Head, Product Control & Accounting

Moniepoint

WHO WE ARE Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. JOB PURPOSE Builds and owns the Group's FP&A framework, methodology, and reporting standards, giving Group leadership a single, reliable view of financial performance and outlook across the Group's subsidiaries and business units: Moniepoint Nigeria, Moniepoint Kenya, MonieWorld and Moniepoint Technologies. This is a framework and consolidation role, not a day to day business unit finance role. Some subsidiaries and markets run their own standalone FP&A team that owns local budgeting, forecasting, and reporting for that business; this role sets the Group standard those teams work within and consolidates their output. Wherever a subsidiary or shared function doesn't yet have a dedicated FP&A resource, this role covers it directly. The intent is one Group framework, executed locally wherever a local team exists, with no duplicated effort. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. RESPONSIBILITIES: * Design and own the Group's FP&A framework: forecasting architecture, budget process, and management-reporting standards that every entity works to, including markets that maintain their own standalone FP&A team * Consolidate entity and BU-level forecasts, including those submitted by markets with their own standalone FP&A team, into a single Group P&L, balance sheet, and cash flow, with a working currency toggle and intercompany eliminations * Own the annual Group budget calendar and process: templates, timelines, challenge sessions, and Board approval, without taking over the local budget-building work each entity's own finance team already does * Produce the consolidated Group forecast (2026-28 and beyond), reconciled monthly to actuals, with a clear bridge explaining variances * Work closely with the Group Financial Controller so actuals, the consolidation, and the forecast reconcile cleanly month to month, and closing timelines support the reporting calendar * Run the monthly and quarterly reporting cycles at Group level: consolidated management accounts, Board packs, and investor-grade reporting * Build and maintain the Group's KPI and unit-economics framework, and ensure it is applied consistently across every entity's finance team, whether that entity has its own dedicated resource or is covered directly by this role * Partner with BU CFOs / finance leads (Moniepoint Nigeria, Moniepoint Kenya, Moniepoint Technologies, MonieWorld) as the standard-setter and consolidator, leaving day-to-day local execution with them * Lead scenario and sensitivity modelling for Group-level strategic decisions: new market entry, capital raises, new market expansion, licence applications etc. * Set and enforce FP&A style and modelling standards across the Group (structure, formatting, sign-off, version control) * Manage and develop the Group FP&A Analysts covering the subsidiaries and markets without a dedicated resource, plus central shared services CANDIDATE REQUIREMENTS: * 8-10+ years in FP&A, corporate finance, or investment banking, including experience building forecasting frameworks from scratch * Proven experience consolidating multi-entity, multi-currency forecasts and management accounts * Background in banking, fintech, or another regulated, fast-growth environment * Advanced financial modelling skills (Excel at architect level); comfortable owning a model spanning multiple entities and currencies ACA / ACCA / CFA or equivalent * Proven ability to operate effectively as a remote, senior finance leader across time zones and geographies PREFFERED QUALIFICATIONS * Experience in a high-growth African or emerging-markets fintech or bank * Prior exposure to Board and investor reporting at Group level * Familiarity with planning/consolidation tooling (NetSuite, Aleph, Pigment or similar) beyond Excel * Experience standing up FP&A functions or frameworks during a scale-up phase, including defining where a Group function ends and in-country teams begin ABOUT YOU * You think in frameworks. You build the system once, properly, rather than patching it every quarter * You're comfortable holding a multi-entity, multi-currency picture in your head and explaining it simply to the CFO and Board * You know the difference between setting the standard and doing the work. You'd rather make each market's FP&A team excellent within a shared framework than take their work off them * You push back on numbers that don't reconcile, and you don't sign off until they do * You're a strong people manager. You can direct analysts and get consistent, house-standard output from a small team * You communicate in writing the way you model: structured, precise, no padding * You operate well remotely: proactive, well-organised, comfortable driving a Group-wide process without being in the room WHAT SUCCESS LOOKS LIKE * Group forecast is reconciled to actuals monthly, with variances explained within an agreed tolerance * Management, board and investor reporting are delivered on time, every cycle, without late-stage rework * Budget process runs to a fixed calendar with BU sign-off, with no material off-cycle changes * BU finance leads use the Group model and house standards as their working framework, not a parallel one * CFO and Group CEO treat the FP&A output as the single source of truth for decision-making WHAT TO EXPECT IN THE HIRING PROCESS * A preliminary phone call with one of our recruiters. * Hiring Manager Interview  * A Panel interview with existing Finance Leads * A behavioural and technical interview with a member of the Executive team.

