculate your take-home pay with official Skatteverket tax data and municipal rates across all 290 Swedish municipalities.

Enter monthly salary

Enter your gross salary and choose your municipality.

Monthly Gross Salary38,000 kr

kr / mån

Municipality29.82% skatt

Member of the Church of Sweden (+ ~0.98%)

Your Net Salary After Tax

30,171kr / mån

You keep 79.4% of your salary. Total tax: 7,829 kr.

Gross Salary38,000 kr

Municipal Tax (29.82%)-7,829 kr

Earned Income Tax Credit+3,046 kr

Total Employer Cost49,940 kr

View open jobs in Stockholm

Tax Comparison Between Municipalities

See your net salary across Swedish municipalities on a 38,000 kr gross income.

Stockholm

29.82% skatt

30 171 kr

netto efter skatt

Göteborg

32.6% skatt

29 442 kr

netto efter skatt

Malmö

32.42% skatt

29 489 kr

netto efter skatt

Österåker

28.98% skatt

30 392 kr

netto efter skatt

Uppsala

32.65% skatt

29 428 kr

netto efter skatt

Earned Income Tax Credit

Jobbskatteavdraget is an automatic reduction on municipal income tax for working residents in Sweden.

National State Tax

Monthly income exceeding ~55,033 SEK (660,400 SEK/year, taxable threshold 643,000 SEK) is taxed an additional 20% in national state tax, yielding a marginal rate around 50-55%.

Employer Contribution

Employers in Sweden pay an additional 31.42% in social security contributions covering public pensions and healthcare.