0to9 AB (publ)

About 0TO9 0TO9 is a profitable European fintech bank with an uncommon model: we don't just run a bank - we build them. Alongside our core banking operations, we act as a venture builder, co-founding entrepreneur-driven fintech companies and giving them capital, licenses, and infrastructure from day one. Each venture targets a different banking product or vertical. We move fast, we're already profitable, and the people around the table have some of the strongest track records in European banking and fintech. The role Your mandate is the legal and administrative backbone of an international tech group, corporate documentation, governance, compliance, and the structures that let fast-moving companies stay in order. This isn't a support role. You are the legal order. What you'll do Own corporate documentation and governance across the group's legal entities, board minutes, articles of association, powers of attorney, share registers, and filings. Drive and coordinate compliance processes, ensuring each group company meets its legal obligations in its respective jurisdiction. Support leadership and boards on contract reviews, NDAs, and commercial frameworks. Own the administrative processes tied to corporate structure and ownership, including changes from acquisitions, new incorporations, and restructurings. Build and maintain the systems that keep legal documentation actually findable when it matters. About you 3–5 years of experience in corporate law, legal administration, or corporate governance, ideally from a law firm, audit firm, or in-house corporate legal function. Comfortable working in an international environment with multiple entities and jurisdictions. Structured by default and used to owning processes, you don't wait for someone to tell you how something should be done. Strong written and spoken English; Swedish is a genuine advantage. Bonus: experience with M&A processes, multi-jurisdiction company registrations, or working in a tech or SaaS environment. Who you are You find it satisfying when the right document is in the right place and the corporate calendar actually lines up. You thrive in a company that moves fast, and you're the one making sure that movement happens with order underneath it. You don't need a rulebook. You're good at writing them. What we offer A central role in an international fintech group with real ambition. Genuine ownership of your function, not a prescribed lane to stay in. Colleagues who are good at what they do and respect when you are too. Hybrid work, based out of a beautiful Stockholm office.

About Plus1 Plus1 is a fast-growing fintech on a mission to give people total control over their personal finances. We don’t just offer loans, we build digital solutions and provide expert advisory services that make a real difference across Europe. Plus1 is part of 0TO9 AB, a licensed credit market company supervised by the Swedish FSA (Finansinspektionen). We are scaling quickly and building out our organization. This is your chance to join a team where your voice carries weight, where you help set the direction, and where you can help build the next fintech success story. Learn more about Plus1 The Role We are looking for a Product Manager who doesn’t just set direction, but builds. You will join our product and tech team of 11 in Stockholm, report directly to the CEO and work closely with the management team. We don’t split the product into silos with individual owners. We work full stack, all hands on deck, across the entire customer and business chain. Priorities are set together with management, with special focus on: Traffic generation Onboarding and conversion Retention and dunning The credit granting process Market expansion Internal systems used by our advisors and customer service agents We build a lot ourselves with Claude Code. As a PM you won’t just write requirements and manage the backlog. You will pair with our developers, build prototypes, internal tools and analyses yourself, and improve how we work every day. Your mission includes: Driving priorities and roadmap across our focus areas, based on data, customer insight and business impact. Building and shipping hands-on together with the developers, from prototype to production. Monitoring performance across the funnel, from first click to repayment, and acting quickly when something needs adjusting. Making sure everything we build meets regulatory requirements, including consumer credit regulation, CCD2, AML/KYC and GDPR, in close collaboration with legal, compliance and credit. Managing external partners such as payment providers, brokers and credit bureaus. Aligning internal stakeholders across credit, customer service, finance, marketing and management. Contributing to launches in new markets, from requirements and partner setup to go-live. Who You Are We are looking for a “Founder’s Mentality.” You are analytical, results-driven and thrive in an environment where things move fast. You don’t wait for a to-do list, you see what needs to be done and you drive it to completion, often by building it yourself. 3-5 years of experience in consumer credit, financial services or another regulated business, ideally as a product manager, product owner or in business development. Hands-on with AI coding tools such as Claude Code, and comfortable working in a codebase alongside developers. A solid understanding of credit processes, risk management and consumer credit regulation. Experience managing both internal and external stakeholders. The drive to work independently, while loving being part of a team where everyone supports each other. Fluent in English, spoken and written. Why join Plus1? Report directly to the CEO, with short decision paths and real influence. Work in a team that actually builds with AI every day, not just talks about it. Work across the full customer journey and help people improve their financial health every day. Be part of our expansion into new European markets. Work in a high-ceiling, innovative environment in the heart of Stockholm, where you and your ideas actually matter.

About 0TO9 0TO9 is a bank for entrepreneurship, built by and for financial innovators. We provide infrastructure for entrepreneurs ready to start and scale the next generation of financial products and platforms. Founded in 2025, we're already 75+ co-workers across Europe, and growing fast. Our name reflects our mission: from zero to success, from idea to impact, from now to what's next. The Role We're looking for a Senior IT Operations Engineer who enables our organization to grow. You'll be part of a team that delivers IT and cybersecurity to the companies in our portfolio, supporting them whether they're onboarding a new team, setting up a new office, or choosing the right tools. This is a senior role with real strategic weight. You'll shape how we make forward-looking IT decisions on integrations, platforms and tooling, drive the development of our IT operations, and help us navigate technology choices as we scale. At the same time, you're not afraid to get your hands dirty, when a new office needs screens, conference systems and a printer up and running, you're happy to make it happen. You take ownership, drive work forward independently, and work closely with the rest of the team on IT processes, security and regulatory work like GDPR and DORA. What you'll do Own IT operations for both central IT and our portfolio companies as they grow, from day-to-day support to being their long-term IT partner as their needs mature. Deliver hands-on IT setup and support to our portfolio companies: onboarding, tooling, office setup, meeting and conference systems. Drive a methodical, consolidated approach to software licenses, how we buy, manage and follow up on them, and manage the vendor relationships behind our IT portfolio. Make sure the services we buy actually deliver on our contracts, requirements and expectations. Be part of the team responsible for IT and cybersecurity, working hands-on with technical support and integrations and bringing a senior perspective. Build the operating model for how we scale IT support to new portfolio companies as we grow today it might be five companies, tomorrow twenty. Who you are A senior IT operations profile with broad, hands-on experience, comfortable being third-line support one moment and a strategic sparring partner the next. Experienced with Google Workspace and at least one major cloud platform (AWS or GCP). Structured and methodical in IT administration: licenses, vendors, agreements, follow-up. A relationship builder who enjoys being the face of IT toward colleagues and portfolio companies, proactive, approachable and service-minded. Project-oriented and self-driven, you can run initiatives end to end, but you're a doer at heart, not a pure project manager. Comfortable in a fast-growing environment where things change quickly and no task is too big or too small. Bonus points Experience with cybersecurity operations, endpoint monitoring (e.g. CrowdStrike), code scanning, or guiding developers on secure practices. A background close to development or IT product management, giving you an eye for how technical decisions play out over time. Why 0TO9? Shape a role and a function that's being built from the ground up. Real ownership from day one, no layers, no bureaucracy. Work directly with the companies in our portfolio and see your work enable their growth. Grow with us as we scale across Europe. Find out more at 0to9.com, we'd love to hear from you!