Monzo

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍London/Cardiff/UK Remote | 💰£106,300 - 125,000 + Incentive Awards tied to your performance + Benefits  ✨ Our Financial Control team ⭐ Monzo is looking for an experienced and ambitious professional for a newly created, high impact Head of Accounting Policy role. This role is designed to establish and lead our technical accounting policy function for our Group, UK and EU regulated entities. Rooted in the banking sector, the successful candidate will sit at the intersection of finance and commercial growth. You will act as the primary technical interface for the business, assessing new commercial proposals, leading technical accounting fora, and strategically triaging work across the wider finance team to utilise the existing technical capability of the team as well as lead in developing those skills further. This is a key role with real impact, working closely with the Group Financial Controller, UK and EU CFOs to deliver high-quality external reporting, and technical accounting and advisory in support of our fast-growing, tech-driven bank. We’re looking for someone with significant experience in an accounting policy, technical accounting role, ideally from a banking background. You'll thrive in a fast-paced, ever-evolving environment and have a hands on, delivery focused mindset, supporting Monzo’s mission to make money work for everyone. 🔑 You’ll play a key role by... * Providing expert advice on complex accounting issues (e.g., revenue recognition, leasing, financial instruments) and document conclusions in technical memos. * Developing and maintaining global accounting policies, ensuring consistency across the organisation and compliance with updated standards (IFRS). * Leading projects for the adoption of new accounting standards. * Partnering with commercial and product teams to evaluate the accounting implications of new products, lending propositions, and complex transactions prior to launch. * Managing the intake of technical queries, strategically triaging and delegating project components to utilise existing and develop the technical skills within the wider finance team. * Establishing, coordinating, and chairing an internal technical accounting forum to debate, align, and secure sign-off on areas of accounting estimates and judgments, as well as new policy/standards. * Acting as the dedicated technical accounting partner to the business, translating complex technical standards into actionable business advice. * Leading the technical dialogue with external auditors, authoring robust accounting papers to justify and defend the Monzo’s reported positions. * Building and maintaining effective working relationships with internal stakeholders, external auditors and advisors. 🤩 We’d love to hear from you if… * Experience: Fully qualified accountant (ACA, ACCA, or CPA) with 5+ years of experience in accounting policy, technical accounting, or Big 4 accounting advisory. * Technical Skills: Strong, hands-on knowledge of IFRS particularly in specialised areas like IFRS 9 * Banking Background (preferred): Proven track record within a banking institution or a Big 4 banking/financial services advisory practice. * Collaborative Leadership: Demonstrated experience in managing workloads across a team, utilising external skill sets rather than working in a silo. * Stakeholder Management: Ability to facilitate technical debate and drive alignment among senior leaders and cross-functional teams. * Communication: Strong capability to communicate technical standards into clear, professional, and practical guidance for non-finance stakeholders. * Resource Optimisation: Sharp prioritisation and organisational skills to effectively triage proposals and maximize the existing capabilities of the wider team, while also developing those skills further. * Adaptability and resilience: Demonstrable ability to be resilient and flexible in a fast-paced, tech-led, and agile environment. 🙌 What’s in it for you 💰 £106,300 - £125,000 ➕Incentive Awards tied to your performance. 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  📚 £1,000 learning budget each year to use on books, training courses and conferences. 🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.  ➕ Plus lots more! Read our full list of benefits. 🌈 The application journey has 4 key steps * Phone call with the Recruiter (30 mins) * Initial Video interview with Hiring Manager (30 mins) * Role specific interview with Financial Control team (60 mins) * Behavioural interview with wider Finance members (45 mins) This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. #LI-REMOTE #LI-NZ1 ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

Modulr

London In office 4 days/week Why This Role? * Real strategic weight: this isn’t a role where product strategy gets handed down from above. You’ll shape it alongside the CPO * Broad scope: This role gives you ownership across portals, mobile, API and integrations all at once * A product function that’s investing: we’re building out the team and the discipline, and this role is central to that * Commercial impact that’s visible: the products you own directly drive Modulr’s revenue and customer retention Who We Are Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability – built to scale. We process more than 200m transactions and over £180bn in payment value on an annualised basis, and we're trusted by over 6,000 businesses from fast-growing SMEs to global enterprises. We automate how money moves into and out of a business – payroll, supplier payments, spend management and payment collection – through a single platform, connected to the accounting and payroll systems finance teams already use and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure. As a regulated payments provider with over a decade of experience, we're the platform finance teams trust to run mission-critical operations. Modulr is backed by PayPal, FIS, General Atlantic, Blenheim Chalcot, Frog Capital and Highland Europe, with over 400 employees across London, Edinburgh, Amsterdam and Mumbai. Find out more about us on our website and careers site.  What You’ll Do As Head of Product, you’ll own a broad and commercially significant product portfolio spanning AP automation, expense management, supplier payments, collections, travel payments, web portals, mobile, public API and third-party integrations. You’ll lead a team of Product Managers and Designers, work directly with the CPO, and have real influence over where the product goes next. Lead and develop your team - You’ll manage, coach and grow a team of Product Managers and Product Designers. Setting clear goals, removing blockers, giving honest feedback and building the kind of team culture where people do their best work. Own the product strategy for your portfolio - Working closely with the CPO and wider product leadership, you’ll shape the strategy and roadmap for your product lines. You’ll take ownership of delivery and be accountable for ongoing product performance, not just shipping. Drive commercial outcomes - Your portfolio directly supports SMB, Corporate and Enterprise customers. You’ll work with commercial, ops, risk and compliance to align product priorities with revenue goals and ensure your products are positioned to win in market. Run a tight delivery operation - You’ll partner with engineering to prioritise effectively and move at pace. End-to-end ownership means you’re responsible for go-live readiness, internal documentation, and making sure every launch is set up to succeed. Manage the ecosystem - You’ll cultivate relationships with channel partners and suppliers across accounting, payroll and travel, finding ways to deepen integrations and expand our product capabilities through those partnerships. Champion data and AI - You'll embed KPIs across your product lines and lead on AI-driven product innovation. You'll bring practical experience of applying AI to product and a clear point of view on where it creates real value. Your Product Portfolio * AP and payroll automation, supplier payments, expense management, collections and specialist travel payment product lines * Web-based portals serving a wide range of users: partners managing large customer books, treasurers, financial controllers, payment ops teams, accountancy practices and small business owners * Mobile app for account and expense management * Public API and developer experience including guides, documentation and sandbox * Third-party integrations with channel partners across accounting, payroll and travel inventory Who You Are * An experienced product leader who has run a multi-product portfolio in a fast-moving, complex environment and has the track record to show * Technically strong, with good knowledge of API ecosystems, B2B product development and sophisticated UX for non-consumer audiences * Commercially fluent: you understand pricing, positioning and go-to-market, and you’ve worked closely enough with sales and commercial teams to know how product decisions affect revenue * A people leader who takes developing others seriously: you hire well, give real feedback and build high performing teams * Able to hold a 2-year strategic view while staying close enough to execution that your team doesn’t lose direction * Confident operating in a regulated environment, with Fintech or SaaS experience preferred * A strong communicator and influencer at senior level, across internal stakeholders and external partners and customers * Genuinely curious about AI and how it applies to product, not just as a trend but as something you actively explore and experiment with WHAT WE OFFER YOU * Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation. * Bonus – Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance. * Flexible benefits - £1000 to spend on benefits to suit you, including private medical insurance, gym membership, dental etc.  * Wellbeing app – confidential, on-demand access to therapy, coaching, counselling, management training or mindfulness sessions with accredited professionals, with company-funded hours and top-up options available. * Holidays - 33 days annual leave (including bank holidays) plus your birthday off. In the UK, Christmas Day, Boxing Day, and New Year’s Day are fixed holidays. You can choose the remaining days to suit your personal schedule. * Learning opportunities- Our two-day onboarding program, ModStart, helps equip you for success. Learning doesn’t stop there; we’ll continue to support your development through various channels.   * Company-Wide Events - Participate in collaborative and engaging events with colleagues across the business. * Bike to work / E-bike scheme ModInclusion  At Modulr, we’re committed to building a diverse, equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe it’s the right thing for our people, our business, and the community we operate in. By submitting your CV, you consent to us using your personal data to assess your application, contact you, or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing peopleops@modulrfinance.com - though this will withdraw you from consideration for the role.